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On Sat, 9 Jan 2016 01:42:29 -0000, Janet > wrote:

> In article >,
> says...
> >
> > On Fri, 8 Jan 2016 23:50:32 -0000, Janet > wrote:
> >
> > > In article >,
> > > says...
> > > >
> > > > On Fri, 8 Jan 2016 16:33:31 -0000, Janet > wrote:
> > > >
> > > > > OK. So to summarise your posts above, you think that the DD card
> > > > > holder is paying the bank for every DD transaction directly out of their
> > > > > checking account.
> > > > >
> > > > > You're still wrong.
> > > >
> > > > Do you balance your checkbook daily?
> > >
> > > No, why would I?
> > >
> >
> > Okay, I see.
>
> No, you're still clueless.
>
> I only use half a dozen cheques per year.
>
> >You take your bank's word for your balance.
>
> The current ("checking") account receives various in-payment credits at
> different times during each month; and debits leave by different
> methods; various regular automated debit payments handled by the bank;
> use of DD card by me to withdraw cash or pay for goods and services; and
> rarely, a cheque. So, no amount of daily "balancing my chequebook" would
> take account of all the other in and out payments every month.
>
> The bank provides monthly statements detailing every penny in and out
> and where it went or came from. Of course I check bank statements;
> that's how I know the bank has never made an error on any of my
> accounts.
>
> Janet UK
>
Play gotcha much? The truth finally came out that you don't use yours
like Bruce and Ophelia use theirs and Bruce seems to use his for
anything that costs more than a cup of coffee.

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sf