On Fri, 17 Jul 2020 10:23:10 -0600, jay > wrote:

>On 7/17/20 8:49 AM, Gary wrote:
>> jay wrote:
>>>
>>> On 7/17/20 5:01 AM, Gary wrote:
>>>> Cindy Hamilton wrote:
>>>>>
>>>>> Most Americans would replace that tile with asphalt shingles.
>>>>> ISTR that's the most common residential roofing material in the
>>>>> U.S. And the cheapest. Instead of $113,000, that job might cost
>>>>> $5000 (including getting rid of the tiles).
>>>>
>>>> Not for $5000. Maybe for 15 or 20.
>>>
>>> Yes. 5K would be a dog house with bottom of the line 3 tab shingle.
>>> Recently spent 18k on a not so large one and most all of y'all chipped
>>> in. Roofing contractors pay an exorbitant amount for insurance just like
>>> tree trimmers.
>>
>> I have no doubt that roofing liability insurance is high.
>> Especially when they do a flat roof. One little missed spot
>> could cause much damage below and inside.
>>
>> Talk about high insurance. I read that just a GP doctor
>> paid about 100K per year for insurance 30 years ago.
>> I don't doubt it.
>>
>
>I think the big risk is someone falling off. Personal injury can cost
>them kagillions.

Allowing a contractor to climb on your roof it's entirely at their
peril... just don't invite your neighbor on your roof.