On Fri, 8 Dec 2006 08:53:14 -0500, "Nancy Young" >
rummaged among random neurons and opined:

<snip>

>Fast forward a week, I get a call from Sears.

<snip>

Do *not* get me started on credit card companies in general and Sears
in particular. The DH is a bankruptcy lawyer and the 2005 bankruptcy
"reform" act that was passed by the idiots in Congress is nicknamed
the "Credit Card Relief Act of 2005" by the bankruptcy community. All
it essentially did was make sure that Average Joe Citizen can't
discharge his credit cart debt in a bankruptcy. TIIC figured they were
going after the irresponsible deadbeats who ran up credit card debt
then discharged that debt every 7 years (oh, and, did I mention that
the massively funded credit card lobby stuffed big bucks in
Congressional pockets?). Feh!

I'd for once like to see them apply the same illogic to, say, Delta,
Dow Corning, Mirant, K-Mart, Montgomery Ward, Continental Airlines,
every restaurant group in the world (thereby making this post OB),
Chrysler, Adelphia Cable...and this is just off the top of my head!
TIIC weren't taking into consideration that the vast majority of
personal BK filers do so after a catastrophic illness, death of a
breadwinner, loss of a job/failure of a small business or other major
life train wrecks that bankruptcy was [biblically and legally] enacted
to protect the little guy.

Credit card companies are predatory and utterly shameless in going
after the least responsible and the least financially able while
labeling people like me - who pays off my one card every month - a
"deadbeat." Honest to God, that's the nickname in the industry:
deadbeat, b/c they don't make any money off me.

<Rant off.>

Terry Pulliam Burd

--
"Most vigitaryans I iver see looked enough like their food to be
classed as cannybals."

Finley Peter Dunne (1900)

To reply, replace "spaminator" with "cox"