Nancy Young wrote on 08 Dec 2006 in rec.food.cooking

>
> "Ravenlynne" > wrote
>
> > Yeah..and they'd lure us (not really me...I knew their gig) in with
> > free stuff..hats, radios, basketballs that we'd get if we filled out
> > an application.
>
> Heh, I was in some mall once with a friend, they were giving out
> pens if you'd fill out an application. She had to have this pen.
> Don't ask me why, I filled one out so she could get the pen. Stupid.
>
> Fast forward a week, I get a call from Sears. About your card, we
> need to know your husband's income/etc. Uh, no, I'm applying for
> this card in my name only. Well, we need to know. Understand, I
> was making good money and had good credit. Now I'm mad, and
> this card I didn't want? They damned well better give it to me or it
> won't be pretty.
>
> She calls over her supervisor, they confer, okay, can you just tell us
> what he does for a living? I was livid. I said, No.and no one asked
> him how much his WIFE made when he applied for his Sears card.
>
> Silence. I got my card. I hope my friend enjoyed that stupid pen.
> Heh.
>
> nancy
>
>
>
>
>

That phonebook that lists by street number and occupation canvased me
once...I live in Canada ...when asked occupation I said President of USA
with a straight face.,..It isn't illegal to lie if you gain no monetary
advantage from it.

In article >,
"Nancy Young" > wrote:

> "Dan Abel" > wrote

> > I had a credit card in college, and it worked fine.
>
> What do you suppose the ratio is of college students who do fine
> and those who get into trouble.

Good question. Still, if it wasn't working, the credit card companies
wouldn't do it.


> 18 to follow this advice or (whatever). Getting a card is a lot easier now
> than when I was their age.


When I was a kid, they mailed out credit cards out en masse,
unsolicited. Can't get much easier than that.

On Fri, 8 Dec 2006 08:53:14 -0500, "Nancy Young" >
rummaged among random neurons and opined:

<snip>

>Fast forward a week, I get a call from Sears.

<snip>

Do *not* get me started on credit card companies in general and Sears
in particular. The DH is a bankruptcy lawyer and the 2005 bankruptcy
"reform" act that was passed by the idiots in Congress is nicknamed
the "Credit Card Relief Act of 2005" by the bankruptcy community. All
it essentially did was make sure that Average Joe Citizen can't
discharge his credit cart debt in a bankruptcy. TIIC figured they were
going after the irresponsible deadbeats who ran up credit card debt
then discharged that debt every 7 years (oh, and, did I mention that
the massively funded credit card lobby stuffed big bucks in
Congressional pockets?). Feh!

I'd for once like to see them apply the same illogic to, say, Delta,
Dow Corning, Mirant, K-Mart, Montgomery Ward, Continental Airlines,
every restaurant group in the world (thereby making this post OB),
Chrysler, Adelphia Cable...and this is just off the top of my head!
TIIC weren't taking into consideration that the vast majority of
personal BK filers do so after a catastrophic illness, death of a
breadwinner, loss of a job/failure of a small business or other major
life train wrecks that bankruptcy was [biblically and legally] enacted
to protect the little guy.

Credit card companies are predatory and utterly shameless in going
after the least responsible and the least financially able while
labeling people like me - who pays off my one card every month - a
"deadbeat." Honest to God, that's the nickname in the industry:
deadbeat, b/c they don't make any money off me.

<Rant off.>

Terry Pulliam Burd

--
"Most vigitaryans I iver see looked enough like their food to be
classed as cannybals."

Finley Peter Dunne (1900)

To reply, replace "spaminator" with "cox"