On Sun, 13 Nov 2016 14:12:22 -0800 (PST), Cindy Hamilton
> wrote:
>On Sunday, November 13, 2016 at 3:22:45 PM UTC-5, Brooklyn1 wrote:
>> Cindy Hamilton wrote:
>> >Gary wrote:
>> >> Cindy Hamilton wrote:
>> >> >
>> >> > I'm not 62 yet, so the jury's still out. BTW, I will be 66.5 before
>> >> > I can qualify for Social Security.
>> >>
>> >> Cindy, just for your knowledge, every american can start getting Social
>> >> Security at age 62 (as it stands now). It's the full retirement that
>> >> goes by age. You must be 56-57 right now if you can't get full
>> >> retirement until your age of 66.5.
>> >
>> >I'm 59. ssa.gov told me 66.5. I plan to retire some time between
>> >67 and 70. I'm in no hurry, since I sit at a desk all day. The
>> >tricky part will be staying useful as a programmer.
>>
>> For you the tricky part is to live ten more years... sitting behind a
>> desk all day shortens one's life expectancy.
>
>Perhaps. My grandmother made it to 92, and my mother--who sat
>behind a desk from high school until she was my age--is going
>strong at 82.
>
>> Anyway when to retire
>> has little to do with SS benefits, which was never intended as enough
>> to live on. Much more important are one's pension, investments, and
>> outstanding debt.
>
>No pension. I've been saving like mad for years, but like
>everybody I'm afraid I'll outlive my savings. I'll have
>no outstanding debt a year from now when my mortgage is paid.
>
>> If you work until age 70 you'd have to live to over
>> 85 to break even on the money you could have collected from SS since
>> age 65.
>
>Which is quite likely, given my genetics.
>
>Cindy Hamilton
I hope you make 100 but even tomorrow is not gauranteed.
I retired at 62 but didn't begin collecting SS until 65. For the
interim I lived on the income from the one rental property I still had
on Lung Guyland and on interest from savings and investments. I don't
have a mortgage as I paid cash for this house. I never think about
how long I'll live (that would be foolish), I live each day as it
arrives. Each day I have projects, today I did some tree pruning (my
Linden) and coated the cuts with Spectricide tree wound spray, and
then I covered my diesel tank for winter with a the new tarp and
bungee cords I ordered. My new bow saw is wonderful for pruning and
it's great for dispatching fallen trees, even larger fallen trees...
it's actually faster than my chain saw as there's no prep, playing
with fuel and bar oil, hoping it starts, and it's lots safer, slices
through an 8" log like it's a stick of butter. Today I sliced through
4" linden branches with six strokes... don't believe, read the
reviews:
https://www.amazon.com/Bahco-10-24-2...ow+saw+24+inch