On 2009-02-26, sf > wrote:

> Anyone who can't pay is a drain.

A stupid generalization made by employed ppl.

When I retired, I had enough money to pay for med insurance, but my carrier
wouldn't carry me. Ever heard of COBRA. It's a govt law that FORCES your
carrier (when employed) to carry you for 18 more mos after layoff, cuz if
the law didn't exist, your carrier would drop you in a healthy heartbeat,
whether you could pay or not. I couldn't get med insurance to save my life.
Kaiser? "Your more than 10 lbs overweight." qBlue Cross? "No such plan."
Bah! ...humbug.

Don't tell me about med insurance. The state of health care in this country
is criminal.

nb

"notbob" wrote:
>
> On 2009-02-26, sf > wrote:
>
>> Anyone who can't pay is a drain.
>
> A stupid generalization made by employed ppl.

That's not a generalization, albeight incorect... should be Anyone who
*doesn't* pay is a drain... most people who don't pay *choose* not to pay.

> When I retired, I had enough money to pay for med insurance, but my
> carrier
> wouldn't carry me. Ever heard of COBRA. It's a govt law that FORCES your
> carrier (when employed) to carry you for 18 more mos after layoff,

First you're talking retirement, now layoff... big difference, which is it?

cuz if
> the law didn't exist, your carrier would drop you in a healthy heartbeat,
> whether you could pay or not. I couldn't get med insurance to save my
> life.
> Kaiser? "Your more than 10 lbs overweight." qBlue Cross? "No such
> plan."
> Bah! ...humbug.
>
> Don't tell me about med insurance. The state of health care in this
> country
> is criminal.
>

That's simply not true. No one who retires takes COBRA, that's for people
between jobs, 18 months is more than enough time to find a new job that
offers a medical plan commisserate with ones last plan. People who retire
can opt for Medicare A, they can't refuse you and it offers decent coverage.
And people know well in advance when they will retire, plenty of lead time
to get ones ins in order. There are dozens of major insurance companies
that will begin inundating your mail box with supplimental medical insurance
plans of all kinds, from before you reach age 55 (it's a good idea to
discuss this with your homeowners/auto ins agent). Now if you are looking
for free, that doesn't exist, nothing is free... even when your employer
picks up the premiums you are still paying, you're getting that bene in lieu
of higher pay (employers know that if employees were given the money to pay
premiums on their own most would not). The supplimental medical insurance
plans are not expensive (they know that retirees have no dependants other
than a spouse, naturally a spouse can choose to join teh plan and will pay a
premium too, which is only fair) and they will not refuse you. While I
worked my company paid my medical insurance premiums. When I retired I was
given the option of continuing with the same coverage (or could have choosen
lesser less costly coverage) but now I had to pay the premiums, but at a
greatly reduced rate because Medicare became the primary... I took it and I
get pretty good coverage including Rx but I began by paying $65/mo. Now a
year later, like everything else, the premium has increased to $80/mo and
co-pays have increased too... still a bargain I think. Brand name
prescriptions can cost $100 and more (many drugs have no generic). You're
complaining about the wrong thing, (medical insurance companies do a very
good job of offering good medical insurance at very reasonable rates),
instead complain about the prices charged for drugs, medical equipment, and
medical procedures, those ridculously inflated costs are what keep premiums
high, also keeps the co-pays high, And keep in mind, high medical costs to
productive citizens exist mostly because they subsidize all the
non-productive parasites... so yes, anyone who doesn't pay is a drain.

On 2009-02-26, brooklyn1 > wrote:

> First you're talking retirement, now layoff... big difference, which is it?

both


> That's simply not true. No one who retires takes COBRA, that's for people
> between jobs.....

Says who? I was layed off, I chose that time to retire. My insurance was
cancelled and COBRA made them cover me during that period. What don't you
understand.

> can opt for Medicare A......

Apparently, the Medicare rep lied to me.

> And people know well in advance when they will retire, plenty of lead time
> to get ones ins in order.

Amazing. You know everything about everyone.

> There are dozens of major insurance companies

Yeah..... $35 mo with $7K deductible. Whatta deal.

nb

"notbob" wrote:
> brooklyn1 wrote:
>
>> First you're talking retirement, now layoff... big difference, which is
>> it?
>
> both

You can't have both simultaneously, it's one or the other.

>> That's simply not true. No one who retires takes COBRA, that's for
>> people
>> between jobs.....
>
> Says who? I was layed off, I chose that time to retire.

That was your choice, but one occured before the other, not
simultaneously... and since you choose you should have chose to prepare
yourself for retirement financially.... normal brained folks do not just up
and retire spontaneously. Obviously you simply got ****ed and quit.

My insurance was
> cancelled and COBRA made them cover me during that period. What don't you
> understand.

I undersatand just fine. COBRA can't make you do anything, COBRA is
voluntary... you continue to demonstrate your hostility and lack of self
control.

>> can opt for Medicare A......
>
> Apparently, the Medicare rep lied to me.

Bull Shit. Why would they lie... Medicare is controlled by Federal Law...
they don't care who you are, the same law apply to all.

>> And people know well in advance when they will retire, plenty of lead
>> time
>> to get ones ins in order.
>
> Amazing.

What, you're 12 years old, never gave a thought to retirement.

> You know everything about everyone.

There's not much to know about you, not once I learned that you lie and that
you're a hot head.

>> There are dozens of major insurance companies
>
> Yeah..... $35 mo with $7K deductible. Whatta deal.

Yeah, right... all offer only one plan and all offer the same plan. You
never checked it out at all, you're just tossing out whatever numbers pop
into your head..

Medicare is a Social Security Administration benefit that everyone must
take... no one lied to you, anyone can look it up on line... Medicare
automatically comes with SSI or SSDI benefits, you can choose to upgrade to
Part A... you're the one obviously making it ALL up as you go along.

And now I know why you were laid off... however it's much more lilkely you
were fired for cause. I'd fire you too, you're a walking time bomb.
Rather than engaging in intelligent discourse you demonstrate your patently
obvious hostility and short fuse temperment. You claim to have COBRA,
"they made you"... well you can't have COBRA if you're employed and you
can't have COBRA if you're retired. Odds are you're not retired, you're
simply unemployed... you just like to call not working retired. LOL Your
employer fired you and you said "You can't fire me, **** You, I quit!"
You're a total waste of time, that's why your employer canned your ass, and
good riddance to bad rubbish.

On 2009-02-26, brooklyn1 > wrote:
>
> You can't have both simultaneously, it's one or the other.

whatever

nb

On Wed, 25 Feb 2009 13:38:26 -0600, Dymphna wrote:

> blake murphy;2819654 Wrote:
>> On Tue, 24 Feb 2009 21:36:57 -0500, Mort Adella wrote:
>>
>>> "blake murphy" <blakepmNOTTHIS@> wrote in message
>>>> well, the illegals using a fake social security number are paying
>> that and
>>>> f.i.c.a. taxes that they will never recover. so there is that.
>>>>
>>>> your pal,
>>>> blake
>>>
>>> Good. It makes up for some of the other services they are stealing
>> that
>>> they don't pay taxes for.
>>
>> what services that they aren't paying for? if their taxes are being
>> withheld, they don't see that money again.
>>
>> blake
> Most work under the table. No taxes and they are getting all kinds of
> government assistance.

not federal assistance. that means no food stamps. what they get from the
individual states i don't know, but since most state programs piggy-back on
the feds i would guess not much. and i can't see undocumented workers
applying for any kind of unemployment insurance.

blake

On Thu, 26 Feb 2009 13:28:28 GMT, notbob wrote:

> On 2009-02-26, sf > wrote:
>
>> Anyone who can't pay is a drain.
>
> A stupid generalization made by employed ppl.
>
> When I retired, I had enough money to pay for med insurance, but my carrier
> wouldn't carry me. Ever heard of COBRA. It's a govt law that FORCES your
> carrier (when employed) to carry you for 18 more mos after layoff, cuz if
> the law didn't exist, your carrier would drop you in a healthy heartbeat,
> whether you could pay or not. I couldn't get med insurance to save my life.
> Kaiser? "Your more than 10 lbs overweight." qBlue Cross? "No such plan."
> Bah! ...humbug.
>
> Don't tell me about med insurance. The state of health care in this country
> is criminal.
>
> nb

and any kind of 'pre-existing condition' (or even the potential for one),
and you're cooked.

i think the american health system is about to change in a big way, and
it's about ****ing time.

your pal,
blake

On Wed, 25 Feb 2009 21:46:41 -0800, sf wrote:

> On Thu, 26 Feb 2009 04:33:16 GMT, notbob > wrote:
>
>>On 2009-02-26, sf > wrote:
>>
>>> ......the gainfully
>>> employed who are under grossly under-insured (or just plain uninsured)
>>> that are the major drain.
>>
>>How in the World are gainfully employed ppl who MAY be underinsured a
>>drain? What, cuz they can't get medical insurance, they are a drain?
>>That's the system, not a choice of their own.
>>
> Anyone who can't pay is a drain.

well, if you want to be picky, even people who *can* pay are a drain. any
illness is a drain - money spent to treat it can't be spent on something
more productive.

unfortunately, people insist on getting sick all the time, the
inconsiderate *******s.

your pal,
blake

"brooklyn1" ha scritto nel messaggio
> My insurance was
>> cancelled and COBRA made them cover me during that period. What don't
>> you>> understand.
>
> I undersatand just fine. COBRA can't make you do anything,

He just said that COBRA made HIS INSURANCE company continue coverage.
What's with your eyes?

> Bull Shit. Why would they lie... Medicare is controlled by Federal Law...
> > they don't care who you are, the same law apply to all.

And the law says you must be 65 to be covered. Have you never heard of
anyone retired before 65?

Just as uninformed and thickheaded as usual.

On 2009-02-26, blake murphy > wrote:

> i think the american health system is about to change in a big way, and
> it's about ****ing time.

I'm not gonna hold my breath! ....ain't covered, in any case.

nb

>> i think the american health system is about to change in a big way, and
>> it's about ****ing time.

If you're a deadbeat who doesn't have health insurance, it will get slightly
better for you. If you have a health plan now, it will get worse. It just
depends if you're a deadbeat or a contributor as to how it will affect you.

Steve

On Thu, 26 Feb 2009 18:29:12 -0700, SteveB wrote:

>>> i think the american health system is about to change in a big way, and
>>> it's about ****ing time.
>
> If you're a deadbeat who doesn't have health insurance, it will get slightly
> better for you. If you have a health plan now, it will get worse. It just
> depends if you're a deadbeat or a contributor as to how it will affect you.
>
> Steve

i'm not sure how it would get worse. as far as i know anyone would be able
to keep their health plan if they were happy with it.

your pal,
blake

On Thu, 26 Feb 2009 18:27:54 GMT, notbob wrote:

> On 2009-02-26, blake murphy > wrote:
>
>> i think the american health system is about to change in a big way, and
>> it's about ****ing time.
>
> I'm not gonna hold my breath! ....ain't covered, in any case.
>
> nb

i guess we'll see. the point of any new plan would be to cover anyone who
wants to be covered, affordably.

your pal,
blake

blake wrote:

>> If you're a deadbeat who doesn't have health insurance, it will get
>> slightly better for you. If you have a health plan now, it will get
>> worse. It just depends if you're a deadbeat or a contributor as to how
>> it will affect you.
>
> i'm not sure how it would get worse.

Easy: It'll cost more.

Bob

On Fri, 27 Feb 2009 19:52:56 -0800, Bob Terwilliger wrote:

> blake wrote:
>
>>> If you're a deadbeat who doesn't have health insurance, it will get
>>> slightly better for you. If you have a health plan now, it will get
>>> worse. It just depends if you're a deadbeat or a contributor as to how
>>> it will affect you.
>>
>> i'm not sure how it would get worse.
>
> Easy: It'll cost more.
>
> Bob

i don't think this is going to happen. we'll see.

your pal,
blake