On 7/17/20 12:22 PM, Sheldon Martin wrote:
> On Fri, 17 Jul 2020 10:23:10 -0600, jay > wrote:
>
>> On 7/17/20 8:49 AM, Gary wrote:
>>> jay wrote:
>>>>
>>>> On 7/17/20 5:01 AM, Gary wrote:
>>>>> Cindy Hamilton wrote:
>>>>>>
>>>>>> Most Americans would replace that tile with asphalt shingles.
>>>>>> ISTR that's the most common residential roofing material in the
>>>>>> U.S. And the cheapest. Instead of $113,000, that job might cost
>>>>>> $5000 (including getting rid of the tiles).
>>>>>
>>>>> Not for $5000. Maybe for 15 or 20.
>>>>
>>>> Yes. 5K would be a dog house with bottom of the line 3 tab shingle.
>>>> Recently spent 18k on a not so large one and most all of y'all chipped
>>>> in. Roofing contractors pay an exorbitant amount for insurance just like
>>>> tree trimmers.
>>>
>>> I have no doubt that roofing liability insurance is high.
>>> Especially when they do a flat roof. One little missed spot
>>> could cause much damage below and inside.
>>>
>>> Talk about high insurance. I read that just a GP doctor
>>> paid about 100K per year for insurance 30 years ago.
>>> I don't doubt it.
>>>
>>
>> I think the big risk is someone falling off. Personal injury can cost
>> them kagillions.
>
> Allowing a contractor to climb on your roof it's entirely at their
> peril... just don't invite your neighbor on your roof.
>

Maybe. When something happens that looks like a pay day everyone with a
pocket gets fired upon by the lawyers.

Anyway I was referring to a roofing contractors insurance not home
owners insurance. Many contractors will say they are insured and they
are not. Best to get a certificate of insurance from them and also call
the insurance company involved to be sure it is in force and for how long.