Going over my latest bank statement today, I noticed ACME supermarket charged
me twice for the same shopping trip.

I'll visit the Cashier Manager tomorrow to straighten it all out.

A friendly reminder: Check those statements, people!

Andy

"Andy" <q> wrote in message ...
> Going over my latest bank statement today, I noticed ACME supermarket
> charged
> me twice for the same shopping trip.
>
> I'll visit the Cashier Manager tomorrow to straighten it all out.
>
> A friendly reminder: Check those statements, people!
>

I think I would have noticed it at the checkout.

cybercat said...

>
> "Andy" <q> wrote in message ...
>> Going over my latest bank statement today, I noticed ACME supermarket
>> charged
>> me twice for the same shopping trip.
>>
>> I'll visit the Cashier Manager tomorrow to straighten it all out.
>>
>> A friendly reminder: Check those statements, people!
>>
>
> I think I would have noticed it at the checkout.


cybercat,

I used the self checkout. It failed at the debit card pay stage. The
cashiers were all around like "geeks to a computer virus" to fix it. It was
a comedy of errors.

There'll be no problem rectifying the issue. I kinda/sorta knew it might
happen as I drove off.

Andy

On Aug 29, 1:58?pm, Andy wrote:

> Going over my latest bank statement today, I noticed
> ACME supermarket charged me twice for the same
> shopping trip.

> I'll visit the Cashier Manager tomorrow to straighten it
> all out.

Assuming you paid with a debit or credit card, I'd follow the
error resolution procedure which should be described in
your bank statement.

"Steve Wertz" > wrote in message
...
> On Wed, 29 Aug 2007 16:54:11 -0700, KevinS wrote:
>
>> On Aug 29, 1:58?pm, Andy wrote:
>>
>>> Going over my latest bank statement today, I noticed
>>> ACME supermarket charged me twice for the same
>>> shopping trip.
>>
>>> I'll visit the Cashier Manager tomorrow to straighten it
>>> all out.
>>
>> Assuming you paid with a debit or credit card, I'd follow the
>> error resolution procedure which should be described in
>> your bank statement...
>
> Which says you're to try to informally resolve the complaint with
> the vendor, first.
>
> -sw

And you'd be surprised how often that solves the problem so that you don't
have to go any further. At the risk of sounding naive, I like to give a shop
the benefit of the doubt and assume the mistake was an honest one unless it
proves to be otherwise.

Felice

"Felice Friese" > wrote

> And you'd be surprised how often that solves the problem so that you don't
> have to go any further. At the risk of sounding naive, I like to give a
> shop the benefit of the doubt and assume the mistake was an honest one
> unless it proves to be otherwise.

I've had it happen where a transaction doesn't go through and you
put it through again, or the store does. I just write down the date
and amount to remember to check it didn't go through twice.
Happened just a few weeks ago when I took money out of an ATM.
I'm sure it's not deliberate.

Now, some store employee somewhere used my American Express
card to order stuff for themselves a few weeks ago; that was malice.

nancy

In article >, Andy <q> wrote:

> cybercat said...
>
> >
> > "Andy" <q> wrote in message ...
> >> Going over my latest bank statement today, I noticed ACME supermarket
> >> charged
> >> me twice for the same shopping trip.
> >>
> >> I'll visit the Cashier Manager tomorrow to straighten it all out.
> >>
> >> A friendly reminder: Check those statements, people!
> >>
> >
> > I think I would have noticed it at the checkout.
>
>
> cybercat,
>
> I used the self checkout. It failed at the debit card pay stage. The
> cashiers were all around like "geeks to a computer virus" to fix it. It was
> a comedy of errors.
>
> There'll be no problem rectifying the issue. I kinda/sorta knew it might
> happen as I drove off.
>
> Andy

I never use the self-checkout.
I don't trust them.
--
Peace, Om

Remove _ to validate e-mails.

"My mother never saw the irony in calling me a Son of a bitch" -- Jack Nicholson

Omelet wrote:
>
> In article >, Andy <q> wrote:
>
> > cybercat said...
> >
> > >
> > > "Andy" <q> wrote in message ...
> > >> Going over my latest bank statement today, I noticed ACME supermarket
> > >> charged
> > >> me twice for the same shopping trip.
> > >>
> > >> I'll visit the Cashier Manager tomorrow to straighten it all out.
> > >>
> > >> A friendly reminder: Check those statements, people!
> > >>
> > >
> > > I think I would have noticed it at the checkout.
> >
> >
> > cybercat,
> >
> > I used the self checkout. It failed at the debit card pay stage. The
> > cashiers were all around like "geeks to a computer virus" to fix it. It was
> > a comedy of errors.
> >
> > There'll be no problem rectifying the issue. I kinda/sorta knew it might
> > happen as I drove off.
> >
> > Andy
>
> I never use the self-checkout.
> I don't trust them.

What's to trust? They aren't any different than the other registers,
they just have a store employee waving the stuff past the same scanner
linked to the same computer, and then packing the eggs at the bottom of
the bag under the potatoes. I'll scan and pack stuff myself thank you,
I'm faster than most of their employees.

Felice Friese wrote:
> "Steve Wertz" > wrote in message
> ...
>> On Wed, 29 Aug 2007 16:54:11 -0700, KevinS wrote:
>>
>>> On Aug 29, 1:58?pm, Andy wrote:
>>>
>>>> Going over my latest bank statement today, I noticed
>>>> ACME supermarket charged me twice for the same
>>>> shopping trip.
>>>
>>>> I'll visit the Cashier Manager tomorrow to straighten it
>>>> all out.
>>>
>>> Assuming you paid with a debit or credit card, I'd follow the
>>> error resolution procedure which should be described in
>>> your bank statement...
>>
>> Which says you're to try to informally resolve the complaint with
>> the vendor, first.
>>
>> -sw
>
> And you'd be surprised how often that solves the problem so that you
> don't have to go any further. At the risk of sounding naive, I like
> to give a shop the benefit of the doubt and assume the mistake was an
> honest one unless it proves to be otherwise.
>
> Felice

Of course, cybercat is just a wealth of good advice and information. Since
the first transaction failed he wasn't likely to get a receipt for it. So
what's to check at the store?? Exactly nothing.

If it's an exact duplicate of items management will able to figure out Andy
didn't buy the exact same set of groceries just minutes apart on the same
day. Who does that?! The store will rectify it. If, for some reason, they
refuse to he always has the debit/credit card dispute route to fall back on.
I seriously doubt he'll have to.

Jill

On Thu, 30 Aug 2007 03:41:52 GMT, "Pete C." >
wrote:

>Omelet wrote:

>> I never use the self-checkout.
>> I don't trust them.
>
>What's to trust? They aren't any different than the other registers,
>they just have a store employee waving the stuff past the same scanner
>linked to the same computer, and then packing the eggs at the bottom of
>the bag under the potatoes. I'll scan and pack stuff myself thank you,
>I'm faster than most of their employees.

Self-checkouts vary in speed, accuracy, and convenience. At the
Kroger about two hours north of us (where I lived for a few months),
the scanner seemed to 'beep' an item satisfactorily no matter how it
was swiped across the beam. Unless I had my thumb on the UPC.
Self-checkout was fast even with a cartful of items.

And the carts there were at the same height as the checkouts. I could
unhook the front of the cart and lay it flat on the checkout counter,
then slide all the items out of the cart onto the counter. Very fast.

In my home town Kroger, I often have to scan an item twice. Sometimes
three or four times before it 'catches' the item. And that electronic
voice! "Please put the item...in the BAG" Remember your fifth-grade
teacher's tone of voice? "Keep your eyes on YOUR PAPER!"....

Best -- Terry

KevinS said...

> On Aug 29, 1:58?pm, Andy wrote:
>
>> Going over my latest bank statement today, I noticed
>> ACME supermarket charged me twice for the same
>> shopping trip.
>
>> I'll visit the Cashier Manager tomorrow to straighten it
>> all out.
>
> Assuming you paid with a debit or credit card, I'd follow the
> error resolution procedure which should be described in
> your bank statement.


Yep.

I called the ACME and they said call your bank. He did go on to mention
that "it shouldn't, but it happens about once a month." Hmmm...

I called my bank and they noted the error but said I'll have to stop in at
my branch and file a written transaction dispute form. I don't mind. Holly
is the hottest bank branch manager I ever laid eyes on.

Still, ACME was at fault and passing the buck like that doesn't give me any
assurance that they'll actually address the problem.

Andy

On Aug 30, 6:00 am, Andy <q> wrote:
>
> Still, ACME was at fault and passing the buck like that doesn't give me any
> assurance that they'll actually address the problem.
>

It may be SOP letting banks and credit card companies handle mistakes.
I've had a number of incidences, at stores and quick markets, some
accidental, some intentional. They all say it's easier (for them) for
me to dispute the charge with the bank or credit card company. I once
had a nimble-fingered clerk charge me for $163.00 dollars worth of
gasoline. She had made a mistake, then played chop sticks on the
register, finally handing me a ticket for $25 bucks. I signed but
when my credit card statement arrived there were charges for $25.00
and $163.00, same day, almost same minute.
Turns out this may not have been an accident but a way a clerk can rip
off their employers. Jeez! Some folks just don't understand free
market capitalism. Or maybe they do.

"Terry" > wrote in message
...
> On Thu, 30 Aug 2007 03:41:52 GMT, "Pete C." >
> wrote:
>
> In my home town Kroger, I often have to scan an item twice. Sometimes
> three or four times before it 'catches' the item. And that electronic
> voice! "Please put the item...in the BAG" Remember your fifth-grade
> teacher's tone of voice? "Keep your eyes on YOUR PAPER!"....
>
> Best -- Terry

What's worse than that most of the time is the disgusted look of the
operator at the consumer/me or DH when this happens and they attitude-ly
walk over with their pointed finger (in fifth-grade style) and correct it.
This happens ALL the time. I have more contact time with the operator than
I ever have going through the line, but I'm a sucker, I always talk DH into
it, and then I catch hell for making him go thru this nonsense.

Will it ever work well? I don't think so.
Dee Dee

Dee Dee wrote:
>
> "Terry" > wrote in message
> ...
> > On Thu, 30 Aug 2007 03:41:52 GMT, "Pete C." >
> > wrote:
> >
> > In my home town Kroger, I often have to scan an item twice. Sometimes
> > three or four times before it 'catches' the item. And that electronic
> > voice! "Please put the item...in the BAG" Remember your fifth-grade
> > teacher's tone of voice? "Keep your eyes on YOUR PAPER!"....
> >
> > Best -- Terry
>
> What's worse than that most of the time is the disgusted look of the
> operator at the consumer/me or DH when this happens and they attitude-ly
> walk over with their pointed finger (in fifth-grade style) and correct it.
> This happens ALL the time. I have more contact time with the operator than
> I ever have going through the line, but I'm a sucker, I always talk DH into
> it, and then I catch hell for making him go thru this nonsense.
>
> Will it ever work well? I don't think so.
> Dee Dee

They work well for me most of the time, I just leave the thing there
stuttering because I'm too fast for it.

Andy wrote:
>
> KevinS said...
>
> > On Aug 29, 1:58?pm, Andy wrote:
> >
> >> Going over my latest bank statement today, I noticed
> >> ACME supermarket charged me twice for the same
> >> shopping trip.
> >
> >> I'll visit the Cashier Manager tomorrow to straighten it
> >> all out.
> >
> > Assuming you paid with a debit or credit card, I'd follow the
> > error resolution procedure which should be described in
> > your bank statement.
>
> Yep.
>
> I called the ACME and they said call your bank. He did go on to mention
> that "it shouldn't, but it happens about once a month." Hmmm...

Once a month, that's what, like 1:300,000 transactions or more? Doesn't
seem an unreasonable rate.

stark wrote:
> On Aug 30, 6:00 am, Andy <q> wrote:
>> Still, ACME was at fault and passing the buck like that doesn't give me any
>> assurance that they'll actually address the problem.
>>
>
> It may be SOP letting banks and credit card companies handle mistakes.
> I've had a number of incidences, at stores and quick markets, some
> accidental, some intentional. They all say it's easier (for them) for
> me to dispute the charge with the bank or credit card company.

I use my AMEX for almost everything and there is NO problem EVER
disputing a charge. I've only ever had to use this service twice, but
I'm sold on American Express for their seriousness in handling any
problems like this.

Andy said...

> I called my bank and they noted the error but said I'll have to stop in
at
> my branch and file a written transaction dispute form. I don't mind.
Holly
> is the hottest bank branch manager I ever laid eyes on.


So I visit Holly and explain everything. She swipes my card, bringing up
the account on her computer, sees the double-charge, dials a number,
recites a few numbers, relaying some of my story, hangs up, takes one of
her business cards and writes the case number on it and says "48 hours and
it'll be credited to your account."

I asked her "don't I have to sign something?" She said "No, actually they
could've done what I did, over the phone!" Figures. :\

"Thanks Holly. Have a great holiday!"

The End

Andy

OB Food: 2 slices of whole wheat toast and benecol fake butter, mango juice
and a multivitamin.

On Thu, 30 Aug 2007 06:00:41 -0500, Andy <q> wrote:

>KevinS said...
>
>> On Aug 29, 1:58?pm, Andy wrote:
>>
>>> Going over my latest bank statement today, I noticed
>>> ACME supermarket charged me twice for the same
>>> shopping trip.
>>
>>> I'll visit the Cashier Manager tomorrow to straighten it
>>> all out.
>>
>> Assuming you paid with a debit or credit card, I'd follow the
>> error resolution procedure which should be described in
>> your bank statement.
>
>
>Yep.
>
>I called the ACME and they said call your bank. He did go on to mention
>that "it shouldn't, but it happens about once a month." Hmmm...
>
>I called my bank and they noted the error but said I'll have to stop in at
>my branch and file a written transaction dispute form. I don't mind. Holly
>is the hottest bank branch manager I ever laid eyes on.
>
>Still, ACME was at fault and passing the buck like that doesn't give me any
>assurance that they'll actually address the problem.

These stories annoy me big time. I was at the grocery store a few
years ago and my debit card "failed." The cashier said to try again.
Like an idiot I did. It failed again so I wrote a check. When I got
home I went online and both debit transactions went through and they
also had my check. The bill was about $70.00. So I paid $210.00 for
$70.00 worth of food. I called the store and they said to call my
bank. I called the bank and they said problem was with the store. I
didn't bother calling the store. I went back there. I was told they
would have to do an investigation. I could take 10-14 days. I had
known the bookkeeper/manager since she was stocking shelves and she
said she would try to speed it up. They had to review computer
records and surveillance tapes to make sure I hadn't purchased the
same group of items 3 times. She also claimed the register was
supposed to require an over-ride if a total transaction amount showed
up twice. Guess that didn't work.

She got the problem fixed in about a week. Other than the time spent
it wasn't a problem for me. BUT!!! How many people live week to
week? "Borrowing" $140.00 to a store could mean not having gas to get
to work or money for more food.

Banks suck, but I think the problem was actually with the store.

Lou

Lou Decruss said...

> She got the problem fixed in about a week. Other than the time spent
> it wasn't a problem for me. BUT!!! How many people live week to
> week? "Borrowing" $140.00 to a store could mean not having gas to get
> to work or money for more food.
>
> Banks suck, but I think the problem was actually with the store.
>
> Lou


Lou,

Of course it's the market's problem. Passing the buck relieves them of
having to do any actual problem solving of the matter. And since this
problem is overlooked by some coo-coo-customers, they can just write it off
without so much as a smile, still being in the black from the other coo-
coos.

I never realized what a profitable side-business supermarkets run!

My ACME, the "EO-Robin Hood" supermarket. They'll steal from the rich AND
the poor. The BUMS!!!

Andy

"Lou Decruss" > wrote

> She got the problem fixed in about a week. Other than the time spent
> it wasn't a problem for me. BUT!!! How many people live week to
> week? "Borrowing" $140.00 to a store could mean not having gas to get
> to work or money for more food.

Any reason you don't used a credit card? I have to say, I'm not
crazy about using a card that directly links gawd knows who with my
checking account. I only use my ATM card for cash, and only at
my bank ATMs if I can help it.

nancy

In article >, Andy <q> wrote:

> Lou Decruss said...
>
> > She got the problem fixed in about a week. Other than the time spent
> > it wasn't a problem for me. BUT!!! How many people live week to
> > week? "Borrowing" $140.00 to a store could mean not having gas to get
> > to work or money for more food.
> >
> > Banks suck, but I think the problem was actually with the store.
> >
> > Lou
>
>
> Lou,
>
> Of course it's the market's problem. Passing the buck relieves them of
> having to do any actual problem solving of the matter. And since this
> problem is overlooked by some coo-coo-customers, they can just write it off
> without so much as a smile, still being in the black from the other coo-
> coos.
>
> I never realized what a profitable side-business supermarkets run!
>
> My ACME, the "EO-Robin Hood" supermarket. They'll steal from the rich AND
> the poor. The BUMS!!!
>
> Andy

Just use cash...
--
Peace, Om

Remove _ to validate e-mails.

"My mother never saw the irony in calling me a Son of a bitch" -- Jack Nicholson

Omelet said...

>
> Just use cash...


Om,

Funny but with the modern convenience of credit cards with RF chips and debit
cards, cash almost weighs me down.

I have wondered what a map my life looks like to those companies whose cards
I use--probably plates of spaghetti. <-- OB Food!

Andy

In article >, Andy <q> wrote:

> Omelet said...
>
> >
> > Just use cash...
>
>
> Om,
>
> Funny but with the modern convenience of credit cards with RF chips and debit
> cards, cash almost weighs me down.
>
> I have wondered what a map my life looks like to those companies whose cards
> I use--probably plates of spaghetti. <-- OB Food!
>
> Andy

I have saved a lot of money on the budget by sending dad to the store
with a list, and cash.

Keeps me from browsing with the debit card. ;-)

Dump the change in a gallon jar when you get home and roll it when it
gets full.

Call it "Vegas Money". <G>
--
Peace, Om

Remove _ to validate e-mails.

"My mother never saw the irony in calling me a Son of a bitch" -- Jack Nicholson

Andy wrote:
> Omelet said...
>
>> Just use cash...
>
>
> Om,
>
> Funny but with the modern convenience of credit cards with RF chips and debit
> cards, cash almost weighs me down.
>
> I have wondered what a map my life looks like to those companies whose cards
> I use--probably plates of spaghetti. <-- OB Food!
>
> Andy


DD has complained that when she pays cash for stuff, the other folks in
the line behind her glare at her as if she was one of those old ladies
who wait-until-the-total-to-start-looking-for-her-checkbook. She
doesn't dawdle, but people are already emulating what they see on TV in
those VISA Check Card commercials.

Bob

In article >,
zxcvbob > wrote:

> Andy wrote:
> > Omelet said...
> >
> >> Just use cash...
> >
> >
> > Om,
> >
> > Funny but with the modern convenience of credit cards with RF chips and
> > debit
> > cards, cash almost weighs me down.
> >
> > I have wondered what a map my life looks like to those companies whose
> > cards
> > I use--probably plates of spaghetti. <-- OB Food!
> >
> > Andy
>
>
> DD has complained that when she pays cash for stuff, the other folks in
> the line behind her glare at her as if she was one of those old ladies
> who wait-until-the-total-to-start-looking-for-her-checkbook. She
> doesn't dawdle, but people are already emulating what they see on TV in
> those VISA Check Card commercials.
>
> Bob

She should simply not pay attention, nor care!
--
Peace, Om

Remove _ to validate e-mails.

"My mother never saw the irony in calling me a Son of a bitch" -- Jack Nicholson

In article >,
zxcvbob > wrote:

> DD has complained that when she pays cash for stuff, the other folks in
> the line behind her glare at her as if she was one of those old ladies
> who wait-until-the-total-to-start-looking-for-her-checkbook. She
> doesn't dawdle, but people are already emulating what they see on TV in
> those VISA Check Card commercials.
>
> Bob

When cash is outlawed, only outlaws will have cash!

;-)
--
Peace, Om

Remove _ to validate e-mails.

"My mother never saw the irony in calling me a Son of a bitch" -- Jack Nicholson

zxcvbob wrote on Fri, 07 Sep 2007 14:12:59 -0500:

z> DD has complained that when she pays cash for stuff, the
z> other folks in the line behind her glare at her as if she
z> was one of those old ladies who
z> wait-until-the-total-to-start-looking-for-her-checkbook.
z> She doesn't dawdle, but people are already emulating what
z> they see on TV in those VISA Check Card commercials.

I have to admit, tho' I've never actually said it, that "Is she
writing her autobiography?" goes thro' my mind when I have to
wait :-)

James Silverton
Potomac, Maryland

E-mail, with obvious alterations:
not.jim.silverton.at.verizon.not

zxcvbob said...

> Andy wrote:
>> Omelet said...
>>
>>> Just use cash...
>>
>>
>> Om,
>>
>> Funny but with the modern convenience of credit cards with RF chips and
>> debit cards, cash almost weighs me down.
>>
>> I have wondered what a map my life looks like to those companies whose
>> cards I use--probably plates of spaghetti. <-- OB Food!
>>
>> Andy
>
>
> DD has complained that when she pays cash for stuff, the other folks in
> the line behind her glare at her as if she was one of those old ladies
> who wait-until-the-total-to-start-looking-for-her-checkbook. She
> doesn't dawdle, but people are already emulating what they see on TV in
> those VISA Check Card commercials.
>
> Bob


Bob,

Sounds familiar! I was at the local Wawa (7-11) one rush hour morning last
week and my total was $7.14. I reeled off seven dollars and told the
cashier, "I think I have 14 cents." Before I could fish out change from my
pocket, the guy behind me tossed 14 cents on the counter. He said, "I'm in
a hurry!" Well, HA!, I laughed and said "Thank you, I hope you get
somewhere on time!" <G> I had plenty of bills but I don't think he wanted
to wait for the cashier to figure out my change! That's a first! I checked
when I got home, I DID have 14 cents!

Andy

"Andy" <q> wrote in message ...
> zxcvbob said...
>
> > Andy wrote:
> >> Omelet said...
> >>
> >>> Just use cash...
> >>
> >>
> >> Om,
> >>
> >> Funny but with the modern convenience of credit cards with RF chips and
> >> debit cards, cash almost weighs me down.
> >>
> >> I have wondered what a map my life looks like to those companies whose
> >> cards I use--probably plates of spaghetti. <-- OB Food!
> >>
> >> Andy
> >
> >
> > DD has complained that when she pays cash for stuff, the other folks in
> > the line behind her glare at her as if she was one of those old ladies
> > who wait-until-the-total-to-start-looking-for-her-checkbook. She
> > doesn't dawdle, but people are already emulating what they see on TV in
> > those VISA Check Card commercials.
> >
> > Bob
>
>
> Bob,
>
> Sounds familiar! I was at the local Wawa (7-11) one rush hour morning last
> week and my total was $7.14. I reeled off seven dollars and told the
> cashier, "I think I have 14 cents." Before I could fish out change from my
> pocket, the guy behind me tossed 14 cents on the counter. He said, "I'm in
> a hurry!" Well, HA!, I laughed and said "Thank you, I hope you get
> somewhere on time!" <G> I had plenty of bills but I don't think he wanted
> to wait for the cashier to figure out my change! That's a first! I checked
> when I got home, I DID have 14 cents!
>
> Andy

I use debit all the time, since I turned "a certain age", my bank doesn't
charge me a fee for using it. Before that I used cash. One funny incident,
on a different note, we were on a trip through northern Canada and stopped
at a grocery store. A lady had just taken her groceries out of the cart and
I offered to "buy it from her". Meaning that I would pay her the 25 cents
and she wouldn't have to return the cart to the "corral". After buying
groceries and putting the cart into the corral, I found out that the fee
there was a dollar....lol....made 75 cents...lol... The lady was long
gone....

biig said...

>
> "Andy" <q> wrote in message ...
>> zxcvbob said...
>>
>> > Andy wrote:
>> >> Omelet said...
>> >>
>> >>> Just use cash...
>> >>
>> >>
>> >> Om,
>> >>
>> >> Funny but with the modern convenience of credit cards with RF chips
>> >> and debit cards, cash almost weighs me down.
>> >>
>> >> I have wondered what a map my life looks like to those companies
>> >> whose cards I use--probably plates of spaghetti. <-- OB Food!
>> >>
>> >> Andy
>> >
>> >
>> > DD has complained that when she pays cash for stuff, the other folks
>> > in the line behind her glare at her as if she was one of those old
>> > ladies who wait-until-the-total-to-start-looking-for-her-checkbook.
>> > She doesn't dawdle, but people are already emulating what they see on
>> > TV in those VISA Check Card commercials.
>> >
>> > Bob
>>
>>
>> Bob,
>>
>> Sounds familiar! I was at the local Wawa (7-11) one rush hour morning
>> last week and my total was $7.14. I reeled off seven dollars and told
>> the cashier, "I think I have 14 cents." Before I could fish out change
>> from my pocket, the guy behind me tossed 14 cents on the counter. He
>> said, "I'm in a hurry!" Well, HA!, I laughed and said "Thank you, I
>> hope you get somewhere on time!" <G> I had plenty of bills but I don't
>> think he wanted to wait for the cashier to figure out my change! That's
>> a first! I checked when I got home, I DID have 14 cents!
>>
>> Andy
>
> I use debit all the time, since I turned "a certain age", my bank
> doesn't charge me a fee for using it. Before that I used cash. One
> funny incident, on a different note, we were on a trip through northern
> Canada and stopped at a grocery store. A lady had just taken her
> groceries out of the cart and I offered to "buy it from her". Meaning
> that I would pay her the 25 cents and she wouldn't have to return the
> cart to the "corral". After buying groceries and putting the cart into
> the corral, I found out that the fee there was a dollar....lol....made
> 75 cents...lol... The lady was long gone....


biig,

WOW. You unknowingly crossed paths with another coo-coo-consumer who
doesn't check her bank statements and is possibly putting the store
manager's kid through day care or college or both! <G>

Andy

"Andy" <q> wrote in message ...
> Sounds familiar! I was at the local Wawa (7-11) one rush hour morning last
> week and my total was $7.14. I reeled off seven dollars and told the
> cashier, "I think I have 14 cents." Before I could fish out change from my
> pocket, the guy behind me tossed 14 cents on the counter. He said, "I'm in
> a hurry!" Well, HA!, I laughed and said "Thank you, I hope you get
> somewhere on time!" <G> I had plenty of bills but I don't think he wanted
> to wait for the cashier to figure out my change! That's a first! I checked
> when I got home, I DID have 14 cents!
>
> Andy

Are you starting to 'look' old yet, Andy? This is the attitude I get --
some people think that because I look like a turnip that I have no brains to
get 14 cents out fast enough for them, and they would like to push me aside.

Reeling off seven dollars just isn't fast enough -- you gotta have a
hand-full of change real-handy.
Dee Dee

Dee Dee said...

>
> "Andy" <q> wrote in message ...
>> Sounds familiar! I was at the local Wawa (7-11) one rush hour morning
>> last week and my total was $7.14. I reeled off seven dollars and told
>> the cashier, "I think I have 14 cents." Before I could fish out change
>> from my pocket, the guy behind me tossed 14 cents on the counter. He
>> said, "I'm in a hurry!" Well, HA!, I laughed and said "Thank you, I
>> hope you get somewhere on time!" <G> I had plenty of bills but I don't
>> think he wanted to wait for the cashier to figure out my change! That's
>> a first! I checked when I got home, I DID have 14 cents!
>>
>> Andy
>
> Are you starting to 'look' old yet, Andy? This is the attitude I get --
> some people think that because I look like a turnip that I have no
> brains to get 14 cents out fast enough for them, and they would like to
> push me aside.
>
> Reeling off seven dollars just isn't fast enough -- you gotta have a
> hand-full of change real-handy.
> Dee Dee


Dee Dee,

Heh heh heh!

Put it this way, I don't look up at people very often.

I'm a pretty imposing fellow at first sight. I learned my height difference
ages ago and am very polite dealing with people. I'm a gentle giant.

I'm a short person's first choice for top shelf items at the supermarket.
Happens all the time! "Thank you young man!" does have a nice ring to it!


If you saw me and didn't know me, you'd still smile! Everyone does.

Heck, even cats lick me!?!

<smootch>

Andy
Loves to flirt!

"Andy" <q> wrote in message ...



>> Are you starting to 'look' old yet, Andy? >> Dee Dee


> I'm a short person's first choice for top shelf items at the supermarket.
> Happens all the time! "Thank you young man!" does have a nice ring to it!



Yep, I do this all the time, and with heavy objects. I search around for
the strongest and the smiley-est, making sure the wife is no where in site.
Dee Dee

On Fri, 7 Sep 2007 13:07:11 -0400, "Nancy Young" >
wrote:

>
>"Lou Decruss" > wrote
>
>> She got the problem fixed in about a week. Other than the time spent
>> it wasn't a problem for me. BUT!!! How many people live week to
>> week? "Borrowing" $140.00 to a store could mean not having gas to get
>> to work or money for more food.
>
>Any reason you don't used a credit card? I have to say, I'm not
>crazy about using a card that directly links gawd knows who with my
>checking account. I only use my ATM card for cash, and only at
>my bank ATMs if I can help it.
>
>nancy
>

When debit cards became popular I balked at first about using them.
Finally I gave in thinking they might be easier to keep track of.
That was a mistake. I'm horrible with recording things. Lucky for
me I hooked up with Louise. She did the books for 17 stores for 22
years, and then 4 larger stores for 8 years. She takes care of our
money now and does things much different than I did. We have an
account that's tied to paypal, another for general use, and one for
bills. She watches them all like a hawk and there's never a problem.
We only use credit cards when it's questionable that something might
need to be returned. The paypal account manages itself as we buy and
sell on eBay. If she sells a lot she transfers money out of it. The
account that the "real" money is in has no automatic deductions or
debit transactions. Only checks. At first I thought she was kinda
crazy but after years of seeing how smooth her system works I'm
impressed.

Lou

On Fri, 07 Sep 2007 11:54:03 -0500, Andy <q> wrote:

>Lou,
>
>Of course it's the market's problem. Passing the buck relieves them of
>having to do any actual problem solving of the matter. And since this
>problem is overlooked by some coo-coo-customers, they can just write it off
>without so much as a smile, still being in the black from the other coo-
>coos.
>
>I never realized what a profitable side-business supermarkets run!
>
>My ACME, the "EO-Robin Hood" supermarket. They'll steal from the rich AND
>the poor. The BUMS!!!
>
>Andy

I'm thinking I've never heard anyone say they went to the store and
used a debit card but the charge never showed up. Yet double charges
happen all the time. Hummmmm......

Lou

Lou wrote on Sat, 08 Sep 2007 08:38:04 -0500:

??>> Lou,
??>>
??>> Of course it's the market's problem. Passing the buck
??>> relieves them of having to do any actual problem solving
??>> of the matter. And since this problem is overlooked by
??>> some coo-coo-customers, they can just write it off without
??>> so much as a smile, still being in the black from the
??>> other coo- coos.
??>>
??>> I never realized what a profitable side-business
??>> supermarkets run!
??>>
??>> My ACME, the "EO-Robin Hood" supermarket. They'll steal
??>> from the rich AND the poor. The BUMS!!!
??>>
??>> Andy

LD> I'm thinking I've never heard anyone say they went to the
LD> store and used a debit card but the charge never showed up.
LD> Yet double charges happen all the time. Hummmmm......

Same thing with credit cards. I have been billed twice for a
restaurant meal but I think it was a "honest" but incompetent
mistake. It was reversed without trouble tho' they took their
time but "Never attribute to malice what can readily be blamed
on stupidity!".

James Silverton
Potomac, Maryland

E-mail, with obvious alterations:
not.jim.silverton.at.verizon.not

"Lou Decruss" > wrote

> On Fri, 7 Sep 2007 13:07:11 -0400, "Nancy Young" >
> wrote:

>>Any reason you don't used a credit card? I have to say, I'm not
>>crazy about using a card that directly links gawd knows who with my
>>checking account. I only use my ATM card for cash, and only at
>>my bank ATMs if I can help it.

> When debit cards became popular I balked at first about using them.
> Finally I gave in thinking they might be easier to keep track of.
> That was a mistake. I'm horrible with recording things. Lucky for
> me I hooked up with Louise. She did the books for 17 stores for 22
> years, and then 4 larger stores for 8 years. She takes care of our
> money now and does things much different than I did. We have an
> account that's tied to paypal, another for general use, and one for
> bills. She watches them all like a hawk and there's never a problem.
> We only use credit cards when it's questionable that something might
> need to be returned. The paypal account manages itself as we buy and
> sell on eBay. If she sells a lot she transfers money out of it. The
> account that the "real" money is in has no automatic deductions or
> debit transactions. Only checks. At first I thought she was kinda
> crazy but after years of seeing how smooth her system works I'm
> impressed.

She's got it down. Good for you. If someone gets ahold of your
debit card information they can do a number on you, and as someone
said, if you're living paycheck to paycheck it could be uncomfortable
before it's all straightened out. Use your credit card, you don't have to
pay, you dispute the charges. Unfortunately I had to do that just a
couple of months ago, someone used my credit card info to pick up
1700 dollars worth of stuff. I never paid a dime.

I do have utilities come directly from my checking account, and the
rest of the bills I use the bill paying service my bank offers. The
rest of my moola, my bank is not connected to at all. Maybe that
sounds paranoid, so be it. I would not consider having paypal
linked to my main checking account because I get (well, used to get)
a gazillion phishing emails that my paypal account was hacked, and
you know I'd still have to check to make sure it wasn't true. Too much
stress for me.

At any rate, I think people should use their credit cards rather than
debit, in general. At the very least, only leave as much in the account
as you're prepared to live without for some time. But why put out the
money in real time when you can just write a check at the end of the
month?

nancy

"Lou Decruss" > wrote in message
>
> I'm thinking I've never heard anyone say they went to the store and
> used a debit card but the charge never showed up. Yet double charges
> happen all the time. Hummmmm......
>
> Lou

Never had a double charge, but I do have a charge that is about 9 months old
that has never shown up. Given the small amount the store just said to wait
and see what happens as it would cost them far more to find and fix a $19
charge than to just take their chances.

"Nancy Young" > wrote in message
>
> At any rate, I think people should use their credit cards rather than
> debit, in general. At the very least, only leave as much in the account
> as you're prepared to live without for some time. But why put out the
> money in real time when you can just write a check at the end of the
> month?
>
> nancy

Just a hang-up, I guess. I hate to use a credit card for the day to day
necessities of life. I figure if the money is not in the bank, I should not
be going out to dinner anyway. I've never bought groceries or prescriptions
or utilities with credit.

I use a credit card for some mail order (most of that is still the debit
card), for big purchases, emergency car repairs and the like. I don't even
mind an interest charge if I need $800 of car repairs and pay it over two
months. I'd hate to pay not pay a balance in full and end up paying
interest on a loaf of bread.

Either way can work if you are fiscally prudent. In my case, your way can
work well as I get paid once a month and I sit down and pay bills once a
month. Money is transferred to savings for things like the annual tax bill
and what is left is what we live on. Four months of the year there are five
weeks between pay checks so I watch out for them.

"Edwin Pawlowski" > wrote

> "Nancy Young" > wrote in message
>>
>> At any rate, I think people should use their credit cards rather than
>> debit, in general. At the very least, only leave as much in the account
>> as you're prepared to live without for some time. But why put out the
>> money in real time when you can just write a check at the end of the
>> month?

> Just a hang-up, I guess. I hate to use a credit card for the day to day
> necessities of life. I figure if the money is not in the bank, I should
> not be going out to dinner anyway.

Oh, I'm definitely not advocating that people spend money they
don't have. I'm only talking about the case where you're using plastic
rather than cash ... that credit cards have many advantages over
a debit card. Using credit card rather than debit card only when
you would have spent that money anyway, if I'm making myself
clear.

> I've never bought groceries or prescriptions or utilities with credit.

I always paid cash until I got the American Express card with the rebate.
Because of that I've become used to charging everything and I just pay
at the end of the billing cycle. Saved me many trips to the ATM for
cash, and once I got over the sticker shock of getting a much higher
credit card bill than usual, it's no problem. Not spending more, just
seeing it all on one bill.

> I use a credit card for some mail order (most of that is still the debit
> card), for big purchases, emergency car repairs and the like. I don't even
> mind an interest charge if I need $800 of car repairs and pay it over two
> months. I'd hate to pay not pay a balance in full and end up paying
> interest on a loaf of bread.

That is a bad use of credit, I agree. Perhaps have a (grocery shopping)
card and a big ticket card. Don't get me wrong, I'm not trying to get you
to change, just saying how I'd avoid that situation.

> Either way can work if you are fiscally prudent. In my case, your way
> can work well as I get paid once a month and I sit down and pay bills once
> a month. Money is transferred to savings for things like the annual tax
> bill and what is left is what we live on. Four months of the year there
> are five weeks between pay checks so I watch out for them.

Well, I'm about to learn to deal with the monthly paycheck thing myself,
this is month one of Ron's retirement.

nancy