On 6/29/2017 4:22 AM, Ophelia wrote:

> ==
>
> I very rarely use cash, I use my debit card. I wouldn't know how to use my
> phone for payment. I am not saying it doesn't happen though.
>
>
>

Your phone may already have the program, Samsung Pay, Android Pay or
similar. You associate a credit card with it. Your phone has to be on
but the program does not have to be open. You just wave the phone over
the sensor and it is done.

To activate the program your phone also must have security to open it,
like a pin or fingerprint sensor.

With a lot of little purchases on the debit card it adds a lot of time
to reconcile the statement at the end of the month. I just find cash
easier.