Nancy Young wrote:
>
> Ron's been researching Medicare as he's reaching that age, so
> it's been a lot of talk about days in hospital coverage, etc.
> After 60 days blah blah. I said don't worry about that, if I'm
> that sick I'm going home and calling it a day. Sudden or kind
> of sudden has an appeal for me.

Same with me, Nancy although we won't have that choice to decide.

I just signed up for Medicare 5 months ago (september). Part A
(hospitalization) started retro active to June but the Part B had
a 3 month wait so I didn't get that coverage until about 2 months
ago (Dec.1).

I just signed up for the basic govt. Part A and B. It's much
better coverage than I had for 15 years with my own personal
coverage with one minor. The private insurance companies are such
total crooks. I had the coverage for 15 years, paid them about
$45,000 in monthly premiums and never received one penny back
from them in all those years.

So....this supplimental Medicare insurance is just the private
companies trying not to lose customers to Medicare. If you do
decide to pay the crooks extra for supplimental, join AARP and
use their recommended insurance....seems to be the best
supplimental option.

Call (and wait on hold for 40 minutes) or use their website and
request a Medicare info booklet for your state. They explain
every option you have in good detail. It would really help your
husband make a decision. Hope that helps.