On 2016-04-10 11:52 AM, Ed Pawlowski wrote:

>
> That was the idea, but it did not work out that way. A few people
> benefited, many did not. Many low income people are forced to either pay
> a premium they cannot afford or pay a penalty for having no insurance.
> Varies by state, but if you have no income you are usually covered by
> Medicaid.
>
> The plan was based on incorrect suppositions. They assumed that the
> healthy 20 and 30 year olds would sign up, pay premiums, subsidize
> others. They found it was cheaper to pay a $400 penalty than to buy
> $6000 insurance.
>
> In another thread I mentioned situations like my son. He needs a knee
> operation that under the old plan would have been a $500 copay but is
> now $6000. He is paying the same premium, less coverage. Many people
> have run into that.

That same operation here..... no copay.... no charge.