"Dave Smith" > wrote

> estimate. SInce I had bought 5 guitars there over the past 10 years or
> so, and
> explained the situation, they gave me really high estimate, so after they
> deducted the depreciation I got $925. That went a long way toward paying
> for the
> new Martin.

So ... someone tried to rip you off, so you ripped off the insurance
company? Just wondering.

nancy