Nancy Young wrote:

> > estimate. SInce I had bought 5 guitars there over the past 10 years or
> > so, and
> > explained the situation, they gave me really high estimate, so after they
> > deducted the depreciation I got $925. That went a long way toward paying
> > for the
> > new Martin.
>
> So ... someone tried to rip you off, so you ripped off the insurance
> company? Just wondering.

Don't expect me to feel guilty. They boosted my rates after that, so whatever
they paid out on that claim they have since made up in spades. The adjuster
told me they would go after the kids for restitution. I asked them about that
after my premiums were raised and he said that you can't get blood out of a
stone. Then I confronted him with the fact that there was no one from the
insurance company in court. I was was there as a witness and the judge said
that he was surprised that there was no one present from the insurance company
and that since they had be caught red handed in the house that he would
certainly have ordered restitution. He ordered a restitution for my deductible,
which I got.