On Tue, 14 Jun 2016 08:34:06 -0400, Nancy Young
> wrote:
>
> The best reason to keep your score in the excellent range is
> to get lower insurance premiums, or lower interest rates if
> you do borrow money. Other than that, it's not that important
> to your life.

That's also how you get those credit cards with 20+ months free
interest. We put our last cruise on one (not the first time we've
used that strategy) and will pay it off within the "free interest"
amount of time. We love the reverse (interest free) loan idea and use
it + the incentives they offer to our advantage.
>
> These days you can get your actual FICO score from some
> credit cards, it's not the same thing as a credit score,
> and it's what lenders/etc really are checking.
>
Is FICO is the one with scores over 800 and real credit scores top out
at 800?


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sf