On 1/3/2016 7:08 PM, wrote:

>> Hope you have good fraud protection if someone steals your card...
>
> We don't need it, so long as we report the card missing straight away
> or respond when the card operator calls. I know two people who were
> called before they even were aware of the break in security. Didn't
> cost them a penny,
>

Sure it cost you. Fraud and theft costs all of us. The CC company took
the hit, but it is reflected in the price we pay.

On Sunday, January 3, 2016 at 8:17:25 PM UTC-6, Ed Pawlowski wrote:
> On 1/3/2016 7:43 PM, dsi1 wrote:
>
> >
> > As of October 1st, 2015, businesses in the US were supposed to replace their card readers with new ones that take the chipped cards or face bad things happening to them. I got my new reader but haven't connected it yet. It seems like a lot of bother to have to swipe and insert the cards and input a pin. I've been telling folks that I haven't gotten my new reader up a running so a check would be perfectly acceptable but I don't think I can keep that up for long.
> >
>
> Not really. No swipe at all. Insert card. If debit, enter the pin as
> you do now. If credit, just sign if required. It does take a little
> longer though for the chip to be read.

And for Glub's sake, don't yank your card out before it tell you to! Confuses the whole system! ;-)

John Kuthe...

"Bruce" > wrote in message
...
> On Sun, 03 Jan 2016 15:45:57 -0500, Brooklyn1
> > wrote:
>
>>I write checks often. I don't like on-line banking.
>
> Are you one of these charming elderly people at the supermarket
> checkout?
>
> Finding check: 2 mins
> Realizing pen is needed for writing: 3 mins
> Talking to checkout person: 1 mins
> Finding pen between years old peppermints: 2 mins
> Writing on check: 5 mins
> Talking to checkout person: 2 mins
> Checking if amount is correct: 3 mins
> Saying goodbye: 2 mins
>
> It's alright. We all hope to get that old.
>
> --
> Bruce

And the number one, realizing that the goods actually have to be paid for so
waiting until everything is rung up to even start looking for the checkbook.

Cheri

"Brooklyn1" > wrote in message
...
> Cheryl wrote:
>>Bruce wrote:
>>>Brooklyn1 wrote:
>>>
>>>> I write checks often. I don't like on-line banking.
>>>
>>> Are you one of these charming elderly people at the supermarket
>>> checkout? It's alright. We all hope to get that old.
>>
>>I tend to get a little impatient too, but what you described is only 20
>>minutes out of my life but may have been a social and happy moment for
>>someone elderly who might not get out much.
>
> Very true... and whenever I go into town I'm never is any big hurry...
> conversing with the seniors is always time well spent... many a time
> I've spent an hour out in the parking lot continuing discussing life
> experiences, time well spent.

With *the* seniors? You are one of the seniors that are being discussed. LOL

Cheri

On 4/1/2016 17:53 Cheri wrote:

>
> "Bruce" > wrote in message
> ...
>> On Sun, 03 Jan 2016 15:45:57 -0500, Brooklyn1
>> > wrote:
>>
>>>I write checks often. I don't like on-line banking.
>>
>> Are you one of these charming elderly people at the supermarket
>> checkout?
>>
>> Finding check: 2 mins
>> Realizing pen is needed for writing: 3 mins
>> Talking to checkout person: 1 mins
>> Finding pen between years old peppermints: 2 mins
>> Writing on check: 5 mins
>> Talking to checkout person: 2 mins
>> Checking if amount is correct: 3 mins
>> Saying goodbye: 2 mins
>>
>> It's alright. We all hope to get that old.
>>
>> --
>> Bruce
>
> And the number one, realizing that the goods actually have to be paid for so
> waiting until everything is rung up to even start looking for the checkbook.

Yes, it always comes as a surprise that they have to pay

--
Bruce

On Sun, 3 Jan 2016 16:43:58 -0800 (PST), dsi1 >
wrote:

> On Sunday, January 3, 2016 at 2:01:06 PM UTC-10, Ed Pawlowski wrote:
> > On 1/3/2016 6:20 PM, Doris Night wrote:
> >
> > >
> > > *In Canada, we don't have to swipe a card and enter a PIN. We just
> > > have to touch a screen with the card. The whole thing takes about 1.5
> > > seconds.
> > >
> > > Doris
> > >
> >
> > Sorry to hear that. That type of card is being eliminated because it is
> > possible to steal the information and clone them. New chip cards take
> > longer but are much more secure.
>
> As of October 1st, 2015, businesses in the US were supposed to replace their card readers with new ones that take the chipped cards or face bad things happening to them. I got my new reader but haven't connected it yet. It seems like a lot of bother to have to swipe and insert the cards and input a pin. I've been telling folks that I haven't gotten my new reader up a running so a check would be perfectly acceptable but I don't think I can keep that up for long.

I don't need to insert a PIN when I use my chipped card.

--

sf

On Sun, 3 Jan 2016 19:46:38 -0500, Dave Smith
> wrote:

> On 2016-01-03 7:38 PM, sf wrote:
>
> >> We should be able to give them a whack in the back of the head to
> >> smarten them up, or at least to express our displeasure at the stupidity
> >> that wastes the time of the people behind them.
> >>
> > In the olden days, you could watch the cash register as entries were
> > made and catch mistakes. Not so anymore, but you can't teach an old
> > dog new tricks.
> >
>
>
> Are you serious? In the old days cashiers rang things up by hand and
> they were usually so fast that you really had to keep an eye on the
> register to catch mistakes. Now they have a fair sized screen that
> shows the item, weight and cost per unit if applicable, and the price,
> and there is room on the screen for about a dozen items, so it is much
> easier to catch mistakes.

Maybe you couldn't keep up, but I could and if they entered the sale
price I could remember if it was correct or not. I could keep track
of it even after scanners - before they started ringing up the full
price and subtracting at the end to give us a mysterious total.

--

sf

"dsi1" > wrote in message
...
> On Sunday, January 3, 2016 at 11:29:56 AM UTC-10, Nancy Young wrote:
>> On 1/3/2016 2:51 PM, graham wrote:
>> > On 03/01/2016 12:47 PM, Nancy Young wrote:
>> >> On 1/1/2016 11:50 AM, Gregory Morrow wrote:
>> >>> Nancy Young wrote:
>> >>
>> >>>> You too, Leo, best wishes for 2016.
>> >>>>
>> >>>> Got to start practicing writing the new year on checks, not that
>> >>>> I write many any more thanks to online banking.
>> >>>
>> >>>
>> >>> Was in the grocery line the other day, and someone was actually
>> >>> writing a *check*!
>> >> > They were middle - aged, not "old" ;-) Something I hadn't seen for
>> >> ages,
>> >>
>> >> Just once in a while, you see that check come out. For some reason
>> >> it's
>> >> usually when there's been some other holdup that makes you even
>> >> take note how someone's paying.
>> >>
>> > I've noticed that a large % of the elderly now pay by card.
>>
>> I generally don't notice, so odds are they're paying by card here,
>> too. It took me a while, but I finally convinced my mother to
>> carry a credit card in case she gets into a jam. She still doesn't
>> use it. I haven't asked her how she pays for groceries.
>>
>> nancy
>
> I was surprised to see a small notice on the door of a local market chain
> saying they would no longer accept checks in 2016. OTOH, I don't see any
> horse and buggy's in their parking lot either so I guess it shouldn't be
> too surprising.
>
> Personally, I like payments in check because I don't have to pay the
> processing fees. Then again, I don't have lines of people in a hurry to
> fork over some dough and get the hell out.

The supermarkets I use don't take checks either. I can't remember the last
one I wrote out. I always use my debit card.

--
http://www.helpforheroes.org.uk/shop/

"Cheryl" > wrote in message
eb.com...
> On 1/3/2016 6:20 PM, Doris Night wrote:
>
>> My MIL has a credit card, but I'm not sure how often she actually uses
>> it.
>>
>> I was in the grocery store with her last week, and when we got to the
>> check-out she said she wanted to use her card, then she handed it to
>> me and asked me if I'd do it. Then she whispered her PIN to me.
>>
>> I took the card, waved it over the pay-pass screen*, and handed it
>> back to her. "Easy!" I said to her.
>>
>> *In Canada, we don't have to swipe a card and enter a PIN. We just
>> have to touch a screen with the card. The whole thing takes about 1.5
>> seconds.
>
> That's the RFID chip in the recent cards. Those are the ones you want to
> protect from chip readers that thieves carry these days. A tin foil hat
> for your credit card so to speak, but in this case it isn't paranoia.

We do have swipe but I prefer to insert my card and use my pin. ATM we do
have a choice but not sure for how long.


--
http://www.helpforheroes.org.uk/shop/

"sf" > wrote in message
...
> On Sun, 3 Jan 2016 18:50:29 -0500, Dave Smith
> > wrote:
>
>> On 2016-01-03 2:51 PM, graham wrote:
>>
>> >> Just once in a while, you see that check come out. For some reason
>> >> it's
>> >> usually when there's been some other holdup that makes you even
>> >> take note how someone's paying.
>> >>
>> > I've noticed that a large % of the elderly now pay by card.
>>
>> A lot of people pay by debit card. The biggest slow down I see is when
>> the old ladies are standing there watching their groceries getting rung
>> up and they stand there until the cashier tells them the total. They
>> know they have to pay for the groceries. They know the total is about to
>> be rung up. Most checkouts have a running total displayed, so they know
>> approximately how much it is going to be. But do they get out their
>> wallet and their cash or card??? Nope. They wait until it is all done.
>> Then they open up the purse and start rifling through the big bag to
>> find the wallet that has the card in there..... somewhere.
>>
>>
>> We should be able to give them a whack in the back of the head to
>> smarten them up, or at least to express our displeasure at the stupidity
>> that wastes the time of the people behind them.
>>
> In the olden days, you could watch the cash register as entries were
> made and catch mistakes. Not so anymore, but you can't teach an old
> dog new tricks.

Our checkouts operators scan everything. There might be the odd thing that
needs to be entered but mostly stuff is scanned so if there are any
mistakes, it is in the system.

--
http://www.helpforheroes.org.uk/shop/

On Sun, 3 Jan 2016 21:09:36 -0500, Dave Smith
> wrote:

>On 2016-01-03 19:53, wrote:
>
>>> Baloney!!!! I am calling bullshit on that one because it is so far from
>>> my personal experience. When I am deciding which checkout counter to go
>>> to I opt for the one with men in it because they are more likely to have
>>> cash or card in hand before the cashier even starts ringing up their
>>> purchases. We have even had people here try to defend the old ladies
>>> with the suggestion of security concerns, as if someone is going to run
>>> through the checkout lines and grab women's purses.
>>
>> May you always find a male line up because the day you arrive in the
>> same line up as me - watch yourself!!
>>
>
>
>Why? Are you going to be the old lady who stands there while her
>groceries are being rung up and waits until the cashier tells you the
>total before you start looking for your money?

No I'm not but I am also more honest about it than you. There might
be a reason you think there are only old ladies who do that, it might
be that the old men don't get their lazy butts out of the chair to do
the shopping and leave the old women to do the work.

Open your eyes next time you are at the checkout, wise up to the
proportion of women to men.

On Sun, 3 Jan 2016 21:35:18 -0500, Ed Pawlowski > wrote:

>On 1/3/2016 7:08 PM, wrote:
>
>>> Hope you have good fraud protection if someone steals your card...
>>
>> We don't need it, so long as we report the card missing straight away
>> or respond when the card operator calls. I know two people who were
>> called before they even were aware of the break in security. Didn't
>> cost them a penny,
>>
>
>Sure it cost you. Fraud and theft costs all of us. The CC company took
>the hit, but it is reflected in the price we pay.

So that is why I pick cards with no front end charge and pay my card
off every month. For the rest, if I am covering losses, there isn't
anything I can do about that. The same would apply with cash, the
store covers it's losses by upping prices to the honest.

On 1/4/2016 4:35 AM, Ophelia wrote:
>
> We do have swipe but I prefer to insert my card and use my pin. ATM we
> do have a choice but not sure for how long.
>
I swiped a US credit card (which also has a chip) in Tesco, and the
machine wouldn't process it. No problem with the card or my account -
but Tesco machines seem to be a bit 'touchy', and won't process a swipe
if the card also contains a chip.

"S Viemeister" > wrote in message
...
> On 1/4/2016 4:35 AM, Ophelia wrote:
>>
>> We do have swipe but I prefer to insert my card and use my pin. ATM we
>> do have a choice but not sure for how long.
>>
> I swiped a US credit card (which also has a chip) in Tesco, and the
> machine wouldn't process it. No problem with the card or my account - but
> Tesco machines seem to be a bit 'touchy', and won't process a swipe if the
> card also contains a chip.

I believe it won't be too long before are won't be allowed *not* to have a
swipe card

I take it you were allowed to use your chip and pin?


--
http://www.helpforheroes.org.uk/shop/

On 1/4/2016 7:11 AM, Ophelia wrote:
> "S Viemeister" > wrote
>> On 1/4/2016 4:35 AM, Ophelia wrote:
>>>
>>> We do have swipe but I prefer to insert my card and use my pin. ATM we
>>> do have a choice but not sure for how long.
>>>
>> I swiped a US credit card (which also has a chip) in Tesco, and the
>> machine wouldn't process it. No problem with the card or my account -
>> but Tesco machines seem to be a bit 'touchy', and won't process a
>> swipe if the card also contains a chip.
>
> I believe it won't be too long before are won't be allowed *not* to have
> a swipe card
>
> I take it you were allowed to use your chip and pin?
>
Yes. Sort of. Most US-issued chip cards are chip and signature, not chip
and pin. I was in a hurry to catch a train, so just grabbed my Royal
Bank of Scotland card and used that. When I got to Thurso, I had no
problem using the US chip+signature card there.

On 2016-01-04 6:52 AM, wrote:

>> Why? Are you going to be the old lady who stands there while her
>> groceries are being rung up and waits until the cashier tells you the
>> total before you start looking for your money?
>
> No I'm not but I am also more honest about it than you. There might
> be a reason you think there are only old ladies who do that, it might
> be that the old men don't get their lazy butts out of the chair to do
> the shopping and leave the old women to do the work.

Seriously? You think that the reason old ladies take so long to open
their purses, search for their wallets and then looking for their money
is that they do the shopping and their husbands are not doing the
shopping? Really? Do they buy apples or oranges?


> Open your eyes next time you are at the checkout, wise up to the
> proportion of women to men.

I do keep my eyes open at the checkout, and I am at the checkout
frequently because I do most of the shopping, and the reason I do most
of the shopping is that I do most of the cooking and know what I want
and need. My comments were based on years of experience. I have
noticed that men often have their cash or card in hand before the final
items are rung up, something I rarely see women doing, and it is older
women especially who wait until the very end before the even start to
try to open their purse.

"S Viemeister" > wrote in message
...
> On 1/4/2016 7:11 AM, Ophelia wrote:
>> "S Viemeister" > wrote
>>> On 1/4/2016 4:35 AM, Ophelia wrote:
>>>>
>>>> We do have swipe but I prefer to insert my card and use my pin. ATM we
>>>> do have a choice but not sure for how long.
>>>>
>>> I swiped a US credit card (which also has a chip) in Tesco, and the
>>> machine wouldn't process it. No problem with the card or my account -
>>> but Tesco machines seem to be a bit 'touchy', and won't process a
>>> swipe if the card also contains a chip.
>>
>> I believe it won't be too long before are won't be allowed *not* to have
>> a swipe card
>>
>> I take it you were allowed to use your chip and pin?
>>
> Yes. Sort of. Most US-issued chip cards are chip and signature, not chip
> and pin. I was in a hurry to catch a train, so just grabbed my Royal Bank
> of Scotland card and used that. When I got to Thurso, I had no problem
> using the US chip+signature card there.

Strange.

--
http://www.helpforheroes.org.uk/shop/

On Mon, 4 Jan 2016 07:58:02 -0500, Dave Smith
> wrote:

>On 2016-01-04 6:52 AM, wrote:
>
>>> Why? Are you going to be the old lady who stands there while her
>>> groceries are being rung up and waits until the cashier tells you the
>>> total before you start looking for your money?
>>
>> No I'm not but I am also more honest about it than you. There might
>> be a reason you think there are only old ladies who do that, it might
>> be that the old men don't get their lazy butts out of the chair to do
>> the shopping and leave the old women to do the work.
>
>Seriously? You think that the reason old ladies take so long to open
>their purses, search for their wallets and then looking for their money
>is that they do the shopping and their husbands are not doing the
>shopping? Really? Do they buy apples or oranges?
>
>
>> Open your eyes next time you are at the checkout, wise up to the
>> proportion of women to men.
>
>I do keep my eyes open at the checkout, and I am at the checkout
>frequently because I do most of the shopping, and the reason I do most
>of the shopping is that I do most of the cooking and know what I want
>and need. My comments were based on years of experience. I have
>noticed that men often have their cash or card in hand before the final
>items are rung up, something I rarely see women doing, and it is older
>women especially who wait until the very end before the even start to
>try to open their purse.
>
>
Your misogyny and ageism knows no bounds!

On 1/4/2016 8:12 AM, Ophelia wrote:
> "S Viemeister" > wrote
>> On 1/4/2016 7:11 AM, Ophelia wrote:
>>> "S Viemeister" > wrote
>>>> On 1/4/2016 4:35 AM, Ophelia wrote:
>>>>> We do have swipe but I prefer to insert my card and use my pin.
>>>>> ATM we do have a choice but not sure for how long.
>>>> I swiped a US credit card (which also has a chip) in Tesco, and the
>>>> machine wouldn't process it. No problem with the card or my account -
>>>> but Tesco machines seem to be a bit 'touchy', and won't process a
>>>> swipe if the card also contains a chip.
>>> I believe it won't be too long before are won't be allowed *not* to have
>>> a swipe card
>>> I take it you were allowed to use your chip and pin?
>> Yes. Sort of. Most US-issued chip cards are chip and signature, not chip
>> and pin. I was in a hurry to catch a train, so just grabbed my Royal Bank
>> of Scotland card and used that. When I got to Thurso, I had no problem
>> using the US chip+signature card there.
> Strange.
>
Indeed. I have been very careful since then, and have had no further
problems.

On Monday, January 4, 2016 at 6:42:27 AM UTC-6, Ophelia wrote:
> "S Viemeister" > wrote in message
> ...
> > On 1/4/2016 4:35 AM, Ophelia wrote:
> >>
> >> We do have swipe but I prefer to insert my card and use my pin. ATM we
> >> do have a choice but not sure for how long.
> >>
> > I swiped a US credit card (which also has a chip) in Tesco, and the
> > machine wouldn't process it. No problem with the card or my account - but
> > Tesco machines seem to be a bit 'touchy', and won't process a swipe if the
> > card also contains a chip.
>
> I believe it won't be too long before are won't be allowed *not* to have a
> swipe card
>
> I take it you were allowed to use your chip and pin?
>
>
> --
> http://www.helpforheroes.org.uk/shop/

That little magnetic strip is EASY to copy! A hardware chip, not so much!!!

Think about it!!

John Kuthe...

On Mon, 4 Jan 2016 13:12:57 -0000, "Ophelia" >
wrote:

>
>
>"S Viemeister" > wrote in message
...
>> On 1/4/2016 7:11 AM, Ophelia wrote:
>>> "S Viemeister" > wrote
>>>> On 1/4/2016 4:35 AM, Ophelia wrote:
>>>>>
>>>>> We do have swipe but I prefer to insert my card and use my pin. ATM we
>>>>> do have a choice but not sure for how long.
>>>>>
>>>> I swiped a US credit card (which also has a chip) in Tesco, and the
>>>> machine wouldn't process it. No problem with the card or my account -
>>>> but Tesco machines seem to be a bit 'touchy', and won't process a
>>>> swipe if the card also contains a chip.
>>>
>>> I believe it won't be too long before are won't be allowed *not* to have
>>> a swipe card
>>>
>>> I take it you were allowed to use your chip and pin?
>>>
>> Yes. Sort of. Most US-issued chip cards are chip and signature, not chip
>> and pin. I was in a hurry to catch a train, so just grabbed my Royal Bank
>> of Scotland card and used that. When I got to Thurso, I had no problem
>> using the US chip+signature card there.
>
> Strange.

I once had problems in the UK getting cash with my debit card. I went
into the bank to query why and when all was sorted out it seemed (back
then) I had a four digit PIN and UK ones needed six. Just enough for
it not to process. She also told me that different accounts, such as
savings and chequing, should have different pins, which ours don't.

That was the first year I didn't bother with travellers cheques but it
was simple to get cash on my Visa, so no harm done.

> wrote in message
news
> On Mon, 4 Jan 2016 13:12:57 -0000, "Ophelia" >
> wrote:
>
>>
>>
>>"S Viemeister" > wrote in message
...
>>> On 1/4/2016 7:11 AM, Ophelia wrote:
>>>> "S Viemeister" > wrote
>>>>> On 1/4/2016 4:35 AM, Ophelia wrote:
>>>>>>
>>>>>> We do have swipe but I prefer to insert my card and use my pin. ATM
>>>>>> we
>>>>>> do have a choice but not sure for how long.
>>>>>>
>>>>> I swiped a US credit card (which also has a chip) in Tesco, and the
>>>>> machine wouldn't process it. No problem with the card or my account -
>>>>> but Tesco machines seem to be a bit 'touchy', and won't process a
>>>>> swipe if the card also contains a chip.
>>>>
>>>> I believe it won't be too long before are won't be allowed *not* to
>>>> have
>>>> a swipe card
>>>>
>>>> I take it you were allowed to use your chip and pin?
>>>>
>>> Yes. Sort of. Most US-issued chip cards are chip and signature, not chip
>>> and pin. I was in a hurry to catch a train, so just grabbed my Royal
>>> Bank
>>> of Scotland card and used that. When I got to Thurso, I had no problem
>>> using the US chip+signature card there.
>>
>> Strange.
>
> I once had problems in the UK getting cash with my debit card. I went
> into the bank to query why and when all was sorted out it seemed (back
> then) I had a four digit PIN and UK ones needed six. Just enough for
> it not to process. She also told me that different accounts, such as
> savings and chequing, should have different pins, which ours don't.
>
> That was the first year I didn't bother with travellers cheques but it
> was simple to get cash on my Visa, so no harm done.

My debit and credit cards have always had 4 digit pins.


--
http://www.helpforheroes.org.uk/shop/

On 04/01/2016 4:52 AM, wrote:
> On Sun, 3 Jan 2016 21:09:36 -0500, Dave Smith
> > wrote:
>
>> On 2016-01-03 19:53, wrote:
>>
>>>> Baloney!!!! I am calling bullshit on that one because it is so far from
>>>> my personal experience. When I am deciding which checkout counter to go
>>>> to I opt for the one with men in it because they are more likely to have
>>>> cash or card in hand before the cashier even starts ringing up their
>>>> purchases. We have even had people here try to defend the old ladies
>>>> with the suggestion of security concerns, as if someone is going to run
>>>> through the checkout lines and grab women's purses.
>>>
>>> May you always find a male line up because the day you arrive in the
>>> same line up as me - watch yourself!!
>>>
>>
>>
>> Why? Are you going to be the old lady who stands there while her
>> groceries are being rung up and waits until the cashier tells you the
>> total before you start looking for your money?
>
> No I'm not but I am also more honest about it than you. There might
> be a reason you think there are only old ladies who do that, it might
> be that the old men don't get their lazy butts out of the chair to do
> the shopping and leave the old women to do the work.
>
> Open your eyes next time you are at the checkout, wise up to the
> proportion of women to men.
>
That's because the men have been driven to an early grave!!
FFS, stop being such a misandrist!

On Mon, 4 Jan 2016 14:27:06 -0000, "Ophelia" >
wrote:

>
>
> wrote in message
>news
>> On Mon, 4 Jan 2016 13:12:57 -0000, "Ophelia" >
>> wrote:
>>
>>>
>>>
>>>"S Viemeister" > wrote in message
...
>>>> On 1/4/2016 7:11 AM, Ophelia wrote:
>>>>> "S Viemeister" > wrote
>>>>>> On 1/4/2016 4:35 AM, Ophelia wrote:
>>>>>>>
>>>>>>> We do have swipe but I prefer to insert my card and use my pin. ATM
>>>>>>> we
>>>>>>> do have a choice but not sure for how long.
>>>>>>>
>>>>>> I swiped a US credit card (which also has a chip) in Tesco, and the
>>>>>> machine wouldn't process it. No problem with the card or my account -
>>>>>> but Tesco machines seem to be a bit 'touchy', and won't process a
>>>>>> swipe if the card also contains a chip.
>>>>>
>>>>> I believe it won't be too long before are won't be allowed *not* to
>>>>> have
>>>>> a swipe card
>>>>>
>>>>> I take it you were allowed to use your chip and pin?
>>>>>
>>>> Yes. Sort of. Most US-issued chip cards are chip and signature, not chip
>>>> and pin. I was in a hurry to catch a train, so just grabbed my Royal
>>>> Bank
>>>> of Scotland card and used that. When I got to Thurso, I had no problem
>>>> using the US chip+signature card there.
>>>
>>> Strange.
>>
>> I once had problems in the UK getting cash with my debit card. I went
>> into the bank to query why and when all was sorted out it seemed (back
>> then) I had a four digit PIN and UK ones needed six. Just enough for
>> it not to process. She also told me that different accounts, such as
>> savings and chequing, should have different pins, which ours don't.
>>
>> That was the first year I didn't bother with travellers cheques but it
>> was simple to get cash on my Visa, so no harm done.
>
>My debit and credit cards have always had 4 digit pins.

That was at a Lloyds Bank -

wrote:
>
> There might
> be a reason you think there are only old ladies who do that, it might
> be that the old men don't get their lazy butts out of the chair to do
> the shopping and leave the old women to do the work.
>
> Open your eyes next time you are at the checkout, wise up to the
> proportion of women to men.

Lucretia...I love you and would NEVER throw a wet towel on your floor
but you do often shine your militant feminist side here. Men aren't
your enemies. We aren't all evil.

In many marriages, men are still the main "bread winners." They work
their asses off to provide for the family. And their wives normally
take over the home job...raising the kids, doing the shopping, etc.
That's usually a mutual agreement.

So yeah...usually more women grocery shopping then men.

My current girlfriend has no job and can't even drive.
I do it all...
- I work and pay all bills
- I do all the shopping
- I do all the cooking and cleaning
- I even feed her and help her going to the bathroom

We have a nice agreement here.
- she loves me unconditionally
- she never bitches at me
- she appreciates all that I do.

Win-win situation, AFAIC. LOL! :-D

On Mon, 4 Jan 2016 07:48:42 -0700, graham > wrote:

>On 04/01/2016 4:52 AM, wrote:
>> On Sun, 3 Jan 2016 21:09:36 -0500, Dave Smith
>> > wrote:
>>
>>> On 2016-01-03 19:53, wrote:
>>>
>>>>> Baloney!!!! I am calling bullshit on that one because it is so far from
>>>>> my personal experience. When I am deciding which checkout counter to go
>>>>> to I opt for the one with men in it because they are more likely to have
>>>>> cash or card in hand before the cashier even starts ringing up their
>>>>> purchases. We have even had people here try to defend the old ladies
>>>>> with the suggestion of security concerns, as if someone is going to run
>>>>> through the checkout lines and grab women's purses.
>>>>
>>>> May you always find a male line up because the day you arrive in the
>>>> same line up as me - watch yourself!!
>>>>
>>>
>>>
>>> Why? Are you going to be the old lady who stands there while her
>>> groceries are being rung up and waits until the cashier tells you the
>>> total before you start looking for your money?
>>
>> No I'm not but I am also more honest about it than you. There might
>> be a reason you think there are only old ladies who do that, it might
>> be that the old men don't get their lazy butts out of the chair to do
>> the shopping and leave the old women to do the work.
>>
>> Open your eyes next time you are at the checkout, wise up to the
>> proportion of women to men.
>>
>That's because the men have been driven to an early grave!!
>FFS, stop being such a misandrist!

In your dreams! Chastise Dave for being a misogynist first

On Mon, 04 Jan 2016 10:00:01 -0500, Gary > wrote:

wrote:
>>
>> There might
>> be a reason you think there are only old ladies who do that, it might
>> be that the old men don't get their lazy butts out of the chair to do
>> the shopping and leave the old women to do the work.
>>
>> Open your eyes next time you are at the checkout, wise up to the
>> proportion of women to men.
>
>Lucretia...I love you and would NEVER throw a wet towel on your floor
>but you do often shine your militant feminist side here. Men aren't
>your enemies. We aren't all evil.

That's good, at least you understand the principle of wet towels
>
>In many marriages, men are still the main "bread winners." They work
>their asses off to provide for the family. And their wives normally
>take over the home job...raising the kids, doing the shopping, etc.
>That's usually a mutual agreement.
>
>So yeah...usually more women grocery shopping then men.
>
>My current girlfriend has no job and can't even drive.
>I do it all...
> - I work and pay all bills
> - I do all the shopping
> - I do all the cooking and cleaning
> - I even feed her and help her going to the bathroom

That makes you very nice
>
>We have a nice agreement here.
> - she loves me unconditionally
> - she never bitches at me
> - she appreciates all that I do.
>
>Win-win situation, AFAIC. LOL! :-D

Because you both like it that way - however I get the strong
impression Dave rules his roost and he is prone to blanket statements
such as 'it is always old women holding the line up' - then I will not
let that pass, mostly because it isn't true.

On 1/4/2016 9:27 AM, Ophelia wrote:
> > wrote in message

>> I once had problems in the UK getting cash with my debit card. I went
>> into the bank to query why and when all was sorted out it seemed (back
>> then) I had a four digit PIN and UK ones needed six. Just enough for
>> it not to process. She also told me that different accounts, such as
>> savings and chequing, should have different pins, which ours don't.
>>
>> That was the first year I didn't bother with travellers cheques but it
>> was simple to get cash on my Visa, so no harm done.
>
> My debit and credit cards have always had 4 digit pins.
>
Mine, too - on both sides of the Atlantic.

On 2016-01-04 8:14 AM, wrote:

>>> Open your eyes next time you are at the checkout, wise up to the
>>> proportion of women to men.
>>
>> I do keep my eyes open at the checkout, and I am at the checkout
>> frequently because I do most of the shopping, and the reason I do most
>> of the shopping is that I do most of the cooking and know what I want
>> and need. My comments were based on years of experience. I have
>> noticed that men often have their cash or card in hand before the final
>> items are rung up, something I rarely see women doing, and it is older
>> women especially who wait until the very end before the even start to
>> try to open their purse.
>>
>>
> Your misogyny and ageism knows no bounds!
>
LOL... the truth hurts eh. I am certainly not the only one who knows
about this strange phenomenon.

wrote:
>
> 'it is always old women holding the line up' - then I will not
> let that pass, mostly because it isn't true.

Since I normally shop about 6am, there are few other shoppers there.
The slow ones that I get behind occasionally are the small store
owners and the restaurant owners that are buying things for their
stores/restaurants. Once their total shows at the check out, they fill
in some document that lets them get a good discount on the food. This
takes a long time.

One frequent restaurant owner is some old Greek guy. He buys like 40
packages of Gwaltney Great Dogs...the cheapest hotdogs in the store,
then he fills out the form and gets them for even less cost.

I would love to know the name of his local restaurant so I could warn
friends to NEVER go there and buy hotdogs. Wouldn't you think a
restaurant would at least buy all-beef dogs? wth?

On 2016-01-04 10:10 AM, wrote:
> On Mon, 04 Jan 2016 10:00:01 -0500, Gary > wrote:
>

>> Lucretia...I love you and would NEVER throw a wet towel on your floor
>> but you do often shine your militant feminist side here. Men aren't
>> your enemies. We aren't all evil.
>
> That's good, at least you understand the principle of wet towels
>>
>> In many marriages, men are still the main "bread winners." They work
>> their asses off to provide for the family. And their wives normally
>> take over the home job...raising the kids, doing the shopping, etc.
>> That's usually a mutual agreement.
>>
>> So yeah...usually more women grocery shopping then men.
>>
>> My current girlfriend has no job and can't even drive.
>> I do it all...
>> - I work and pay all bills
>> - I do all the shopping
>> - I do all the cooking and cleaning
>> - I even feed her and help her going to the bathroom
>
> That makes you very nice
>>
>> We have a nice agreement here.
>> - she loves me unconditionally
>> - she never bitches at me
>> - she appreciates all that I do.
>>
>> Win-win situation, AFAIC. LOL! :-D
>
> Because you both like it that way - however I get the strong
> impression Dave rules his roost and he is prone to blanket statements
> such as 'it is always old women holding the line up' - then I will not
> let that pass, mostly because it isn't true.
>

Aren't you brilliant. Fer crying out loud. If you are going to quote
something and attribute it to me is should be something I said. I never
said it was always old women holding up the line, but I did describe a
very common phenomenon of old women standing there watching their
purchases being rung up and waiting until the cashier gets the total
before even reaching for the purse and starting the slow process of
finding their money or cards. You are either in denial or being very
dishonest about your observations because I am not the only one who sees
it. Even cashiers get frustrated by it.

In article >,
says...
>
> On 1/3/2016 7:08 PM, wrote:
>
> >> Hope you have good fraud protection if someone steals your card...
> >
> > We don't need it, so long as we report the card missing straight away
> > or respond when the card operator calls. I know two people who were
> > called before they even were aware of the break in security. Didn't
> > cost them a penny,
> >
>
> Sure it cost you. Fraud and theft costs all of us. The CC company took
> the hit, but it is reflected in the price we pay.

? I pay nothing for using debit and credit cards.

Janet UK

On 2016-01-04 11:01 AM, Janet wrote:

>> Sure it cost you. Fraud and theft costs all of us. The CC company took
>> the hit, but it is reflected in the price we pay.
>
> ? I pay nothing for using debit and credit cards.

You don't get a bill, but they get their money from transaction fees and
interest. They take a little bit from all to make up for the losses.
Meanwhile it is the banks who are really gouging everyone. They charge
interest to those who owe them, but pay almost none to those whose money
they are using, and they are making billions off us. The crooks who
steal cards and siphon money from people are small potatoes compared to
the banks.

In article >,
says...
>
> On Mon, 4 Jan 2016 13:12:57 -0000, "Ophelia" >
> wrote:
>
> >
> >
> >"S Viemeister" > wrote in message
> ...
> >> On 1/4/2016 7:11 AM, Ophelia wrote:
> >>> "S Viemeister" > wrote
> >>>> On 1/4/2016 4:35 AM, Ophelia wrote:
> >>>>>
> >>>>> We do have swipe but I prefer to insert my card and use my pin. ATM we
> >>>>> do have a choice but not sure for how long.
> >>>>>
> >>>> I swiped a US credit card (which also has a chip) in Tesco, and the
> >>>> machine wouldn't process it. No problem with the card or my account -
> >>>> but Tesco machines seem to be a bit 'touchy', and won't process a
> >>>> swipe if the card also contains a chip.
> >>>
> >>> I believe it won't be too long before are won't be allowed *not* to have
> >>> a swipe card
> >>>
> >>> I take it you were allowed to use your chip and pin?
> >>>
> >> Yes. Sort of. Most US-issued chip cards are chip and signature, not chip
> >> and pin. I was in a hurry to catch a train, so just grabbed my Royal Bank
> >> of Scotland card and used that. When I got to Thurso, I had no problem
> >> using the US chip+signature card there.
> >
> > Strange.
>
> I once had problems in the UK getting cash with my debit card. I went
> into the bank to query why and when all was sorted out it seemed (back
> then) I had a four digit PIN and UK ones needed 6, just not enough
for it to process.

It's always been 4 digits in UK PINS, ever since PINS first came in.

I am betting that she was spinning you a line while getting the card
security checked to see if it was stolen or the issuing bank had put a
stop on it. If it had been, you might have found the bank door wasn't
working either :-)

She also told me that different accounts, such as
> savings and chequing, should have different pins, which ours don't.

In UK each different account and card should have a different PIN for
best security.

Janet.

On Sun, 3 Jan 2016 22:53:20 -0800, "Cheri" >
wrote:

>
>"Bruce" > wrote in message
.. .
>> On Sun, 03 Jan 2016 15:45:57 -0500, Brooklyn1
>> > wrote:
>>
>>>I write checks often. I don't like on-line banking.
>>
>> Are you one of these charming elderly people at the supermarket
>> checkout?
>>
>> Finding check: 2 mins
>> Realizing pen is needed for writing: 3 mins
>> Talking to checkout person: 1 mins
>> Finding pen between years old peppermints: 2 mins
>> Writing on check: 5 mins
>> Talking to checkout person: 2 mins
>> Checking if amount is correct: 3 mins
>> Saying goodbye: 2 mins
>>
>> It's alright. We all hope to get that old.
>>
>> --
>> Bruce
>
>And the number one, realizing that the goods actually have to be paid for so
>waiting until everything is rung up to even start looking for the checkbook.
>
>Cheri

I usually use a credit card at the market, but If I plan to use a
check at the market in town my check is all filled out except the
amount before I leave home, so it's just as quick as the credit card.
I often use a check at doctor's offices, no one has ever had to wait
while I write, I usually need to wait for the receptionist to find a
place to slot my next appointment and then to write an appointment
card. But even if I need to wait a few minutes I don't mind, I'm
never in that much of a hurry... yoose who get all perturbed with
having to wait a few minutes are only making yourselves sicker than
yoose already are... me, I use that time constructively, ogling the
wimmens, very relaxing, lowers my pulse and heart rate.

I can imagine yoose impatient types having to wait in the doctor's
waiting room and the doctor is way late for your appointment. Even
that doesn't bother me. What I don't like is when I'm put into a
small examining room with the door shut and there's not even a window
and I'm waiting and waiting like like they forgot all about me... I'll
wait no more than ten minutes, that's when I open the door and tell
them I'm claustrophobic, that I'm going back to the waiting room and
to get me when the doctor is ready... I only need to do that once.

In article >,
says...
>
> On 2016-01-03 2:51 PM, graham wrote:
>
> >> Just once in a while, you see that check come out. For some reason it's
> >> usually when there's been some other holdup that makes you even
> >> take note how someone's paying.
> >>
> > I've noticed that a large % of the elderly now pay by card.
>
> A lot of people pay by debit card. The biggest slow down I see is when
> the old ladies are standing there watching their groceries getting rung
> up and they stand there until the cashier tells them the total. They
> know they have to pay for the groceries. They know the total is about to
> be rung up. Most checkouts have a running total displayed, so they know
> approximately how much it is going to be. But do they get out their
> wallet and their cash or card??? Nope. They wait until it is all done.
> Then they open up the purse and start rifling through the big bag to
> find the wallet that has the card in there..... somewhere.
>
>
> We should be able to give them a whack in the back of the head to
> smarten them up, or at least to express our displeasure

Do that and you will activate the firing mechanism on our poison-tip
hatpins. There is no antidote. Then we quaver in a trembly old lady
voice "I was a nurse, stand back" so we can pretend to be giving the
******* CPR while skilfully slipping his wallet, watch, carkeys and
phone into our reticules.

Janet UK

Bruce wrote:
>Cheri wrote:
>>Bruce wrote:
>>>Brooklyn1 wrote:
>>>
>>>>I write checks often. I don't like on-line banking.
>>>
>>> Are you one of these charming elderly people at the supermarket
>>> checkout?
>>>
>>> Finding check: 2 mins
>>> Realizing pen is needed for writing: 3 mins
>>> Talking to checkout person: 1 mins
>>> Finding pen between years old peppermints: 2 mins
>>> Writing on check: 5 mins
>>> Talking to checkout person: 2 mins
>>> Checking if amount is correct: 3 mins
>>> Saying goodbye: 2 mins
>>>
>>> It's alright. We all hope to get that old.
>>
>> And the number one, realizing that the goods actually have to be paid for so
>> waiting until everything is rung up to even start looking for the checkbook.
>
>Yes, it always comes as a surprise that they have to pay

That's no biggie... what's annoying is when someone is using a debit
card and it keeps being rejected, either because they used the wrong
PIN or there's no money in that account... some people have several
debit cards and they can't remember which PIN goes with which and
which has no funds... and it doesn't need to be old folks, could
easily be a young person, and airheads are equally distributed among
both sexes. Older people generally don't use debit cards, they
typically use cash or credit cards, very few older folks write checks
these days... it's typically young women with a couple of rugrats who
hold up the works, especially those with several kinds of food stamps.
Another thing that bothers me is no one needs to validate food stamps
but when I pay with a hundred dollar bill everyone needs to wait for a
manager to arrive to approve cash. The two times a year I buy a case
of beer I need to show my driver's license, and I'm probably old
enough to be the checkers great grandfather, in fact the last time I
asked her age and she said nineteen, she wasn't old enough to sell
beer, had to get a manager.

On Sun, 3 Jan 2016 22:54:54 -0800, "Cheri" >
wrote:

>
>"Brooklyn1" > wrote in message
.. .
>> Cheryl wrote:
>>>Bruce wrote:
>>>>Brooklyn1 wrote:
>>>>
>>>>> I write checks often. I don't like on-line banking.
>>>>
>>>> Are you one of these charming elderly people at the supermarket
>>>> checkout? It's alright. We all hope to get that old.
>>>
>>>I tend to get a little impatient too, but what you described is only 20
>>>minutes out of my life but may have been a social and happy moment for
>>>someone elderly who might not get out much.
>>
>> Very true... and whenever I go into town I'm never is any big hurry...
>> conversing with the seniors is always time well spent... many a time
>> I've spent an hour out in the parking lot continuing discussing life
>> experiences, time well spent.
>
>With *the* seniors? You are one of the seniors that are being discussed. LOL
>
>Cheri

Why, you expect me to chat with a person half my age or less, there's
nothing they can say that would be of interest to me... I don't want
to 'conversate' with someone who has a vocabulary of maybe fifteen
words and how many times do I need to hear "basically", "like", and
"ya know" in one run-on sentence... I don't text and texting is the
only way they communicate.

Brooklyn1 wrote:
>
> Why, you expect me to chat with a person half my age or less, there's
> nothing they can say that would be of interest to me... I don't want
> to 'conversate' with someone who has a vocabulary of maybe fifteen
> words and how many times do I need to hear "basically", "like", and
> "ya know" in one run-on sentence... I don't text and texting is the
> only way they communicate.

"Older than old" lol

On Mon, 04 Jan 2016 00:01:04 -0800, sf > wrote:

>On Sun, 3 Jan 2016 19:46:38 -0500, Dave Smith
> wrote:
>
>> On 2016-01-03 7:38 PM, sf wrote:
>>
>> >> We should be able to give them a whack in the back of the head to
>> >> smarten them up, or at least to express our displeasure at the stupidity
>> >> that wastes the time of the people behind them.
>> >>
>> > In the olden days, you could watch the cash register as entries were
>> > made and catch mistakes. Not so anymore, but you can't teach an old
>> > dog new tricks.
>>
>> Are you serious? In the old days cashiers rang things up by hand and
>> they were usually so fast that you really had to keep an eye on the
>> register to catch mistakes. Now they have a fair sized screen that
>> shows the item, weight and cost per unit if applicable, and the price,
>> and there is room on the screen for about a dozen items, so it is much
>> easier to catch mistakes.
>
>Maybe you couldn't keep up, but I could and if they entered the sale
>price I could remember if it was correct or not. I could keep track
>of it even after scanners - before they started ringing up the full
>price and subtracting at the end to give us a mysterious total.

Hah... in my olden days the cash register receipt was a brown paper
bag and a pencil... and the clerk could add up a whole column faster
than todays clerks can input data on a computer, and no errors. There
were no UPC codes, clerks knew the price of every item in the store.
They never asked "paper or plastic", there was no plastic.