On 1/9/2016 1:16 PM, Nancy Young wrote:

>
>> I use Quicken. Easy, accurate, always know what is available. Buy it
>> once for the cost of a bounced check.
>
> That's a good tool. I don't see them any more, but there used to
> be a number of shows where they'd try to fix people's finances.
> It's stunning to me how much people pay every month in bounced
> check fees and they don't seem to think it's a problem. The
> statistics bear it out, those fees make banks a ton of money.
>
> nancy
>

Yes, it is amazing. In 50+ years on my own I may have bounced 2 checks
from a math error or was late with a bill payment. Math error or
whatever can happen, but for some, it is every month.

I've also heard comments like "I don't know why they keep calling, they
always get paid eventually" That person's credit score was also in the
low 400's and she paid dearly for financing of a used car.