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cshenk cshenk is offline
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Default I mowed my entire Backyard last evening and my Front this morning!

jmcquown wrote:

> On 5/6/2021 7:21 PM, cshenk wrote:
> > Gary wrote:
> >
> >> Graham wrote:
> > > > What I can't understand is that my credit rating, obtainable
> > > > when I do any online banking, has just dropped to just below
> > > > 800. It usually sits at 870 but should be 900 as I have no
> > > > debts, apart from modest credit card balances that I pay off
> > > > promptly every month.
> > >
> >> From what I understand, they look at your "potential" debt. Even

> with
> > > one credit card that's used and paid off each month (like me),
> > > they look at your credit limit because at any point, you could
> > > charge it up to that limit.
> > >
> > > To have extra credit cards that you never use, can take down your
> > > score. They seem to base your score on potential debt, not current
> > > debt or timely payments.

> >
> > Thats part of it too. I probably need to cancel some oddball ones I
> > never use.
> >

> They've probably expired.
>
> Jill


Possiby Jill. I have 2 store cards just for the 10% off on first use
when buying 200$ worth or so of things that visit. Haven't used since.