On Mon, 4 Jan 2016 09:35:36 -0000, "Ophelia" >
wrote:

>
>
>"Cheryl" > wrote in message
web.com...
>> On 1/3/2016 6:20 PM, Doris Night wrote:
>>
>>> My MIL has a credit card, but I'm not sure how often she actually uses
>>> it.
>>>
>>> I was in the grocery store with her last week, and when we got to the
>>> check-out she said she wanted to use her card, then she handed it to
>>> me and asked me if I'd do it. Then she whispered her PIN to me.
>>>
>>> I took the card, waved it over the pay-pass screen*, and handed it
>>> back to her. "Easy!" I said to her.
>>>
>>> *In Canada, we don't have to swipe a card and enter a PIN. We just
>>> have to touch a screen with the card. The whole thing takes about 1.5
>>> seconds.
>>
>> That's the RFID chip in the recent cards. Those are the ones you want to
>> protect from chip readers that thieves carry these days. A tin foil hat
>> for your credit card so to speak, but in this case it isn't paranoia.
>
>We do have swipe but I prefer to insert my card and use my pin. ATM we do
>have a choice but not sure for how long.

I've never used an ATM. I print my own. LOL
I honestly see no point to an ATM... with today's lousy interest rates
it makes more sense economically to keep a pile of cash at home...
costs more to travel to ATMs than the pennies of interest I forego by
keeping cash at home. I have always had a piggy bank at home, every
few months I visit a bank teller in town and make a withdrawal for
replenishment... usually I cash a check at the drive thru at the bank
in town written on my account on Long Island. I think constantly
using ATMs is very risky business, eventually you'll get mugged.

On Mon, 4 Jan 2016 10:55:45 -0500, Dave Smith
> wrote:
snip
>>
>
>Aren't you brilliant. Fer crying out loud. If you are going to quote
>something and attribute it to me is should be something I said. I never
>said it was always old women holding up the line, but I did describe a
>very common phenomenon of old women standing there watching their
>purchases being rung up and waiting until the cashier gets the total
>before even reaching for the purse and starting the slow process of
>finding their money or cards. You are either in denial or being very
>dishonest about your observations because I am not the only one who sees
>it. Even cashiers get frustrated by it.

Then the cashiers should be fired. They are being paid to be
courteous, helpful and pleasant.

I can't imagine why you have a problem with people ahead of you in the
checkout line. I mean, really, how much time does it take? Don't you
have self checkout lines? Use them. Or shop at another time of day.
Or just chill. You're shortening your lifespan with all this angst.

Janet US

On Mon, 4 Jan 2016 16:39:19 -0000, Janet > wrote:

>In article >,
>says...
>>
>> On 2016-01-03 2:51 PM, graham wrote:
>>
>> >> Just once in a while, you see that check come out. For some reason it's
>> >> usually when there's been some other holdup that makes you even
>> >> take note how someone's paying.
>> >>
>> > I've noticed that a large % of the elderly now pay by card.
>>
>> A lot of people pay by debit card. The biggest slow down I see is when
>> the old ladies are standing there watching their groceries getting rung
>> up and they stand there until the cashier tells them the total. They
>> know they have to pay for the groceries. They know the total is about to
>> be rung up. Most checkouts have a running total displayed, so they know
>> approximately how much it is going to be. But do they get out their
>> wallet and their cash or card??? Nope. They wait until it is all done.
>> Then they open up the purse and start rifling through the big bag to
>> find the wallet that has the card in there..... somewhere.
>>
>>
>> We should be able to give them a whack in the back of the head to
>> smarten them up, or at least to express our displeasure
>
> Do that and you will activate the firing mechanism on our poison-tip
>hatpins. There is no antidote. Then we quaver in a trembly old lady
>voice "I was a nurse, stand back" so we can pretend to be giving the
>******* CPR while skilfully slipping his wallet, watch, carkeys and
>phone into our reticules.
>
> Janet UK
LOL that's perfect!
Janet US

In article >,
says...
>
> On 2016-01-04 11:01 AM, Janet wrote:
>
> >> Sure it cost you. Fraud and theft costs all of us. The CC company took
> >> the hit, but it is reflected in the price we pay.
> >
> > ? I pay nothing for using debit and credit cards.
>
> You don't get a bill, but they get their money from transaction fees and
> interest. They take a little bit from all to make up for the losses.

I don't pay any CC transaction fees or interest. Ever.

> Meanwhile it is the banks who are really gouging everyone.

I don't pay any bank charges or interest either.


Janet UK

Janet B wrote:
> On Mon, 4 Jan 2016 10:55:45 -0500, Dave Smith
> wrote:
> snip
>>>
>>
>>Aren't you brilliant. Fer crying out loud. If you are going to quote
>>something and attribute it to me is should be something I said. I never
>>said it was always old women holding up the line, but I did describe a
>>very common phenomenon of old women standing there watching their
>>purchases being rung up and waiting until the cashier gets the total
>>before even reaching for the purse and starting the slow process of
>>finding their money or cards. You are either in denial or being very
>>dishonest about your observations because I am not the only one who sees
>>it. Even cashiers get frustrated by it.
>
> Then the cashiers should be fired. They are being paid to be
> courteous, helpful and pleasant.
>
> I can't imagine why you have a problem with people ahead of you in the
> checkout line. I mean, really, how much time does it take? Don't you
> have self checkout lines? Use them. Or shop at another time of day.
> Or just chill. You're shortening your lifespan with all this angst.
>
> Janet US

Isn't Dave retired? Not that it matters - when my grandpa retired he was
still always in a hurry to get to the next thing even though the next
thing was something like going home and watching tv, or playing golf,
or mowing the lawn.

I was in line on Christmas Eve to purchase five items and the cashier in
the express lane had a "I'm new! Thanks for your patience" button on. It
took about 10 minutes for her to get through the three people in front
of me, then some manager type came along with a bunch of quarters and
nickels, and my cashier proceeded to carefully sort them into their
compartments. I didn't mind though because this little trip to the store
was a respite from my kids who were absolutely nuts that day.

"Brooklyn1" > wrote in message
...
> On Mon, 4 Jan 2016 09:35:36 -0000, "Ophelia" >
> wrote:
>
>>
>>
>>"Cheryl" > wrote in message
aweb.com...
>>> On 1/3/2016 6:20 PM, Doris Night wrote:
>>>
>>>> My MIL has a credit card, but I'm not sure how often she actually uses
>>>> it.
>>>>
>>>> I was in the grocery store with her last week, and when we got to the
>>>> check-out she said she wanted to use her card, then she handed it to
>>>> me and asked me if I'd do it. Then she whispered her PIN to me.
>>>>
>>>> I took the card, waved it over the pay-pass screen*, and handed it
>>>> back to her. "Easy!" I said to her.
>>>>
>>>> *In Canada, we don't have to swipe a card and enter a PIN. We just
>>>> have to touch a screen with the card. The whole thing takes about 1.5
>>>> seconds.
>>>
>>> That's the RFID chip in the recent cards. Those are the ones you want to
>>> protect from chip readers that thieves carry these days. A tin foil hat
>>> for your credit card so to speak, but in this case it isn't paranoia.
>>>
>>
>>We do have swipe but I prefer to insert my card and use my pin. ATM* we
>>do
>>have a choice but not sure for how long.
>
> I've never used an ATM. I print my own. LOL
> I honestly see no point to an ATM...

*At the Moment ... as you well know!!!!!


--
http://www.helpforheroes.org.uk/shop/

In article >,
says...
>
> Janet B wrote:
> > On Mon, 4 Jan 2016 10:55:45 -0500, Dave Smith
> > wrote:
> > snip
> >>>
> >>
> >>Aren't you brilliant. Fer crying out loud. If you are going to quote
> >>something and attribute it to me is should be something I said. I never
> >>said it was always old women holding up the line, but I did describe a
> >>very common phenomenon of old women standing there watching their
> >>purchases being rung up and waiting until the cashier gets the total
> >>before even reaching for the purse and starting the slow process of
> >>finding their money or cards. You are either in denial or being very
> >>dishonest about your observations because I am not the only one who sees
> >>it. Even cashiers get frustrated by it.
> >
> > Then the cashiers should be fired. They are being paid to be
> > courteous, helpful and pleasant.
> >
> > I can't imagine why you have a problem with people ahead of you in the
> > checkout line. I mean, really, how much time does it take? Don't you
> > have self checkout lines? Use them. Or shop at another time of day.
> > Or just chill. You're shortening your lifespan with all this angst.
> >
> > Janet US
>
> Isn't Dave retired? Not that it matters - when my grandpa retired he was
> still always in a hurry to get to the next thing even though the next
> thing was something like going home and watching tv, or playing golf,
> or mowing the lawn.
>
> I was in line on Christmas Eve to purchase five items and the cashier in
> the express lane had a "I'm new! Thanks for your patience" button on. It
> took about 10 minutes for her to get through the three people in front
> of me, then some manager type came along with a bunch of quarters and
> nickels, and my cashier proceeded to carefully sort them into their
> compartments. I didn't mind though because this little trip to the store
> was a respite from my kids who were absolutely nuts that day.

On Mon, 4 Jan 2016 10:46:02 -0500, S Viemeister
> wrote:

>On 1/4/2016 9:27 AM, Ophelia wrote:
>> > wrote in message
>
>>> I once had problems in the UK getting cash with my debit card. I went
>>> into the bank to query why and when all was sorted out it seemed (back
>>> then) I had a four digit PIN and UK ones needed six. Just enough for
>>> it not to process. She also told me that different accounts, such as
>>> savings and chequing, should have different pins, which ours don't.
>>>
>>> That was the first year I didn't bother with travellers cheques but it
>>> was simple to get cash on my Visa, so no harm done.
>>
>> My debit and credit cards have always had 4 digit pins.
>>
>Mine, too - on both sides of the Atlantic.

Well it didn't let me have any cash, same thing at Barclays. It
didn't matter and now everything is online most frequently I withdraw
cash on Visa or MC then go online and pay direct because of not
wanting to pay interest. I don't know if its the same there but if
you draw cash on a credit card, interests starts right away, not the
end of the month.

On Mon, 04 Jan 2016 10:52:43 -0500, Gary > wrote:

wrote:
>>
>> 'it is always old women holding the line up' - then I will not
>> let that pass, mostly because it isn't true.
>
>Since I normally shop about 6am, there are few other shoppers there.
>The slow ones that I get behind occasionally are the small store
>owners and the restaurant owners that are buying things for their
>stores/restaurants. Once their total shows at the check out, they fill
>in some document that lets them get a good discount on the food. This
>takes a long time.

Actually I mostly shop very early like that and more often than not I
use the self checkout counter which I find great. No delays.
>
>One frequent restaurant owner is some old Greek guy. He buys like 40
>packages of Gwaltney Great Dogs...the cheapest hotdogs in the store,
>then he fills out the form and gets them for even less cost.
>
>I would love to know the name of his local restaurant so I could warn
>friends to NEVER go there and buy hotdogs. Wouldn't you think a
>restaurant would at least buy all-beef dogs? wth?

On 1/4/2016 10:10 AM, wrote:

> impression Dave rules his roost and he is prone to blanket statements
> such as 'it is always old women holding the line up' - then I will not
> let that pass, mostly because it isn't true.

I know it's hard to believe, but what goes on here isn't
what Ron and I chit chat about, for the most part. I never
said a word about check writers and who is it that holds up the
line.

So it was funny today at Costco, he decided to hit the food court (?)
for churros for the ride home, while I finished checking out. We
were on our way out when he said There was an old guy in front of me.
He had questions about what is a chicken bake, finally he ordered that
and they cashier said Is this for here or to go? Oh, to go. Guy starts
wrapping it up, Oh! No, we're going to eat it here, then go. Okay.
That will be $3.20. Then the guy starts fishing around for money.

Finally the cashier said to Ron, can I help you? Two churros, badda
bing, he paid and the guy's still trying to dig out the money
for his lunch.

Anyway, it's not just women, I've seen plenty of men taking a long
time at checkout. No I do not glare at them or anything like that,
just saying I have certainly noticed it.

nancy

On Mon, 4 Jan 2016 15:03:06 -0500, Nancy Young
> wrote:

>On 1/4/2016 10:10 AM, wrote:
>
>> impression Dave rules his roost and he is prone to blanket statements
>> such as 'it is always old women holding the line up' - then I will not
>> let that pass, mostly because it isn't true.
>
>I know it's hard to believe, but what goes on here isn't
>what Ron and I chit chat about, for the most part. I never
>said a word about check writers and who is it that holds up the
>line.
>
>So it was funny today at Costco, he decided to hit the food court (?)
>for churros for the ride home, while I finished checking out. We
>were on our way out when he said There was an old guy in front of me.
>He had questions about what is a chicken bake, finally he ordered that
>and they cashier said Is this for here or to go? Oh, to go. Guy starts
>wrapping it up, Oh! No, we're going to eat it here, then go. Okay.
>That will be $3.20. Then the guy starts fishing around for money.
>
>Finally the cashier said to Ron, can I help you? Two churros, badda
>bing, he paid and the guy's still trying to dig out the money
>for his lunch.
>
>Anyway, it's not just women, I've seen plenty of men taking a long
>time at checkout. No I do not glare at them or anything like that,
>just saying I have certainly noticed it.
>
>nancy

Lol love it

On 4/1/2016 22:52 wrote:

> On Sun, 3 Jan 2016 21:09:36 -0500, Dave Smith
> > wrote:
>
>>On 2016-01-03 19:53, wrote:
>>
>>>> Baloney!!!! I am calling bullshit on that one because it is so far from
>>>> my personal experience. When I am deciding which checkout counter to go
>>>> to I opt for the one with men in it because they are more likely to have
>>>> cash or card in hand before the cashier even starts ringing up their
>>>> purchases. We have even had people here try to defend the old ladies
>>>> with the suggestion of security concerns, as if someone is going to run
>>>> through the checkout lines and grab women's purses.
>>>
>>> May you always find a male line up because the day you arrive in the
>>> same line up as me - watch yourself!!
>>>
>>
>>
>>Why? Are you going to be the old lady who stands there while her
>>groceries are being rung up and waits until the cashier tells you the
>>total before you start looking for your money?
>
> No I'm not but I am also more honest about it than you. There might
> be a reason you think there are only old ladies who do that, it might
> be that the old men don't get their lazy butts out of the chair to do
> the shopping and leave the old women to do the work.

Chip.

> Open your eyes next time you are at the checkout, wise up to the
> proportion of women to men.

Chip.

--
Bruce

On 5/1/2016 02:10 wrote:

> On Mon, 04 Jan 2016 10:00:01 -0500, Gary > wrote:
>
>>Win-win situation, AFAIC. LOL! :-D
>
> Because you both like it that way - however I get the strong
> impression Dave rules his roost and he is prone to blanket statements
> such as 'it is always old women holding the line up' - then I will not
> let that pass, mostly because it isn't true.

Chip.

--
Bruce

"Nancy Young" > wrote in message
...
> On 1/4/2016 10:10 AM, wrote:
>
>> impression Dave rules his roost and he is prone to blanket statements
>> such as 'it is always old women holding the line up' - then I will not
>> let that pass, mostly because it isn't true.
>
> I know it's hard to believe, but what goes on here isn't
> what Ron and I chit chat about, for the most part. I never
> said a word about check writers and who is it that holds up the
> line.
>
> So it was funny today at Costco, he decided to hit the food court (?)
> for churros for the ride home, while I finished checking out. We
> were on our way out when he said There was an old guy in front of me.
> He had questions about what is a chicken bake, finally he ordered that
> and they cashier said Is this for here or to go? Oh, to go. Guy starts
> wrapping it up, Oh! No, we're going to eat it here, then go. Okay.
> That will be $3.20. Then the guy starts fishing around for money.
>
> Finally the cashier said to Ron, can I help you? Two churros, badda bing,
> he paid and the guy's still trying to dig out the money
> for his lunch.
>
> Anyway, it's not just women, I've seen plenty of men taking a long
> time at checkout. No I do not glare at them or anything like that,
> just saying I have certainly noticed it.

)))


--
http://www.helpforheroes.org.uk/shop/

On 1/3/2016 4:17 PM, Ed Pawlowski wrote:
> On 1/3/2016 7:43 PM, dsi1 wrote:
>
>>
>> As of October 1st, 2015, businesses in the US were supposed to replace
>> their card readers with new ones that take the chipped cards or face
>> bad things happening to them. I got my new reader but haven't
>> connected it yet. It seems like a lot of bother to have to swipe and
>> insert the cards and input a pin. I've been telling folks that I
>> haven't gotten my new reader up a running so a check would be
>> perfectly acceptable but I don't think I can keep that up for long.
>>
>
> Not really. No swipe at all. Insert card. If debit, enter the pin as
> you do now. If credit, just sign if required. It does take a little
> longer though for the chip to be read.

I'll have to get back to you when I figure out my new Ingenico iCT250
reader. The stores I've been to have got new readers but I've never been
asked to insert my card into the reader's slot. I guess they need to
figure out their machines too!

On 1/3/2016 10:01 PM, sf wrote:
> On Sun, 3 Jan 2016 16:43:58 -0800 (PST), dsi1 >
> wrote:
>
>> On Sunday, January 3, 2016 at 2:01:06 PM UTC-10, Ed Pawlowski wrote:
>>> On 1/3/2016 6:20 PM, Doris Night wrote:
>>>
>>>>
>>>> *In Canada, we don't have to swipe a card and enter a PIN. We just
>>>> have to touch a screen with the card. The whole thing takes about 1.5
>>>> seconds.
>>>>
>>>> Doris
>>>>
>>>
>>> Sorry to hear that. That type of card is being eliminated because it is
>>> possible to steal the information and clone them. New chip cards take
>>> longer but are much more secure.
>>
>> As of October 1st, 2015, businesses in the US were supposed to replace their card readers with new ones that take the chipped cards or face bad things happening to them. I got my new reader but haven't connected it yet. It seems like a lot of bother to have to swipe and insert the cards and input a pin. I've been telling folks that I haven't gotten my new reader up a running so a check would be perfectly acceptable but I don't think I can keep that up for long.
>
> I don't need to insert a PIN when I use my chipped card.
>

I have a debit card so it just uses the PIN. It can be processed like a
credit card but my assumption is that funds gets subtracted from my
account right away. That's goofy as hell, if you ask me.

On Mon, 4 Jan 2016 20:20:22 -0000 (UTC), Bruce >
wrote:

>On 5/1/2016 02:10 wrote:
>
>> On Mon, 04 Jan 2016 10:00:01 -0500, Gary > wrote:
>>
>>>Win-win situation, AFAIC. LOL! :-D
>>
>> Because you both like it that way - however I get the strong
>> impression Dave rules his roost and he is prone to blanket statements
>> such as 'it is always old women holding the line up' - then I will not
>> let that pass, mostly because it isn't true.
>
>Chip.

Would you like ketchup with your chips?

On 1/3/2016 11:29 PM, Ophelia wrote:
>
>
> "dsi1" > wrote in message
> ...
>> On Sunday, January 3, 2016 at 11:29:56 AM UTC-10, Nancy Young wrote:
>>> On 1/3/2016 2:51 PM, graham wrote:
>>> > On 03/01/2016 12:47 PM, Nancy Young wrote:
>>> >> On 1/1/2016 11:50 AM, Gregory Morrow wrote:
>>> >>> Nancy Young wrote:
>>> >>
>>> >>>> You too, Leo, best wishes for 2016.
>>> >>>>
>>> >>>> Got to start practicing writing the new year on checks, not that
>>> >>>> I write many any more thanks to online banking.
>>> >>>
>>> >>>
>>> >>> Was in the grocery line the other day, and someone was actually
>>> >>> writing a *check*!
>>> >> > They were middle - aged, not "old" ;-) Something I hadn't seen
>>> for
>>> >> ages,
>>> >>
>>> >> Just once in a while, you see that check come out. For some reason
>>> >> it's
>>> >> usually when there's been some other holdup that makes you even
>>> >> take note how someone's paying.
>>> >>
>>> > I've noticed that a large % of the elderly now pay by card.
>>>
>>> I generally don't notice, so odds are they're paying by card here,
>>> too. It took me a while, but I finally convinced my mother to
>>> carry a credit card in case she gets into a jam. She still doesn't
>>> use it. I haven't asked her how she pays for groceries.
>>>
>>> nancy
>>
>> I was surprised to see a small notice on the door of a local market chain
>> saying they would no longer accept checks in 2016. OTOH, I don't see any
>> horse and buggy's in their parking lot either so I guess it shouldn't be
>> too surprising.
>>
>> Personally, I like payments in check because I don't have to pay the
>> processing fees. Then again, I don't have lines of people in a hurry to
>> fork over some dough and get the hell out.
>
> The supermarkets I use don't take checks either. I can't remember the last
> one I wrote out. I always use my debit card.
>

What I'd rather do is they give me the total and I blink my eyeball
twice and the amount get credited to their account in .005 microseconds.
That would be cool. In fact, I'd rather just fill my cart and walk out
the door without interacting with any humans at all. This can be done
with carts with built-in RFID scanners and NFC capabilities. Hopefully,
we'll get that before I die.

In article >,
says...
>
> Janet B wrote:
> > On Mon, 4 Jan 2016 10:55:45 -0500, Dave Smith
> > wrote:
> > snip
> >>>
> >>
> >>Aren't you brilliant. Fer crying out loud. If you are going to quote
> >>something and attribute it to me is should be something I said. I never
> >>said it was always old women holding up the line, but I did describe a
> >>very common phenomenon of old women standing there watching their
> >>purchases being rung up and waiting until the cashier gets the total
> >>before even reaching for the purse and starting the slow process of
> >>finding their money or cards. You are either in denial or being very
> >>dishonest about your observations because I am not the only one who sees
> >>it. Even cashiers get frustrated by it.
> >
> > Then the cashiers should be fired. They are being paid to be
> > courteous, helpful and pleasant.
> >
> > I can't imagine why you have a problem with people ahead of you in the
> > checkout line. I mean, really, how much time does it take? Don't you
> > have self checkout lines? Use them. Or shop at another time of day.
> > Or just chill. You're shortening your lifespan with all this angst.
> >
> > Janet US
>
> Isn't Dave retired? Not that it matters - when my grandpa retired he was
> still always in a hurry to get to the next thing even though the next
> thing was something like going home and watching tv, or playing golf,
> or mowing the lawn.

A friend of mine became absolutely obsessed with timetabling
activities for every moment of every day after she retired. She
obviously felt a great loss of identity when she no longer had a
career.


Janet UK

dsi1 wrote:
> On 1/3/2016 11:29 PM, Ophelia wrote:
>>
>>
>> "dsi1" > wrote in message
>> ...
>>> On Sunday, January 3, 2016 at 11:29:56 AM UTC-10, Nancy Young wrote:
>>>> On 1/3/2016 2:51 PM, graham wrote:
>>>> > On 03/01/2016 12:47 PM, Nancy Young wrote:
>>>> >> On 1/1/2016 11:50 AM, Gregory Morrow wrote:
>>>> >>> Nancy Young wrote:
>>>> >>
>>>> >>>> You too, Leo, best wishes for 2016.
>>>> >>>>
>>>> >>>> Got to start practicing writing the new year on checks, not that
>>>> >>>> I write many any more thanks to online banking.
>>>> >>>
>>>> >>>
>>>> >>> Was in the grocery line the other day, and someone was actually
>>>> >>> writing a *check*!
>>>> >> > They were middle - aged, not "old" ;-) Something I hadn't seen
>>>> for
>>>> >> ages,
>>>> >>
>>>> >> Just once in a while, you see that check come out. For some reason
>>>> >> it's
>>>> >> usually when there's been some other holdup that makes you even
>>>> >> take note how someone's paying.
>>>> >>
>>>> > I've noticed that a large % of the elderly now pay by card.
>>>>
>>>> I generally don't notice, so odds are they're paying by card here,
>>>> too. It took me a while, but I finally convinced my mother to
>>>> carry a credit card in case she gets into a jam. She still doesn't
>>>> use it. I haven't asked her how she pays for groceries.
>>>>
>>>> nancy
>>>
>>> I was surprised to see a small notice on the door of a local market
>>> chain
>>> saying they would no longer accept checks in 2016. OTOH, I don't see any
>>> horse and buggy's in their parking lot either so I guess it shouldn't be
>>> too surprising.
>>>
>>> Personally, I like payments in check because I don't have to pay the
>>> processing fees. Then again, I don't have lines of people in a hurry to
>>> fork over some dough and get the hell out.
>>
>> The supermarkets I use don't take checks either. I can't remember the
>> last
>> one I wrote out. I always use my debit card.
>>
>
> What I'd rather do is they give me the total and I blink my eyeball
> twice and the amount get credited to their account in .005 microseconds.
> That would be cool. In fact, I'd rather just fill my cart and walk out
> the door without interacting with any humans at all. This can be done
> with carts with built-in RFID scanners and NFC capabilities. Hopefully,
> we'll get that before I die.

Man, you have a heckuva bucket list!

"dsi1" > wrote in message
...

> What I'd rather do is they give me the total and I blink my eyeball twice
> and the amount get credited to their account in .005 microseconds. That
> would be cool. In fact, I'd rather just fill my cart and walk out the door
> without interacting with any humans at all. This can be done with carts
> with built-in RFID scanners and NFC capabilities. Hopefully, we'll get
> that before I die.

Hah they would probably rob you blind and you would never know it

--
http://www.helpforheroes.org.uk/shop/

"Brooklyn1" > wrote in message
...
> On Sun, 3 Jan 2016 22:54:54 -0800, "Cheri" >
> wrote:
>
>>
>>"Brooklyn1" > wrote in message
. ..
>>> Cheryl wrote:
>>>>Bruce wrote:
>>>>>Brooklyn1 wrote:
>>>>>
>>>>>> I write checks often. I don't like on-line banking.
>>>>>
>>>>> Are you one of these charming elderly people at the supermarket
>>>>> checkout? It's alright. We all hope to get that old.
>>>>
>>>>I tend to get a little impatient too, but what you described is only 20
>>>>minutes out of my life but may have been a social and happy moment for
>>>>someone elderly who might not get out much.
>>>
>>> Very true... and whenever I go into town I'm never is any big hurry...
>>> conversing with the seniors is always time well spent... many a time
>>> I've spent an hour out in the parking lot continuing discussing life
>>> experiences, time well spent.
>>
>>With *the* seniors? You are one of the seniors that are being discussed.
>>LOL
>>
>>Cheri
>
> Why, you expect me to chat with a person half my age or less, there's
> nothing they can say that would be of interest to me... I don't want
> to 'conversate' with someone who has a vocabulary of maybe fifteen
> words and how many times do I need to hear "basically", "like", and
> "ya know" in one run-on sentence... I don't text and texting is the
> only way they communicate.

No, I was getting a kick out of "the seniors" as if you aren't one of them.
LOL

Cheri

On 04/01/2016 1:15 PM, wrote:
> On Mon, 4 Jan 2016 15:03:06 -0500, Nancy Young
> > wrote:
>
>> On 1/4/2016 10:10 AM, wrote:
>>
>>> impression Dave rules his roost and he is prone to blanket statements
>>> such as 'it is always old women holding the line up' - then I will not
>>> let that pass, mostly because it isn't true.
>>
>> I know it's hard to believe, but what goes on here isn't
>> what Ron and I chit chat about, for the most part. I never
>> said a word about check writers and who is it that holds up the
>> line.
>>
>> So it was funny today at Costco, he decided to hit the food court (?)
>> for churros for the ride home, while I finished checking out. We
>> were on our way out when he said There was an old guy in front of me.
>> He had questions about what is a chicken bake, finally he ordered that
>> and they cashier said Is this for here or to go? Oh, to go. Guy starts
>> wrapping it up, Oh! No, we're going to eat it here, then go. Okay.
>> That will be $3.20. Then the guy starts fishing around for money.
>>
>> Finally the cashier said to Ron, can I help you? Two churros, badda
>> bing, he paid and the guy's still trying to dig out the money
>> for his lunch.
>>
>> Anyway, it's not just women, I've seen plenty of men taking a long
>> time at checkout. No I do not glare at them or anything like that,
>> just saying I have certainly noticed it.
>>
>> nancy
>
> Lol love it
>
Of course *you* would! :-)

"Bruce" > wrote in message
...
> On 4/1/2016 17:53 Cheri wrote:
>
>>
>> "Bruce" > wrote in message
>> ...
>>> On Sun, 03 Jan 2016 15:45:57 -0500, Brooklyn1
>>> > wrote:
>>>
>>>>I write checks often. I don't like on-line banking.
>>>
>>> Are you one of these charming elderly people at the supermarket
>>> checkout?
>>>
>>> Finding check: 2 mins
>>> Realizing pen is needed for writing: 3 mins
>>> Talking to checkout person: 1 mins
>>> Finding pen between years old peppermints: 2 mins
>>> Writing on check: 5 mins
>>> Talking to checkout person: 2 mins
>>> Checking if amount is correct: 3 mins
>>> Saying goodbye: 2 mins
>>>
>>> It's alright. We all hope to get that old.
>>>
>>> --
>>> Bruce
>>
>> And the number one, realizing that the goods actually have to be paid for
>> so
>> waiting until everything is rung up to even start looking for the
>> checkbook.
>
> Yes, it always comes as a surprise that they have to pay
>
> --
> Bruce

That just cracks me up sometimes, the blank look when the checker announces
the total and the person acts like they're surprised and only then begin to
dig around for the checkbook. LOL

Cheri

On 1/4/2016 11:30 AM, el mismo de siempre wrote:
> dsi1 wrote:
>> On 1/3/2016 11:29 PM, Ophelia wrote:
>>>
>>>
>>> "dsi1" > wrote in message
>>> ...
>>>> On Sunday, January 3, 2016 at 11:29:56 AM UTC-10, Nancy Young wrote:
>>>>> On 1/3/2016 2:51 PM, graham wrote:
>>>>> > On 03/01/2016 12:47 PM, Nancy Young wrote:
>>>>> >> On 1/1/2016 11:50 AM, Gregory Morrow wrote:
>>>>> >>> Nancy Young wrote:
>>>>> >>
>>>>> >>>> You too, Leo, best wishes for 2016.
>>>>> >>>>
>>>>> >>>> Got to start practicing writing the new year on checks, not that
>>>>> >>>> I write many any more thanks to online banking.
>>>>> >>>
>>>>> >>>
>>>>> >>> Was in the grocery line the other day, and someone was actually
>>>>> >>> writing a *check*!
>>>>> >> > They were middle - aged, not "old" ;-) Something I hadn't seen
>>>>> for
>>>>> >> ages,
>>>>> >>
>>>>> >> Just once in a while, you see that check come out. For some reason
>>>>> >> it's
>>>>> >> usually when there's been some other holdup that makes you even
>>>>> >> take note how someone's paying.
>>>>> >>
>>>>> > I've noticed that a large % of the elderly now pay by card.
>>>>>
>>>>> I generally don't notice, so odds are they're paying by card here,
>>>>> too. It took me a while, but I finally convinced my mother to
>>>>> carry a credit card in case she gets into a jam. She still doesn't
>>>>> use it. I haven't asked her how she pays for groceries.
>>>>>
>>>>> nancy
>>>>
>>>> I was surprised to see a small notice on the door of a local market
>>>> chain
>>>> saying they would no longer accept checks in 2016. OTOH, I don't see
>>>> any
>>>> horse and buggy's in their parking lot either so I guess it
>>>> shouldn't be
>>>> too surprising.
>>>>
>>>> Personally, I like payments in check because I don't have to pay the
>>>> processing fees. Then again, I don't have lines of people in a hurry to
>>>> fork over some dough and get the hell out.
>>>
>>> The supermarkets I use don't take checks either. I can't remember the
>>> last
>>> one I wrote out. I always use my debit card.
>>>
>>
>> What I'd rather do is they give me the total and I blink my eyeball
>> twice and the amount get credited to their account in .005 microseconds.
>> That would be cool. In fact, I'd rather just fill my cart and walk out
>> the door without interacting with any humans at all. This can be done
>> with carts with built-in RFID scanners and NFC capabilities. Hopefully,
>> we'll get that before I die.
>
> Man, you have a heckuva bucket list!

It will happen because it can happen!

On 5/1/2016 08:15 wrote:

> On Mon, 4 Jan 2016 20:20:22 -0000 (UTC), Bruce >
> wrote:
>
>>On 5/1/2016 02:10 wrote:
>>
>>> On Mon, 04 Jan 2016 10:00:01 -0500, Gary > wrote:
>>>
>>>>Win-win situation, AFAIC. LOL! :-D
>>>
>>> Because you both like it that way - however I get the strong
>>> impression Dave rules his roost and he is prone to blanket statements
>>> such as 'it is always old women holding the line up' - then I will not
>>> let that pass, mostly because it isn't true.
>>
>>Chip.
>
> Would you like ketchup with your chips?

Mayo please

--
Bruce

On 1/4/2016 11:31 AM, Ophelia wrote:
>
>
> "dsi1" > wrote in message
> ...
>
>> What I'd rather do is they give me the total and I blink my eyeball
>> twice and the amount get credited to their account in .005
>> microseconds. That would be cool. In fact, I'd rather just fill my
>> cart and walk out the door without interacting with any humans at all.
>> This can be done with carts with built-in RFID scanners and NFC
>> capabilities. Hopefully, we'll get that before I die.
>
> Hah they would probably rob you blind and you would never know it
>

What the heck, I plan on hacking the shopping cart. Hee hee.

My daughter made some fried kale cakes last night. It was pretty good
although eating green food is a little weird. She should have shaped it
into bricks and called it "Soylant Green" that would be cool. She also
made some banana lumpia. This morning, she made fried rice. She makes a
better fried rice than her daddy. This is a good thing. Are my dreams of
having my kids cooking for me coming to fruition? I sure hope so!

dsi1 wrote:
> On 1/4/2016 11:30 AM, el mismo de siempre wrote:
>> dsi1 wrote:
>>> On 1/3/2016 11:29 PM, Ophelia wrote:
>>>>
>>>>
>>>> "dsi1" > wrote in message
>>>> ...
>>>>> On Sunday, January 3, 2016 at 11:29:56 AM UTC-10, Nancy Young wrote:
>>>>>> On 1/3/2016 2:51 PM, graham wrote:
>>>>>> > On 03/01/2016 12:47 PM, Nancy Young wrote:
>>>>>> >> On 1/1/2016 11:50 AM, Gregory Morrow wrote:
>>>>>> >>> Nancy Young wrote:
>>>>>> >>
>>>>>> >>>> You too, Leo, best wishes for 2016.
>>>>>> >>>>
>>>>>> >>>> Got to start practicing writing the new year on checks, not that
>>>>>> >>>> I write many any more thanks to online banking.
>>>>>> >>>
>>>>>> >>>
>>>>>> >>> Was in the grocery line the other day, and someone was actually
>>>>>> >>> writing a *check*!
>>>>>> >> > They were middle - aged, not "old" ;-) Something I hadn't seen
>>>>>> for
>>>>>> >> ages,
>>>>>> >>
>>>>>> >> Just once in a while, you see that check come out. For some
>>>>>> reason
>>>>>> >> it's
>>>>>> >> usually when there's been some other holdup that makes you even
>>>>>> >> take note how someone's paying.
>>>>>> >>
>>>>>> > I've noticed that a large % of the elderly now pay by card.
>>>>>>
>>>>>> I generally don't notice, so odds are they're paying by card here,
>>>>>> too. It took me a while, but I finally convinced my mother to
>>>>>> carry a credit card in case she gets into a jam. She still doesn't
>>>>>> use it. I haven't asked her how she pays for groceries.
>>>>>>
>>>>>> nancy
>>>>>
>>>>> I was surprised to see a small notice on the door of a local market
>>>>> chain
>>>>> saying they would no longer accept checks in 2016. OTOH, I don't see
>>>>> any
>>>>> horse and buggy's in their parking lot either so I guess it
>>>>> shouldn't be
>>>>> too surprising.
>>>>>
>>>>> Personally, I like payments in check because I don't have to pay the
>>>>> processing fees. Then again, I don't have lines of people in a
>>>>> hurry to
>>>>> fork over some dough and get the hell out.
>>>>
>>>> The supermarkets I use don't take checks either. I can't remember the
>>>> last
>>>> one I wrote out. I always use my debit card.
>>>>
>>>
>>> What I'd rather do is they give me the total and I blink my eyeball
>>> twice and the amount get credited to their account in .005 microseconds.
>>> That would be cool. In fact, I'd rather just fill my cart and walk out
>>> the door without interacting with any humans at all. This can be done
>>> with carts with built-in RFID scanners and NFC capabilities. Hopefully,
>>> we'll get that before I die.
>>
>> Man, you have a heckuva bucket list!
>
> It will happen because it can happen!

Fair enough.

dsi1 wrote:
> On 1/4/2016 11:31 AM, Ophelia wrote:
>>
>>
>> "dsi1" > wrote in message
>> ...
>>
>>> What I'd rather do is they give me the total and I blink my eyeball
>>> twice and the amount get credited to their account in .005
>>> microseconds. That would be cool. In fact, I'd rather just fill my
>>> cart and walk out the door without interacting with any humans at all.
>>> This can be done with carts with built-in RFID scanners and NFC
>>> capabilities. Hopefully, we'll get that before I die.
>>
>> Hah they would probably rob you blind and you would never know it
>>
>
> What the heck, I plan on hacking the shopping cart. Hee hee.
>
> My daughter made some fried kale cakes last night. It was pretty good
> although eating green food is a little weird. She should have shaped it
> into bricks and called it "Soylant Green" that would be cool. She also
> made some banana lumpia. This morning, she made fried rice. She makes a
> better fried rice than her daddy. This is a good thing. Are my dreams of
> having my kids cooking for me coming to fruition? I sure hope so!


Lol, it's like you just said:

"It will happen because it can happen! "

So mote it be.

On Mon, 4 Jan 2016 14:37:07 -0700, graham > wrote:

>On 04/01/2016 1:15 PM, wrote:
>> On Mon, 4 Jan 2016 15:03:06 -0500, Nancy Young
>> > wrote:
>>
>>> On 1/4/2016 10:10 AM, wrote:
>>>
>>>> impression Dave rules his roost and he is prone to blanket statements
>>>> such as 'it is always old women holding the line up' - then I will not
>>>> let that pass, mostly because it isn't true.
>>>
>>> I know it's hard to believe, but what goes on here isn't
>>> what Ron and I chit chat about, for the most part. I never
>>> said a word about check writers and who is it that holds up the
>>> line.
>>>
>>> So it was funny today at Costco, he decided to hit the food court (?)
>>> for churros for the ride home, while I finished checking out. We
>>> were on our way out when he said There was an old guy in front of me.
>>> He had questions about what is a chicken bake, finally he ordered that
>>> and they cashier said Is this for here or to go? Oh, to go. Guy starts
>>> wrapping it up, Oh! No, we're going to eat it here, then go. Okay.
>>> That will be $3.20. Then the guy starts fishing around for money.
>>>
>>> Finally the cashier said to Ron, can I help you? Two churros, badda
>>> bing, he paid and the guy's still trying to dig out the money
>>> for his lunch.
>>>
>>> Anyway, it's not just women, I've seen plenty of men taking a long
>>> time at checkout. No I do not glare at them or anything like that,
>>> just saying I have certainly noticed it.
>>>
>>> nancy
>>
>> Lol love it
>>
>Of course *you* would! :-)

Do you mean like YOU enjoyed Dave's comment??

On Friday, January 1, 2016 at 4:45:08 AM UTC-6, Nancy Young wrote:
> On 1/1/2016 4:22 AM, Leonard Blaisdell wrote:
>
> > Way too fancy! I cook everything for Thanksgiving and Christmas. New
> > Years is low key junk food. We are having these today and tomorrow.
> >
> >
> Got to start practicing writing the new year on checks, not that
> I write many any more thanks to online banking.
>
> nancy

I usually pay almost everything by Credit card, I like the miles and points I get. We pay them all off at the end of the month so it is very handy.One time I even bought a condo on a credit card.TS , got a lot of points on that buy.
Rosie

On Mon, 4 Jan 2016 11:13:26 -1000, dsi1 > wrote:

> I have a debit card so it just uses the PIN. It can be processed like a
> credit card but my assumption is that funds gets subtracted from my
> account right away. That's goofy as hell, if you ask me.

Oh, okay. I thought the whole purpose of a debit card was the instant
thing. I still like charging and paying it off at the end of the
month.

--

sf

On 1/4/2016 7:06 AM, S Viemeister wrote:
> On 1/4/2016 4:35 AM, Ophelia wrote:
>>
>> We do have swipe but I prefer to insert my card and use my pin. ATM we
>> do have a choice but not sure for how long.
>>
> I swiped a US credit card (which also has a chip) in Tesco, and the
> machine wouldn't process it. No problem with the card or my account -
> but Tesco machines seem to be a bit 'touchy', and won't process a swipe
> if the card also contains a chip.
>

Seems that will be the norm if you have a chip. More secure that way.

On 04/01/2016 7:11 PM, Ed Pawlowski wrote:
> On 1/4/2016 7:06 AM, S Viemeister wrote:
>> On 1/4/2016 4:35 AM, Ophelia wrote:
>>>
>>> We do have swipe but I prefer to insert my card and use my pin. ATM we
>>> do have a choice but not sure for how long.
>>>
>> I swiped a US credit card (which also has a chip) in Tesco, and the
>> machine wouldn't process it. No problem with the card or my account -
>> but Tesco machines seem to be a bit 'touchy', and won't process a swipe
>> if the card also contains a chip.
>>
>
> Seems that will be the norm if you have a chip. More secure that way.
>
Except that the "Tap" feature is vulnerable. There are devices
apparently that can be held near your back pocket, where most wallets
are, and use *your* tap feature to pay for things.
Graham

On 1/4/2016 7:06 AM, S Viemeister wrote:
> On 1/4/2016 4:35 AM, Ophelia wrote:
>>
>> We do have swipe but I prefer to insert my card and use my pin.
>> ATM we do have a choice but not sure for how long.
>>
> I swiped a US credit card (which also has a chip) in Tesco, and the
> machine wouldn't process it. No problem with the card or my account -
> but Tesco machines seem to be a bit 'touchy', and won't process a
> swipe if the card also contains a chip.
>
Some banks require you to use your pin the first time you use your card
away from your normal shopping geographical areas. I haven't had it
happen, but it happened to some that I vacation with.

--
ღ.¸¸.œ«*¨`*œ¶
Cheryl

On 1/4/2016 9:21 PM, graham wrote:
>>
> Except that the "Tap" feature is vulnerable. There are devices
> apparently that can be held near your back pocket, where most wallets
> are, and use *your* tap feature to pay for things.
> Graham

That's where the aluminum shields whether it be aluminum foil or a
specially designed wallet will protect you.

--
ღ.¸¸.œ«*¨`*œ¶
Cheryl

On 04/01/2016 7:36 PM, Cheryl wrote:
> On 1/4/2016 9:21 PM, graham wrote:
>>>
>> Except that the "Tap" feature is vulnerable. There are devices
>> apparently that can be held near your back pocket, where most wallets
>> are, and use *your* tap feature to pay for things.
>> Graham
>
> That's where the aluminum shields whether it be aluminum foil or a
> specially designed wallet will protect you.
>
Yes! I have a number of those special envelopes.
Graham

On 1/4/2016 11:01 AM, Janet wrote:

>>
>> Sure it cost you. Fraud and theft costs all of us. The CC company took
>> the hit, but it is reflected in the price we pay.
>
> ? I pay nothing for using debit and credit cards.
>
> Janet UK
>

Yes, you do. It is built into the price of what you buy. We all pay it
and the banks get a piece of your card transaction. Makes little
difference on small transaction, but when buying a major appliance many
stores will give you a discount if you pay cash. I'm not sure what the
merchant pays but 2% to 5% seems common from what I've been told.

On 1/4/2016 1:38 PM, Janet wrote:
> In article >,
> says...
>>
>> On 2016-01-04 11:01 AM, Janet wrote:
>>
>>>> Sure it cost you. Fraud and theft costs all of us. The CC company took
>>>> the hit, but it is reflected in the price we pay.
>>>
>>> ? I pay nothing for using debit and credit cards.
>>
>> You don't get a bill, but they get their money from transaction fees and
>> interest. They take a little bit from all to make up for the losses.
>
> I don't pay any CC transaction fees or interest. Ever.

Every time you use your card you pay. It is built into the price by the
seller. We all pay it. The fact that you don't think you pay is how
the banks are making money on us.

On 1/4/2016 9:39 PM, graham wrote:
> On 04/01/2016 7:36 PM, Cheryl wrote:
>> On 1/4/2016 9:21 PM, graham wrote:
>>>>
>>> Except that the "Tap" feature is vulnerable. There are devices
>>> apparently that can be held near your back pocket, where most wallets
>>> are, and use *your* tap feature to pay for things.
>>> Graham
>>
>> That's where the aluminum shields whether it be aluminum foil or a
>> specially designed wallet will protect you.
>>
> Yes! I have a number of those special envelopes.
>

I have a couple of wallets and handbags with built-in shielding.