On Fri, 7 Sep 2007 13:07:11 -0400, "Nancy Young" >
wrote:

>
>"Lou Decruss" > wrote
>
>> She got the problem fixed in about a week. Other than the time spent
>> it wasn't a problem for me. BUT!!! How many people live week to
>> week? "Borrowing" $140.00 to a store could mean not having gas to get
>> to work or money for more food.
>
>Any reason you don't used a credit card? I have to say, I'm not
>crazy about using a card that directly links gawd knows who with my
>checking account. I only use my ATM card for cash, and only at
>my bank ATMs if I can help it.
>
>nancy
>

When debit cards became popular I balked at first about using them.
Finally I gave in thinking they might be easier to keep track of.
That was a mistake. I'm horrible with recording things. Lucky for
me I hooked up with Louise. She did the books for 17 stores for 22
years, and then 4 larger stores for 8 years. She takes care of our
money now and does things much different than I did. We have an
account that's tied to paypal, another for general use, and one for
bills. She watches them all like a hawk and there's never a problem.
We only use credit cards when it's questionable that something might
need to be returned. The paypal account manages itself as we buy and
sell on eBay. If she sells a lot she transfers money out of it. The
account that the "real" money is in has no automatic deductions or
debit transactions. Only checks. At first I thought she was kinda
crazy but after years of seeing how smooth her system works I'm
impressed.

Lou