On Saturday, January 9, 2016 at 10:09:20 AM UTC-5, Nancy Young wrote:
> On 1/9/2016 7:04 AM, Cindy Hamilton wrote:
>
> > I don't balance my checkbook. Monthly I look online at
> > the statement, ensure that nothing mysterious was posted,
> > and assume that computers can do basic addition and subtraction.
>
> Exactly. I used to balance my checkbook to the penny, or die
> trying, a result of having been a bank teller and also
> living on the edge. That was to save me from bounced checks,
> not to prove the computer made a calculation error.
>
> > I don't even keep a check register. I write perhaps three checks
> > a year and make weekly ATM withdrawals. Everything else is paid
> > electronically.
>
> I try to write down what checks are handwritten, but it's a bit
> of a losing cause. I just keep a cushion in my checking account
> to cover my day to day expenses and any other bills that come in.

Either the checks I write are very small (magazine subscription)
and won't make a difference when they clear, or they've very large
(contractors, car purchases) and I'm not apt to forget to cover them.

Cindy Hamilton