sf wrote:

> On Wed, 27 May 2009 18:07:00 +0200, ChattyCathy
> > wrote:
>
>>http://www.recfoodcooking.com
>>
>>MCINL= My Choice Is Not Listed
>
> NOT FAIR! You're making us vote before viewing the results now? I
> rarely vote these days, I just want to see how it's going before the
> final result.
>
Huh? Same as it's always been. If you hit the "Results" link (right next
to the "Vote" button) you can go straight to the results page...
--
Cheers
Chatty Cathy

sf said...

> On Wed, 27 May 2009 11:45:23 -0500, Andy > wrote:
>
>>Coming really soon now!
>>
>>Munchkins are working away furiously! Honest.
>
> <laugh!> You sound just like my husband when I want something done
> yesterday.


sf,

Well, that's what ya get for asking a day late!

Please give him a pat on the back for me!

Best,

Andy

Omelet wrote:
> In article >,
> Goomba > wrote:
>
>> rosie wrote:
>>
>>> I use a credit card for almost everything. We use Amex and pay the
>>> balance each month. It is easier to have all expenses right there in
>>> front of you and we get airlines miles.
>>>
>>> We travel a lot and can always use the miles.
>>>
>>> Rosie
>> Same here. My AMEX has been a lifesaver too because not only does it
>> keep me "honest" since I have to pay it off each month but it also comes
>> with one of those "locked out, run out of gas, tow 50 miles" type auto
>> club plans. My son has had to use it twice this past year alone so the
>> annual fee has been worth it to me.
>
> I have AAA for that. :-) Triple A has paid for itself so far every year.
> I pay for the extended plan.
DW's Hyundai has a roadside assistance plan as does my Dodge truck, came
with the vehicles.

On Wed, 27 May 2009 14:06:14 -0500, George Shirley wrote:
>>
> I know which grocers in our town cater to those folks and don't go
> there. Of course there's another reason I don't go there, the food is
> always just about to hit expiry date, the produce is picked over badly,
> and the help is snotty to boot. Actually we now only have one store that
> caters to them, the other went broke and had to close. I suspect the
> only reason the one is still open is that there are some underhanded
> dealings in booze, tobacco and bananas* going on for the Star card.
> *Bananas aren't grown in the US and therefore aren't available on the
> public assistance card.

jeez, i was assuming 'bananas' was code for 'dope.'

your pal,
blake

"ChattyCathy" > wrote in message
...
> http://www.recfoodcooking.com
>
> MCINL= My Choice Is Not Listed
> --
> Cheers
> Chatty Cathy

Regular groceries - Debit card.
Trader Joe's - Discover - I like the cash back

I have always heard charging your groceries - sorry the NEED to charge
groceries on a credit card is one of the first signs of an immanent
financial disaster.

DANGER # 1

Dimitri

On Wed, 27 May 2009 19:58:37 -0400, Nancy Young wrote:

> cshenk wrote:
>
>> You might blanch as I came up, but you'd find I'm actually faster
>> than the card scanning sort.
>>
>> Oh, and if i'm on foot with a pull cart and backpack, you'll find I
>> want no bagging and just ask you to tuck it back in the cart and I'll
>> move to the side when we are done and tuck my own stuff away. Easier
>> for me and unfamiliar likely to you ;-)
>>
>> Fair nuff? I miss anything?
>
> You're not even remotely like the person who's been discussed in
> the check writing thread. And you don't have to kill yourself to
> get out of anyone's way. Any appearance that you're aware you're
> not the only person in the place goes a long way, and you do have
> the right to check out your stuff and pay for it in less than the speed
> of light. (laugh)
>
> nancy

see, i don't even swipe the card. i just use my psionic powers to flip the
bits in the store and bank records. the checkers love me.

your pal,
blake

On Wed, 27 May 2009 18:21:12 -0400, Goomba wrote:

> rosie wrote:
>
>> I use a credit card for almost everything. We use Amex and pay the
>> balance each month. It is easier to have all expenses right there in
>> front of you and we get airlines miles.
>>
>> We travel a lot and can always use the miles.
>>
>> Rosie
>
> Same here. My AMEX has been a lifesaver too because not only does it
> keep me "honest" since I have to pay it off each month but it also comes
> with one of those "locked out, run out of gas, tow 50 miles" type auto
> club plans. My son has had to use it twice this past year alone so the
> annual fee has been worth it to me.

time to get a new son.

your pal,
blake

On Wed, 27 May 2009 21:29:13 -0500, zxcvbob wrote:

> ChattyCathy wrote:
>> http://www.recfoodcooking.com
>>
>> MCINL= My Choice Is Not Listed
>
> I run almost everything thru my Cabela's VISA card (just started doing
> that with my insurance premiums and utility bills too), then pay it off
> at the end of the month. I get 1% or sometimes 2% back in the form of
> Cabela's store credit, plus around Christmas time they send me coupons
> for free guns and stuff. :-)
>
> Bob

there is no cabela.

your pal,
TINC

On Wed, 27 May 2009 20:04:27 -0700, sf wrote:

> On Wed, 27 May 2009 18:07:00 +0200, ChattyCathy
> > wrote:
>
>>http://www.recfoodcooking.com
>>
>>MCINL= My Choice Is Not Listed
>
> NOT FAIR! You're making us vote before viewing the results now? I
> rarely vote these days, I just want to see how it's going before the
> final result.

i wondered that myself. i thought she figured the machine had to work too
hard counting the votes.

your pal,
blake

On Thu, 28 May 2009 07:27:21 -0700, "Dimitri" >
wrote:

>
>"ChattyCathy" > wrote in message
...
>> http://www.recfoodcooking.com
>>
>> MCINL= My Choice Is Not Listed
>> --
>> Cheers
>> Chatty Cathy
>
>Regular groceries - Debit card.
>Trader Joe's - Discover - I like the cash back
>
>I have always heard charging your groceries - sorry the NEED to charge
>groceries on a credit card is one of the first signs of an immanent
>financial disaster.
>
>DANGER # 1
>
>Dimitri


Not corect. I have a master card which I have a 2% cash back option
on, I pay for everthing buy with that card, and pay the balance in
full each month. Even though I pay $25 per year for this option, I
still get between $500-$600 back each december just before Christmas.

On Thu, 28 May 2009 14:41:24 GMT, blake murphy
> wrote:

>On Wed, 27 May 2009 21:29:13 -0500, zxcvbob wrote:
>
>> ChattyCathy wrote:
>>> http://www.recfoodcooking.com
>>>
>>> MCINL= My Choice Is Not Listed
>>
>> I run almost everything thru my Cabela's VISA card (just started doing
>> that with my insurance premiums and utility bills too), then pay it off
>> at the end of the month. I get 1% or sometimes 2% back in the form of
>> Cabela's store credit, plus around Christmas time they send me coupons
>> for free guns and stuff. :-)
>>
>> Bob
>
>there is no cabela.
>
>your pal,
>TINC

not true

wrote:
> On Thu, 28 May 2009 07:27:21 -0700, "Dimitri" >
> wrote:

>> I have always heard charging your groceries - sorry the NEED to
>> charge groceries on a credit card is one of the first signs of an
>> immanent financial disaster.
>>
>> DANGER # 1

> Not corect. I have a master card which I have a 2% cash back option
> on, I pay for everthing buy with that card, and pay the balance in
> full each month. Even though I pay $25 per year for this option, I
> still get between $500-$600 back each december just before Christmas.

He said the NEED to charge groceries. Needing to charge everyday
expenses is indeed the first sign you're in trouble.

nancy

> wrote in message
...
> On Thu, 28 May 2009 07:27:21 -0700, "Dimitri" >
> wrote:
>
>>
>>"ChattyCathy" > wrote in message
...
>>> http://www.recfoodcooking.com
>>>
>>> MCINL= My Choice Is Not Listed
>>> --
>>> Cheers
>>> Chatty Cathy
>>
>>Regular groceries - Debit card.
>>Trader Joe's - Discover - I like the cash back
>>
>>I have always heard charging your groceries - sorry the NEED to charge
>>groceries on a credit card is one of the first signs of an immanent
>>financial disaster.
>>
>>DANGER # 1
>>
>>Dimitri
>
>
> Not corect. I have a master card which I have a 2% cash back option
> on, I pay for everthing buy with that card, and pay the balance in
> full each month. Even though I pay $25 per year for this option, I
> still get between $500-$600 back each december just before Christmas.

Do you understand the word NEED?

Sure use an A Advantage card - sent 2 to Italy for free a few years ago - I
said NEED - If you can pay your bill NOT THE MINIMUM every month no problem
using a credit card - I use Discover for TJ'S for the 5%.

Dimitri

Omelet wrote:

> In article >,
> "Default User" > wrote:

> > I use credit cards for everything I can. At least for now, I get the
> > cashback rewards. We'll see when the new laws kick in.

> What new law?

There are new restrictions in the works to limit credit card companies
ability to levy fees and raise interest rates. They've been making
noises about doing away with rewards programs and even reintroducing
annual fees for "good" customers.




Brian

--
Day 115 of the "no grouchy usenet posts" project

Omelet wrote:

> In article >,
> Goomba > wrote:

> > Same here. My AMEX has been a lifesaver too because not only does
> > it keep me "honest" since I have to pay it off each month but it
> > also comes with one of those "locked out, run out of gas, tow 50
> > miles" type auto club plans. My son has had to use it twice this
> > past year alone so the annual fee has been worth it to me.
>
> I have AAA for that. :-) Triple A has paid for itself so far every
> year. I pay for the extended plan.

I haven't had a stranding breakdown in at least ten years. I did have
the battery catastrophically fail a few years back, but that was in my
garage at home. I also locked myself out some while back, but I called
my brother. After that I started carrying a spare key.




Brian

--
Day 115 of the "no grouchy usenet posts" project

In article >,
"Default User" > wrote:

> Omelet wrote:
>
> > In article >,
> > "Default User" > wrote:
>
> > > I use credit cards for everything I can. At least for now, I get the
> > > cashback rewards. We'll see when the new laws kick in.
>
> > What new law?
>
> There are new restrictions in the works to limit credit card companies
> ability to levy fees and raise interest rates. They've been making
> noises about doing away with rewards programs and even reintroducing
> annual fees for "good" customers.
>
>
>
>
> Brian

Hm. Could get interesting.
I like the idea of limiting raises in predatory interest rates.
That has hurt a LOT of people.
--
Peace! Om

Life isn't about waiting for the storm to pass.
It's about learning to dance in the rain.
-- Anon.


Subscribe:

In article >,
"Default User" > wrote:

> Omelet wrote:
>
> > In article >,
> > Goomba > wrote:
>
> > > Same here. My AMEX has been a lifesaver too because not only does
> > > it keep me "honest" since I have to pay it off each month but it
> > > also comes with one of those "locked out, run out of gas, tow 50
> > > miles" type auto club plans. My son has had to use it twice this
> > > past year alone so the annual fee has been worth it to me.
> >
> > I have AAA for that. :-) Triple A has paid for itself so far every
> > year. I pay for the extended plan.
>
> I haven't had a stranding breakdown in at least ten years. I did have
> the battery catastrophically fail a few years back, but that was in my
> garage at home. I also locked myself out some while back, but I called
> my brother. After that I started carrying a spare key.
>
>
>
>
> Brian

I ALWAYS carry spare car and house keys.
--
Peace! Om

Life isn't about waiting for the storm to pass.
It's about learning to dance in the rain.
-- Anon.


Subscribe:

On Thu, 28 May 2009 11:36:33 -0400, "Nancy Young"
> wrote:

wrote:
>> On Thu, 28 May 2009 07:27:21 -0700, "Dimitri" >
>> wrote:
>
>>> I have always heard charging your groceries - sorry the NEED to
>>> charge groceries on a credit card is one of the first signs of an
>>> immanent financial disaster.
>>>
>>> DANGER # 1
>
>> Not corect. I have a master card which I have a 2% cash back option
>> on, I pay for everthing buy with that card, and pay the balance in
>> full each month. Even though I pay $25 per year for this option, I
>> still get between $500-$600 back each december just before Christmas.
>
>He said the NEED to charge groceries. Needing to charge everyday
>expenses is indeed the first sign you're in trouble.
>
>nancy

Not true Nancypoo

> wrote in message
...
> On Thu, 28 May 2009 11:36:33 -0400, "Nancy Young"
> > wrote:
>
wrote:
>>> On Thu, 28 May 2009 07:27:21 -0700, "Dimitri" >
>>> wrote:
>>
>>>> I have always heard charging your groceries - sorry the NEED to
>>>> charge groceries on a credit card is one of the first signs of an
>>>> immanent financial disaster.
>>>>
>>>> DANGER # 1
>>
>>> Not corect. I have a master card which I have a 2% cash back option
>>> on, I pay for everthing buy with that card, and pay the balance in
>>> full each month. Even though I pay $25 per year for this option, I
>>> still get between $500-$600 back each december just before Christmas.
>>
>>He said the NEED to charge groceries. Needing to charge everyday
>>expenses is indeed the first sign you're in trouble.
>>
>>nancy
>
> Not true Nancypoo

Look Here GENIUS!

http://articles.moneycentral.msn.com...Groceries.aspx

Dimitri

George Shirley wrote:
> Omelet wrote:
>> In article >,
>> Goomba > wrote:

>>> Same here. My AMEX has been a lifesaver too because not only does it
>>> keep me "honest" since I have to pay it off each month but it also
>>> comes with one of those "locked out, run out of gas, tow 50 miles"
>>> type auto club plans. My son has had to use it twice this past year
>>> alone so the annual fee has been worth it to me.
>>
>> I have AAA for that. :-) Triple A has paid for itself so far every year.
>> I pay for the extended plan.
> DW's Hyundai has a roadside assistance plan as does my Dodge truck, came
> with the vehicles.

I don't need to pay for AAA ("Triple A") because the same services are
provided with my AMEX. Plus all the other services and benefits I feel
AMEX provides me.

blake murphy wrote:

>> Same here. My AMEX has been a lifesaver too because not only does it
>> keep me "honest" since I have to pay it off each month but it also comes
>> with one of those "locked out, run out of gas, tow 50 miles" type auto
>> club plans. My son has had to use it twice this past year alone so the
>> annual fee has been worth it to me.
>
> time to get a new son.
>
> your pal,
> blake

LOL... but he's so damn handsome and charming...

Dimitri wrote:
> > wrote in message
> ...
>> On Thu, 28 May 2009 11:36:33 -0400, "Nancy Young"
>> > wrote:
>>
>>> wrote:
>>>> On Thu, 28 May 2009 07:27:21 -0700, "Dimitri"
>>>> > wrote:
>>>
>>>>> I have always heard charging your groceries - sorry the NEED to
>>>>> charge groceries on a credit card is one of the first signs of an
>>>>> immanent financial disaster.
>>>>>
>>>>> DANGER # 1
>>>
>>>> Not corect. I have a master card which I have a 2% cash back option
>>>> on, I pay for everthing buy with that card, and pay the balance in
>>>> full each month. Even though I pay $25 per year for this option, I
>>>> still get between $500-$600 back each december just before
>>>> Christmas.
>>>
>>> He said the NEED to charge groceries. Needing to charge everyday
>>> expenses is indeed the first sign you're in trouble.

>> Not true Nancypoo
>
> Look Here GENIUS!
>
> http://articles.moneycentral.msn.com...Groceries.aspx

I think we have a reading comprehension problem on our hands, Dimitri.

I charge my groceries all the time because it's easier and I get the
reward back, just like a lot of people. It's different if you charge them
because you're broke and the balance starts piling up. The difference
between those situations isn't clear to someone, as you can see.

nancy

Nancy Young wrote:


> I charge my groceries all the time because it's easier and I get the
> reward back, just like a lot of people. It's different if you charge
> them because you're broke and the balance starts piling up. The
> difference between those situations isn't clear to someone, as you
> can see.

I put almost everything on my credit card for the rewards. I was at the
hardware store to buy a $5 square, and charged that. Yet, on the way
out I saw some mature tomato plants (six-in pots) for $1.50, so I
circled back in with one.[1] That I paid for with cash. Somewhere
there's tipping point for me between $1 and $5 I guess.



1. This was just to supplement the smaller ones I planted earlier in
the week. This year I'm experimenting with a front-yard garden to shock
and horrify the neighbors.

Brian

--
Day 115 of the "no grouchy usenet posts" project

Default User wrote:
> Nancy Young wrote:

>> I charge my groceries all the time because it's easier and I get the
>> reward back, just like a lot of people. It's different if you charge
>> them because you're broke and the balance starts piling up. The
>> difference between those situations isn't clear to someone, as you
>> can see.
>
> I put almost everything on my credit card for the rewards. I was at
> the hardware store to buy a $5 square, and charged that. Yet, on the
> way out I saw some mature tomato plants (six-in pots) for $1.50, so I
> circled back in with one.[1] That I paid for with cash. Somewhere
> there's tipping point for me between $1 and $5 I guess.

I know what you mean. Truth is, it's not uncommon for me to only
have a couple of dollars on me. I have charged really small items
but I feel funny doing so.

> 1. This was just to supplement the smaller ones I planted earlier in
> the week. This year I'm experimenting with a front-yard garden to
> shock and horrify the neighbors.

I considered it. If you keep it neat, why not? These days people
will probably think Great Idea!

nancy

> wrote in message
...
> On Thu, 28 May 2009 14:41:24 GMT, blake murphy
> > wrote:
>
>>On Wed, 27 May 2009 21:29:13 -0500, zxcvbob wrote:
>>
>>> ChattyCathy wrote:
>>>> http://www.recfoodcooking.com
>>>>
>>>> MCINL= My Choice Is Not Listed
>>>
>>> I run almost everything thru my Cabela's VISA card (just started doing
>>> that with my insurance premiums and utility bills too), then pay it off
>>> at the end of the month. I get 1% or sometimes 2% back in the form of
>>> Cabela's store credit, plus around Christmas time they send me coupons
>>> for free guns and stuff. :-)
>>>
>>> Bob
>>
>>there is no cabela.
>>
>>your pal,
>>TINC
>
> not true

we have one of their massive shrines in Hamburg, PA.

Nancy Young wrote:

> Default User wrote:

> > 1. This was just to supplement the smaller ones I planted earlier in
> > the week. This year I'm experimenting with a front-yard garden to
> > shock and horrify the neighbors.
>
> I considered it. If you keep it neat, why not? These days people
> will probably think Great Idea!

I tried years ago, but the back yard is just too shady. The front along
the driveway has direct sun probably 90% of the day, until the sun goes
behind the house in the evening (front faces east). I'd been wanting to
root out some of the ivy growing there anyway, so garden patch it was.

It's an ecletic mix: tomatoes, poblano chiles, snowpeas, and basil.



Brian

--
Day 115 of the "no grouchy usenet posts" project

Nancy Young wrote:

> Default User wrote:
> > Nancy Young wrote:
>
> >> I charge my groceries all the time because it's easier and I get the
> >> reward back, just like a lot of people. It's different if you charge
> >> them because you're broke and the balance starts piling up. The
> >> difference between those situations isn't clear to someone, as you
> >> can see.
> >
> > I put almost everything on my credit card for the rewards. I was at
> > the hardware store to buy a $5 square, and charged that. Yet, on the
> > way out I saw some mature tomato plants (six-in pots) for $1.50, so I
> > circled back in with one.[1] That I paid for with cash. Somewhere
> > there's tipping point for me between $1 and $5 I guess.
>
> I know what you mean. Truth is, it's not uncommon for me to only
> have a couple of dollars on me. I have charged really small items
> but I feel funny doing so.
>
> > 1. This was just to supplement the smaller ones I planted earlier in
> > the week. This year I'm experimenting with a front-yard garden to
> > shock and horrify the neighbors.
>
> I considered it. If you keep it neat, why not? These days people
> will probably think Great Idea!


Apparently sales of canning supplies are up by around 50% this year...the
_New York Times_ had a big article on canning in it's "Food" section
yesterday. Growing yer own and preserving is seen as an "in" thing to do I
guess...


--
Best
Greg

"Nancy Young" wrote
> cshenk wrote:

>> Oh, and if i'm on foot with a pull cart and backpack, you'll find I
>> want no bagging and just ask you to tuck it back in the cart and I'll
>> move to the side when we are done and tuck my own stuff away. Easier
>> for me and unfamiliar likely to you ;-)
>>
>> Fair nuff? I miss anything?
>
> You're not even remotely like the person who's been discussed in the check
> writing thread. And you don't have to kill yourself to get out of
> anyone's way. Any appearance that you're aware you're
> not the only person in the place goes a long way, and you do have
> the right to check out your stuff and pay for it in less than the speed
> of light. (laugh)

Hehe well I do get out of the way when tucking into a pull cart and
backpack. It can take 5 mins or so to do it right (normally not but 30 secs
but some loads take up to 5 mins). So I don't stress the 'packer' and just
say' dont bother to bag it, just toss in the cart and I'll do it later.

Only in Sasebo among the places I have lived, was it common to have the
skill to do that specialized load.

In article >,
"Virginia Tadrzynski" > wrote:

> > wrote in message
> ...
> > On Thu, 28 May 2009 14:41:24 GMT, blake murphy
> > > wrote:
> >
> >>On Wed, 27 May 2009 21:29:13 -0500, zxcvbob wrote:
> >>
> >>> ChattyCathy wrote:
> >>>> http://www.recfoodcooking.com
> >>>>
> >>>> MCINL= My Choice Is Not Listed
> >>>
> >>> I run almost everything thru my Cabela's VISA card (just started doing
> >>> that with my insurance premiums and utility bills too), then pay it off
> >>> at the end of the month. I get 1% or sometimes 2% back in the form of
> >>> Cabela's store credit, plus around Christmas time they send me coupons
> >>> for free guns and stuff. :-)
> >>>
> >>> Bob
> >>
> >>there is no cabela.
> >>
> >>your pal,
> >>TINC
> >
> > not true
>
> we have one of their massive shrines in Hamburg, PA.

There is also one here in Buda Texas. That place is indeed a Shrine. <g>
--
Peace! Om

Life isn't about waiting for the storm to pass.
It's about learning to dance in the rain.
-- Anon.


Subscribe:

On Thu, 28 May 2009 07:17:25 +0200, ChattyCathy
> wrote:

>Huh? Same as it's always been. If you hit the "Results" link (right next
>to the "Vote" button) you can go straight to the results page...

It didn't work the way it usually does for me that time, so I thought
you'd changed it. Well, other internet things didn't work for me
yesterday either. I couldn't update rfc until this afternoon... maybe
whatever affected my usenet access farted around with me using the rfc
site too. Who knows? The internet works in mysterious ways
sometimes.

--
I love cooking with wine.
Sometimes I even put it in the food.

On Thu, 28 May 2009 14:43:08 GMT, blake murphy
> wrote:

>On Wed, 27 May 2009 20:04:27 -0700, sf wrote:
>
>> On Wed, 27 May 2009 18:07:00 +0200, ChattyCathy
>> > wrote:
>>
>>>http://www.recfoodcooking.com
>>>
>>>MCINL= My Choice Is Not Listed
>>
>> NOT FAIR! You're making us vote before viewing the results now? I
>> rarely vote these days, I just want to see how it's going before the
>> final result.
>
>i wondered that myself. i thought she figured the machine had to work too
>hard counting the votes.
>
So, I'm not imagining it? You had the same experience?

--
I love cooking with wine.
Sometimes I even put it in the food.

On Thu, 28 May 2009 20:44:52 -0500, Omelet >
wrote:

>In article >,
> "Virginia Tadrzynski" > wrote:
>
>> > wrote in message
>> ...
>> > On Thu, 28 May 2009 14:41:24 GMT, blake murphy
>> > > wrote:
>> >
>> >>On Wed, 27 May 2009 21:29:13 -0500, zxcvbob wrote:
>> >>
>> >>> ChattyCathy wrote:
>> >>>> http://www.recfoodcooking.com
>> >>>>
>> >>>> MCINL= My Choice Is Not Listed
>> >>>
>> >>> I run almost everything thru my Cabela's VISA card (just started doing
>> >>> that with my insurance premiums and utility bills too), then pay it off
>> >>> at the end of the month. I get 1% or sometimes 2% back in the form of
>> >>> Cabela's store credit, plus around Christmas time they send me coupons
>> >>> for free guns and stuff. :-)
>> >>>
>> >>> Bob
>> >>
>> >>there is no cabela.
>> >>
>> >>your pal,
>> >>TINC
>> >
>> > not true
>>
>> we have one of their massive shrines in Hamburg, PA.
>
>There is also one here in Buda Texas. That place is indeed a Shrine. <g>


all together now UUmmmmmmmm UUmmmmmmmmmm

> wrote in message
...
> On Thu, 28 May 2009 20:44:52 -0500, Omelet >
> wrote:
>
>>In article >,
>> "Virginia Tadrzynski" > wrote:
>>
>>> > wrote in message
>>> ...
>>> > On Thu, 28 May 2009 14:41:24 GMT, blake murphy
>>> > > wrote:
>>> >
>>> >>On Wed, 27 May 2009 21:29:13 -0500, zxcvbob wrote:
>>> >>
>>> >>> ChattyCathy wrote:
>>> >>>> http://www.recfoodcooking.com
>>> >>>>
>>> >>>> MCINL= My Choice Is Not Listed
>>> >>>
>>> >>> I run almost everything thru my Cabela's VISA card (just started
>>> >>> doing
>>> >>> that with my insurance premiums and utility bills too), then pay it
>>> >>> off
>>> >>> at the end of the month. I get 1% or sometimes 2% back in the form
>>> >>> of
>>> >>> Cabela's store credit, plus around Christmas time they send me
>>> >>> coupons
>>> >>> for free guns and stuff. :-)
>>> >>>
>>> >>> Bob
>>> >>
>>> >>there is no cabela.
>>> >>
>>> >>your pal,
>>> >>TINC
>>> >
>>> > not true
>>>
>>> we have one of their massive shrines in Hamburg, PA.
>>
>>There is also one here in Buda Texas. That place is indeed a Shrine. <g>
>
>
> all together now UUmmmmmmmm UUmmmmmmmmmm


No, the chant is
Ttttttttrrrrrrooooooouuuuuuuttttt.Bbbbbbbbbbbaaaaa aassssssssssssssssss.
It is an 'outdoors' supplier with an indoor fishing tank to try out the
poles, lures and reels.
-ginny

Michael "Dog3" wrote:

> "Default User" > news:785rpoF1kq1otU1
> @mid.individual.net: in rec.food.cooking

> > I use credit cards for everything I can. At least for now, I get the
> > cashback rewards. We'll see when the new laws kick in.
>
> I don't use credit cards for much of anything but I use my debit card
> all the time. I use it for groceries, gas etc. I like to use the
> debit card because it shows immediately on my account. When I check
> the account online I know exactly how much is in it. No more of this,
> "shit! I forgot to record a check" stuff I used to go through when I
> was a prolific check writer ;(

Even less problem with a credit card. Now, to be effective you have to
pay off the balance each month, but that's not a problem for a cheap
******* like me.



Brian

--
Day 116 of the "no grouchy usenet posts" project

On Thu, 28 May 2009 15:47:01 -0400, Goomba wrote:

> blake murphy wrote:
>
>>> Same here. My AMEX has been a lifesaver too because not only does it
>>> keep me "honest" since I have to pay it off each month but it also comes
>>> with one of those "locked out, run out of gas, tow 50 miles" type auto
>>> club plans. My son has had to use it twice this past year alone so the
>>> annual fee has been worth it to me.
>>
>> time to get a new son.
>>
>> your pal,
>> blake
>
> LOL... but he's so damn handsome and charming...

good thing some of us are. otherwise no male would survive.

your pal,
blake

On Thu, 28 May 2009 12:27:30 -0500, Omelet wrote:

> In article >,
> "Default User" > wrote:
>
>> Omelet wrote:
>>
>>> In article >,
>>> "Default User" > wrote:
>>
>>> > I use credit cards for everything I can. At least for now, I get the
>>> > cashback rewards. We'll see when the new laws kick in.
>>
>>> What new law?
>>
>> There are new restrictions in the works to limit credit card companies
>> ability to levy fees and raise interest rates. They've been making
>> noises about doing away with rewards programs and even reintroducing
>> annual fees for "good" customers.
>>
>> Brian
>
> Hm. Could get interesting.
> I like the idea of limiting raises in predatory interest rates.
> That has hurt a LOT of people.

i think the restrictions involve notification of rate raises and raises on
existing debt. here's the major dope:

First, let¢s lay out the things we know will change because of the new
legislation. The bill is chock-full of new rules, which will take effect at
various points in the year after President Obama signs the final
legislation.

There are new restrictions on when card companies can increase the interest
rate on balances you¢ve already run up. The bill says that banks generally
must wait until you¢re 60 days late in making the minimum payment before
applying a penalty interest rate to your existing debt.

Card companies will have to give 45 days¢ notice before raising their
interest rates. There¢s also a notice requirement for any significant
change to a card¢s terms, which may keep companies from surprising
customers who have been saving their loyalty points for years with huge
alterations in rewards programs.

Banks must send out your bill no later than 21 days before the due date.
They cannot send it with, say, 14 days to go, hoping that you won¢t get a
check to the bank in time to avoid a late fee.

If the card company gets your payment by 5 p.m. on the due date, it¢s on
time, according to the new rules. No more of this early morning deadline
nonsense, which led to late fees for payments that arrived with the
afternoon mail. Also, no more late fees if the due date is a Sunday or
holiday and your payment doesn¢t arrive until a day later.

Let¢s say you¢re paying different interest rates on the debt on a single
card - one for a cash advance, another for a balance transfer and a third
for new purchases. Now, when you make a payment over the minimum balance,
banks will have to apply it to the highest-interest debt first. I bet you
can guess how some banks used to handle this sort of situation.

Banks will need your permission before allowing you the "privilege" of
spending more than your credit limit and paying a fat $39 fee for that
privilege. The card companies should be ashamed that they needed a law to
make this "opt in" requirement a reality.

If you¢re a student, it will become harder to get a credit card. No one
under 21 can have a card unless a parent, legal guardian or spouse is the
primary cardholder. Students with their own income can submit proof and ask
for an exception to the co-signer requirement.

<http://www.nytimes.com/2009/05/20/your-money/20money.html>

now, the upshot of all this may be that 'deadbeats" - the card companies'
term for people who pay in full every month and thus avoid interest charges
and late fees - may no longer get the free ride they've been getting, since
the banks will be less free to gouge other customers. this could be in the
form of a return to annual fees, an end to 'bonus miles' and cashbacks and
the like. it's difficult to know how it will all shake out.

i think the credit companies brought this on themselves with some of the
shady shit they've been pulling, but then i'm just a bitter old
left-winger.

your pal,
blake

On Thu, 28 May 2009 18:58:45 -0700, sf wrote:

> On Thu, 28 May 2009 07:17:25 +0200, ChattyCathy
> > wrote:
>
>>Huh? Same as it's always been. If you hit the "Results" link (right next
>>to the "Vote" button) you can go straight to the results page...
>
> It didn't work the way it usually does for me that time, so I thought
> you'd changed it. Well, other internet things didn't work for me
> yesterday either. I couldn't update rfc until this afternoon... maybe
> whatever affected my usenet access farted around with me using the rfc
> site too. Who knows? The internet works in mysterious ways
> sometimes.

wait, i thought you were just referring to the way the original post here
appeared:

> On Wed, 27 May 2009 18:07:00 +0200, ChattyCathy
> > wrote:
>
>>http://www.recfoodcooking.com
>>
>>MCINL= My Choice Is Not Listed

....i had not trouble with the voting itself.

your pal,
blake

In article >,
wrote:

> On Thu, 28 May 2009 20:44:52 -0500, Omelet >
> wrote:
>
> >In article >,
> > "Virginia Tadrzynski" > wrote:
> >
> >> > wrote in message
> >> ...
> >> > On Thu, 28 May 2009 14:41:24 GMT, blake murphy
> >> > > wrote:
> >> >
> >> >>On Wed, 27 May 2009 21:29:13 -0500, zxcvbob wrote:
> >> >>
> >> >>> ChattyCathy wrote:
> >> >>>> http://www.recfoodcooking.com
> >> >>>>
> >> >>>> MCINL= My Choice Is Not Listed
> >> >>>
> >> >>> I run almost everything thru my Cabela's VISA card (just started doing
> >> >>> that with my insurance premiums and utility bills too), then pay it off
> >> >>> at the end of the month. I get 1% or sometimes 2% back in the form of
> >> >>> Cabela's store credit, plus around Christmas time they send me coupons
> >> >>> for free guns and stuff. :-)
> >> >>>
> >> >>> Bob
> >> >>
> >> >>there is no cabela.
> >> >>
> >> >>your pal,
> >> >>TINC
> >> >
> >> > not true
> >>
> >> we have one of their massive shrines in Hamburg, PA.
> >
> >There is also one here in Buda Texas. That place is indeed a Shrine. <g>
>
>
> all together now UUmmmmmmmm UUmmmmmmmmmm

OmManiPadmeOmelet. <g>
--
Peace! Om

Life isn't about waiting for the storm to pass.
It's about learning to dance in the rain.
-- Anon.


Subscribe:

In article >,
"Virginia Tadrzynski" > wrote:

> > wrote in message
> ...
> > On Thu, 28 May 2009 20:44:52 -0500, Omelet >
> > wrote:
> >
> >>In article >,
> >> "Virginia Tadrzynski" > wrote:
> >>
> >>> > wrote in message
> >>> ...
> >>> > On Thu, 28 May 2009 14:41:24 GMT, blake murphy
> >>> > > wrote:
> >>> >
> >>> >>On Wed, 27 May 2009 21:29:13 -0500, zxcvbob wrote:
> >>> >>
> >>> >>> ChattyCathy wrote:
> >>> >>>> http://www.recfoodcooking.com
> >>> >>>>
> >>> >>>> MCINL= My Choice Is Not Listed
> >>> >>>
> >>> >>> I run almost everything thru my Cabela's VISA card (just started
> >>> >>> doing
> >>> >>> that with my insurance premiums and utility bills too), then pay it
> >>> >>> off
> >>> >>> at the end of the month. I get 1% or sometimes 2% back in the form
> >>> >>> of
> >>> >>> Cabela's store credit, plus around Christmas time they send me
> >>> >>> coupons
> >>> >>> for free guns and stuff. :-)
> >>> >>>
> >>> >>> Bob
> >>> >>
> >>> >>there is no cabela.
> >>> >>
> >>> >>your pal,
> >>> >>TINC
> >>> >
> >>> > not true
> >>>
> >>> we have one of their massive shrines in Hamburg, PA.
> >>
> >>There is also one here in Buda Texas. That place is indeed a Shrine. <g>
> >
> >
> > all together now UUmmmmmmmm UUmmmmmmmmmm
>
>
> No, the chant is
> Ttttttttrrrrrrooooooouuuuuuuttttt.Bbbbbbbbbbbaaaaa aassssssssssssssssss.
> It is an 'outdoors' supplier with an indoor fishing tank to try out the
> poles, lures and reels.
> -ginny

There is more to Cabela's than that. <g>
--
Peace! Om

Life isn't about waiting for the storm to pass.
It's about learning to dance in the rain.
-- Anon.


Subscribe:

In article >,
blake murphy > wrote:

> On Thu, 28 May 2009 15:47:01 -0400, Goomba wrote:
>
> > blake murphy wrote:
> >
> >>> Same here. My AMEX has been a lifesaver too because not only does it
> >>> keep me "honest" since I have to pay it off each month but it also comes
> >>> with one of those "locked out, run out of gas, tow 50 miles" type auto
> >>> club plans. My son has had to use it twice this past year alone so the
> >>> annual fee has been worth it to me.
> >>
> >> time to get a new son.
> >>
> >> your pal,
> >> blake
> >
> > LOL... but he's so damn handsome and charming...
>
> good thing some of us are. otherwise no male would survive.
>
> your pal,
> blake

<laughs> Ain't that the freakin' truth! ;-D
--
Peace! Om

Life isn't about waiting for the storm to pass.
It's about learning to dance in the rain.
-- Anon.


Subscribe: