wrote in message ...

Ed Pawlowski wrote:
>Ophelia wrote:
>> ==
>> I very rarely use cash, I use my debit card. I wouldn't know how to use
>> my
>> phone for payment. I am not saying it doesn't happen though.
>
>Your phone may already have the program, Samsung Pay, Android Pay or
>similar. You associate a credit card with it. Your phone has to be on
>but the program does not have to be open. You just wave the phone over
>the sensor and it is done.
>
>To activate the program your phone also must have security to open it,
>like a pin or fingerprint sensor.
>
>With a lot of little purchases on the debit card it adds a lot of time
>to reconcile the statement at the end of the month. I just find cash
>easier.

For small purchases I use cash unless it's something that I want to
retain a record, then I use a credit card, or I may write a check.
I don't have a debit card, I don't have an ATM card either. I know a
few people who constantly use a Debit card and ATM, they are always
broke before the next pay period. I often see people in the
stupidmarket who swipe 3-4 debit cards and all are rejects for lack of
funds, then they hold up the line further by using an ATM, no funds
there either so they leave without buying anything and the store has
to put everything back. I'm surprised at how many people live that
way.

====

The only time we use a credit card is if we are ordering something big and
it has been checked out.




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