In article >,
says...
>
> On 2016-01-05 7:51 AM, Gary wrote:
> > wrote:
> >> Actually I mostly shop very early like that and more often than not I
> >> use the self checkout counter which I find great. No delays.
> >
> > The grocery store I shop at usually doesn't have one. oh well.
> >
>
>
> I refuse to use them. I want to deal with people. I don't relish the
> day we are all unemployed because we have all been replaced by machines.

Ditto

Janet UK

On Tuesday, January 5, 2016 at 1:26:37 AM UTC-10, Ophelia wrote:
> "dsi1" <> wrote in message
> ...
>
> > We went to a Japanese/Korean grill your own restaurant today. My son
> > ordered some kind of funny looking pale substance to grill. Normally I
> > would have assumed it was chicken but was surprised to find out it was
> > intestines. I tried some and it was like chewing on some rubber that oozed
> > fat. I gave up after a while because my teeth was not able to break up
> > that tissue. I am resolved to try some of those wacky things that my son
> > will eat. Can pig uterus be next?
>
>
> Were they chitterlings? Google it They used to be on sale a lot when
> I was a child but I haven't seen them in many years. No, I have never tried
> one)
>

Chitlins, in the US, is mostly associated with poor black folk food. Ironically, it is reserved for special occasions these days because it's not something you prepare on a whim. You have to boil that pigs guts for hours to get rid of the smell and soften it up a bit - well, that's my understanding anyway.

The intestines that I had was probably beef and I can't say if it was boiled prior to it being grilled. It was some pretty tough material and I had to spit it out - not because of the taste but because my teeth seemed to have no effect on it whatsoever.

Later on, I had a bad case of the trots. I figured it was the battle of the intestines - my guts vs their guts. Their guts must have won. OTOH, it was probably the small piece of fried cheese cake what really done me in.

>
> > I kind of like it when the kids surprise me with the things they'll do. I
> > really do want them to have lives of their own. So far so good.
>
> Excellent!!! Enjoy when you can and be grateful that you can. Long may you
> have that joy!
>
> --
> http://www.helpforheroes.org.uk/shop/

On Tuesday, January 5, 2016 at 2:01:40 AM UTC-10, Xeno wrote:
> On 5/01/2016 8:13 AM, dsi1 wrote:
> > On 1/3/2016 10:01 PM, sf wrote:
> >> On Sun, 3 Jan 2016 16:43:58 -0800 (PST), dsi1 <>
> >> wrote:
> >>
> >>> On Sunday, January 3, 2016 at 2:01:06 PM UTC-10, Ed Pawlowski wrote:
> >>>> On 1/3/2016 6:20 PM, Doris Night wrote:
> >>>>
> >>>>>
> >>>>> *In Canada, we don't have to swipe a card and enter a PIN. We just
> >>>>> have to touch a screen with the card. The whole thing takes about 1..5
> >>>>> seconds.
> >>>>>
> >>>>> Doris
> >>>>>
> >>>>
> >>>> Sorry to hear that. That type of card is being eliminated because
> >>>> it is
> >>>> possible to steal the information and clone them. New chip cards take
> >>>> longer but are much more secure.
> >>>
> >>> As of October 1st, 2015, businesses in the US were supposed to
> >>> replace their card readers with new ones that take the chipped cards
> >>> or face bad things happening to them. I got my new reader but haven't
> >>> connected it yet. It seems like a lot of bother to have to swipe and
> >>> insert the cards and input a pin. I've been telling folks that I
> >>> haven't gotten my new reader up a running so a check would be
> >>> perfectly acceptable but I don't think I can keep that up for long.
> >>
> >> I don't need to insert a PIN when I use my chipped card.
> >>
> >
> > I have a debit card so it just uses the PIN. It can be processed like a
> > credit card but my assumption is that funds gets subtracted from my
> > account right away. That's goofy as hell, if you ask me.
>
> There is method in their madness. I have a similar debit card. If I use
> it as a debit card, I pay a fee to my banking institution. If I use it
> as a credit card, I pay no fee and all I need to do differently is
> select credit instead of debit at the POS terminal. Naturally I select
> credit for most instances. Some vendors charge a fee if using a CC,
> usually a percentage of the transaction. In those cases I determine
> which fee will be greater, CC or DC, and use the alternative.
> No matter whether I select CC or DC, the money comes straight out of my
> account. I have set up an overdraft facility on the debit card account,
> in order to avoid penalty fees, and if there are insufficient funds, it
> acts as a CC and I get hit with interest immediately. That has only
> happened on rare occasions as I have a CC that I can use as an
> alternative if I know my funds in the DC account are low.
>
> --
>
> Xeno

I'll have to investigate whether or not I'm getting charged for using the debit card. I have no idea what that would be. As a merchant, I get charged a transaction fee, around 20 cents plus a percentage. Oddly enough, I don't recall what that percentage was.

I love getting cash because it's money that I get in my hot little hands immediately with no fees besides the taxes. With credit and debit charges, I don't have the funds available for around 3 days. The float must be fabulous. I can't say who's getting the float but I'm sure they're quite happy with this arrangement. Those *******s!

On 05/01/2016 7:25 AM, Dave Smith wrote:
> On 2016-01-05 7:51 AM, Gary wrote:
>> wrote:
>>> Actually I mostly shop very early like that and more often than not I
>>> use the self checkout counter which I find great. No delays.
>>
>> The grocery store I shop at usually doesn't have one. oh well.
>>
>
>
> I refuse to use them. I want to deal with people.

I use them when the checkout lines are clogged with elderly women
searching their purses:-)
Graham

On 05/01/2016 11:37 AM, Janet wrote:
>
I only go into
> major appliance shops to choose the model I'm going to buy online,
> cheaper.
>
> Janet UK
>
A store that sold quality kitchen and dining room furniture and
accessories recently closed here after 40+ years in business because
of that practice.
Graham

On 6/1/2016 05:37 Janet wrote:

> In article >,
> says...
>>
>> On 1/4/2016 11:01 AM, Janet wrote:
>>
>> >>
>> >> Sure it cost you. Fraud and theft costs all of us. The CC company took
>> >> the hit, but it is reflected in the price we pay.
>> >
>> > ? I pay nothing for using debit and credit cards.
>> >
>> > Janet UK
>> >
>>
>> Yes, you do. It is built into the price of what you buy.
>
> The price is the same if I pay by cash. So I'm not paying more for
> what I buy, if I use a DD or CC card.
>
> We all pay it
>> and the banks get a piece of your card transaction. Makes little
>> difference on small transaction, but when buying a major appliance many
>> stores will give you a discount if you pay cash.
>
>I only go into major appliance shops to choose the model I'm going
>to buy online, cheaper.

Why would you limit yourself to the small selection that old
school shops offer?

--
Bruce

"dsi1" > wrote in message
...
> On Tuesday, January 5, 2016 at 1:26:37 AM UTC-10, Ophelia wrote:
>> "dsi1" <> wrote in message
>> ...
>>
>> > We went to a Japanese/Korean grill your own restaurant today. My son
>> > ordered some kind of funny looking pale substance to grill. Normally I
>> > would have assumed it was chicken but was surprised to find out it was
>> > intestines. I tried some and it was like chewing on some rubber that
>> > oozed
>> > fat. I gave up after a while because my teeth was not able to break up
>> > that tissue. I am resolved to try some of those wacky things that my
>> > son
>> > will eat. Can pig uterus be next?
>>
>>
>> Were they chitterlings? Google it They used to be on sale a lot
>> when
>> I was a child but I haven't seen them in many years. No, I have never
>> tried
>> one)
>>
>
> Chitlins, in the US, is mostly associated with poor black folk food.
> Ironically, it is reserved for special occasions these days because it's
> not something you prepare on a whim. You have to boil that pigs guts for
> hours to get rid of the smell and soften it up a bit - well, that's my
> understanding anyway.
>
> The intestines that I had was probably beef and I can't say if it was
> boiled prior to it being grilled. It was some pretty tough material and I
> had to spit it out - not because of the taste but because my teeth seemed
> to have no effect on it whatsoever.
>
> Later on, I had a bad case of the trots. I figured it was the battle of
> the intestines - my guts vs their guts. Their guts must have won. OTOH, it
> was probably the small piece of fried cheese cake what really done me in.
>

lol

--
http://www.helpforheroes.org.uk/shop/

On 1/5/2016 12:48 PM, Sqwertz wrote:
> On Tue, 5 Jan 2016 07:43:05 -0500, Nancy Young wrote:

>> The rest of my usual places, I'd get a confused look from the cashier
>> if I asked if I was supposed to put my card in the slot or swipe it.
>> Oh, we're not ready for that yet. Why is the slot lit up if it's not
>> operational? got me, I don't bother asking them that.

> Target has theirs operational but you have to swipe AND scan it. I
> asked why you had to do both and he said, "They're still trying to
> figure that out".

That's just goofy. Sounds like a scam ... Oh, and could you just
swipe your card through this special scanner, too?

> Neither of my Citibank VISA's have RFID chips in them. And they were
> renewed/sent in October and December. At least there's nothing on
> them that indicates there a chip in them and I have never had to scan
> them.

I was quite surprised to see the statistics a few months ago ... like
October, when this was all supposed to be implemented ... what
percentage of cards still didn't have the chip. Most cards don't.

I have 4 cards and they all have a chip.

nancy

On 1/5/2016 12:53 PM, Sqwertz wrote:
> On Tue, 5 Jan 2016 07:46:44 -0500, Nancy Young wrote:
>
>> I guess we're supposed to line our wallets with aluminum foil to
>> deter thieves who walk by and scan our cards. They can only use
>> it once, so I imagine they buy something pricey.
>
> I have one of those supposed RFID blocking wallets but I have to
> access cards in there and they work just fine without my having to
> take the card out. Just touch my wallet to the scanner and BEEP - I'm
> in.

No kidding! Yikes. I wouldn't think you'd have to ask if
the blocking wallet feature actually works.

I was just in Whole Foods and the credit card thing says you
can just tap, but the cashier said You have to swipe it. I
did want to try tapping.

nancy

In article >, says...
>
> On 05/01/2016 11:37 AM, Janet wrote:
> >
> I only go into
> > major appliance shops to choose the model I'm going to buy online,
> > cheaper.
> >
> > Janet UK
> >
> A store that sold quality kitchen and dining room furniture and
> accessories recently closed here after 40+ years in business because
> of that practice.
> Graham

Not surprising. High St rents local taxes and pushy salesmen wearing
suits have higher cost margins than a metal shed warehouse in an
industrial estate out of town.

Janet UK.

In article >, es says...
>

>
> If you pay cash you're paying more by getting less benefit from using a
> card.

Could you translate that sentence please?

Janet UK

On Tue, 5 Jan 2016 09:17:31 -0500, Dave Smith
> wrote:

>On 2016-01-05 1:13 AM, sf wrote:
>
>>> Every time you use your card you pay. It is built into the price by the
>>> seller. We all pay it. The fact that you don't think you pay is how
>>> the banks are making money on us.
>>
>> So what? There are no discounts. You're paying the same price even
>> if you pay cash.
>
>Not always. I had a picture framed recently and was offered a
>substantial discount if I paid cash. That was with a receipt and tax
>paid, not under the table.

Many businesses give a substantial discount for cash, especially small
businesses. Most sole propriator tradesmen give a substantial
discount for cash, and they can afford to because mostly they are
selling their services, not a product. I just last week had the tree
guy remove three large fallen trees, he charges me about half what
anyone else would because I pay with green money and I'm a regular
customer, and I have also recommended him to other people I know who
needed tree removal. This guy used to do tree removal for the power
company but about five years ago he went full time with his business.

On Tue, 5 Jan 2016 13:44:07 -0000, "Ophelia" >
wrote:

>
>
>"Gary" > wrote in message ...
>> Ophelia wrote:
>>>
>>> A few weeks ago when my husband was buying some things, I was looking
>>> around and found the perfect birthday card for a friend. I took it to
>>> the
>>> other counter and, having no cash on me, offered my debit card. He told
>>> me
>>> that on sales below £5 he had to charge me an extra 50p!! I went to
>>> find
>>> my husband and got cash from him! I rarely do carry cash and usually pay
>>> with my card! I am certainly not paying that!
>>
>> Don't blame you. I have a local store here that I frequent. They have
>> a similar policy. Any purchase under $5.00 is cash only, no cards.
>
>I suppose I could at least have paid with my card, but I won't pay that
>excess!

So, from now on carry some money, tuck it in your bra.

dsi1 wrote:
> Later on, I had a bad case of the trots. I figured it was the battle of the intestines - my guts vs their guts. Their guts must have won. OTOH, it was probably the small piece of fried cheese cake what really done me in.


LOL!

It took some guts to admit that...
;-)

dsi1 wrote:
> I love getting cash because it's money that I get in my hot little hands immediately with no fees besides the taxes. With credit and debit charges, I don't have the funds available for around 3 days. The float must be fabulous. I can't say who's getting the float but I'm sure they're quite happy with this arrangement. Those *******s!

Ah yes, Visa, MC, they rake it in.

On Tue, 5 Jan 2016 12:41:38 -0700, graham > wrote:

>On 05/01/2016 7:25 AM, Dave Smith wrote:
>> On 2016-01-05 7:51 AM, Gary wrote:
>>> wrote:
>>>> Actually I mostly shop very early like that and more often than not I
>>>> use the self checkout counter which I find great. No delays.
>>>
>>> The grocery store I shop at usually doesn't have one. oh well.
>>>
>>
>>
>> I refuse to use them. I want to deal with people.
>
>I use them when the checkout lines are clogged with elderly women
>searching their purses:-)
>Graham

S M A C K !

"Brooklyn1" > wrote in message
...
> On Tue, 5 Jan 2016 13:44:07 -0000, "Ophelia" >
> wrote:
>
>>
>>
>>"Gary" > wrote in message
...
>>> Ophelia wrote:
>>>>
>>>> A few weeks ago when my husband was buying some things, I was looking
>>>> around and found the perfect birthday card for a friend. I took it to
>>>> the
>>>> other counter and, having no cash on me, offered my debit card. He
>>>> told
>>>> me
>>>> that on sales below £5 he had to charge me an extra 50p!! I went to
>>>> find
>>>> my husband and got cash from him! I rarely do carry cash and usually
>>>> pay
>>>> with my card! I am certainly not paying that!
>>>
>>> Don't blame you. I have a local store here that I frequent. They have
>>> a similar policy. Any purchase under $5.00 is cash only, no cards.
>>
>>I suppose I could at least have paid with my card, but I won't pay that
>>excess!
>
> So, from now on carry some money, tuck it in your bra.

Not my pockets then?



--
http://www.helpforheroes.org.uk/shop/

Janet wrote:
> In article >, es says...
>>
>
>>
>> If you pay cash you're paying more by getting less benefit from using a
>> card.
>
> Could you translate that sentence please?
>
> Janet UK
>
Easily.

The cost of everyone else using a card is built into the price of the good.

You bring cash, they take it and have no processing fees to pay, but you
already have paid them.

Your benefit is nil, no convenience factor at all.

On Tue, 5 Jan 2016 15:09:44 -0500, Nancy Young
> wrote:

>On 1/5/2016 12:53 PM, Sqwertz wrote:
>> On Tue, 5 Jan 2016 07:46:44 -0500, Nancy Young wrote:
>>
>>> I guess we're supposed to line our wallets with aluminum foil to
>>> deter thieves who walk by and scan our cards. They can only use
>>> it once, so I imagine they buy something pricey.
>>
>> I have one of those supposed RFID blocking wallets but I have to
>> access cards in there and they work just fine without my having to
>> take the card out. Just touch my wallet to the scanner and BEEP - I'm
>> in.
>
>No kidding! Yikes. I wouldn't think you'd have to ask if
>the blocking wallet feature actually works.
>
>I was just in Whole Foods and the credit card thing says you
>can just tap, but the cashier said You have to swipe it. I
>did want to try tapping.
>
>nancy

I believe that goes according to the terminal you use - in my grocery
place if I use self checkout, then I have to put my debit card into
the machine and do the routine with PIN but if I go to a regular
checkout I can just tap.

On Tue, 5 Jan 2016 11:18:15 -0800 (PST), dsi1 >
wrote:

>On Tuesday, January 5, 2016 at 1:26:37 AM UTC-10, Ophelia wrote:
>> "dsi1" <> wrote in message
>> ...
>>
>> > We went to a Japanese/Korean grill your own restaurant today. My son
>> > ordered some kind of funny looking pale substance to grill. Normally I
>> > would have assumed it was chicken but was surprised to find out it was
>> > intestines. I tried some and it was like chewing on some rubber that oozed
>> > fat. I gave up after a while because my teeth was not able to break up
>> > that tissue. I am resolved to try some of those wacky things that my son
>> > will eat. Can pig uterus be next?
>>
>>
>> Were they chitterlings? Google it They used to be on sale a lot when
>> I was a child but I haven't seen them in many years. No, I have never tried
>> one)
>>
>
>Chitlins, in the US, is mostly associated with poor black folk food. Ironically, it is reserved for special occasions these days because it's not something you prepare on a whim. You have to boil that pigs guts for hours to get rid of the smell and soften it up a bit - well, that's my understanding anyway.
>
>The intestines that I had was probably beef and I can't say if it was boiled prior to it being grilled. It was some pretty tough material and I had to spit it out - not because of the taste but because my teeth seemed to have no effect on it whatsoever.
>
>Later on, I had a bad case of the trots. I figured it was the battle of the intestines - my guts vs their guts. Their guts must have won. OTOH, it was probably the small piece of fried cheese cake what really done me in.
>
>>
>> > I kind of like it when the kids surprise me with the things they'll do. I
>> > really do want them to have lives of their own. So far so good.
>>
>> Excellent!!! Enjoy when you can and be grateful that you can. Long may you
>> have that joy!
>>
>> --
>> http://www.helpforheroes.org.uk/shop/

I shopped at my Winco yesterday and saw chitlins, bags of fresh masa
dough and corn husks available . Now, they may always be available
but not so prominently displayed (I'm assuming because of the recent
holidays)
Janet US

On Tue, 5 Jan 2016 20:30:47 -0000, Janet > wrote:

snip
>
> But not evenly. I am a bank customer who pays no banking costs or
>charges of any kind for the services I use.
>
> Other customers do, the ones who pay interest on bank loans and over
>drafts, and run up huge CC debts at awful interest rates. They are
>subsidising me.
>
> Janet UK

Generally that privilege is offered to customers who maintain a
certain balance with the bank. Your payment for services is
essentially lending the bank your money, interest free.
Janet US

On Tue, 5 Jan 2016 17:41:47 -0000, "Ophelia" >
wrote:

>
>
>"Gary" > wrote in message ...
>> Dave Smith wrote:
>>>
>>> On 2016-01-05 7:51 AM, Gary wrote:
>>> > wrote:
>>> >> Actually I mostly shop very early like that and more often than not I
>>> >> use the self checkout counter which I find great. No delays.
>>> >
>>> > The grocery store I shop at usually doesn't have one. oh well.
>>> >
>>>
>>> I refuse to use them. I want to deal with people. I don't relish the
>>> day we are all unemployed because we have all been replaced by machines
>>
>> Here's a funny about my one store that does have automatic checkout.
>> Early in the morning when I go there, the only checkout line available
>> is the auto one. But...they always have an employee standing there to
>> help you if you need help.
>>
>> My thought is...why can't this employee just open a regular checkout
>> line? wth?
>
>Our automatic checkouts have about 10 tills and that one person overseas
>them all. Is your auto checkout in line with the other tills.?? Ours are
>set out in two lines facing each other in an enclosed area.
>
>I use one but only if I have a few things to go through.

same here.
Janet US

On 2016-01-05 2:41 PM, graham wrote:

>> I refuse to use them. I want to deal with people.
>
> I use them when the checkout lines are clogged with elderly women
> searching their purses:-)

I thought that a guy like you would enjoy their antics.

On Tue, 05 Jan 2016 14:32:02 -0700, Janet B >
wrote:

>On Tue, 5 Jan 2016 20:30:47 -0000, Janet > wrote:
>
>snip
>>
>> But not evenly. I am a bank customer who pays no banking costs or
>>charges of any kind for the services I use.
>>
>> Other customers do, the ones who pay interest on bank loans and over
>>drafts, and run up huge CC debts at awful interest rates. They are
>>subsidising me.
>>
>> Janet UK
>
>Generally that privilege is offered to customers who maintain a
>certain balance with the bank. Your payment for services is
>essentially lending the bank your money, interest free.
>Janet US

I also pay no service charges, interest or banking costs.

DH and I even get free cheques (though only very plain ones). It's a
senior's discount and we've had this type of account since DH was 55.
No minimum balance required.

Doris

On Tue, 5 Jan 2016 19:12:23 -0000, Janet > wrote:

>In article >,
>says...
>>
>> On 2016-01-05 7:51 AM, Gary wrote:
>> > wrote:
>> >> Actually I mostly shop very early like that and more often than not I
>> >> use the self checkout counter which I find great. No delays.
>> >
>> > The grocery store I shop at usually doesn't have one. oh well.
>> >
>>
>>
>> I refuse to use them. I want to deal with people. I don't relish the
>> day we are all unemployed because we have all been replaced by machines.
>
> Ditto
>
> Janet UK

There are no self checkouts in any of the stores around here, so I
don't have to worry about it, but I'm pretty sure I wouldn't use one.
I spent a few years working as a cashier, and I hate to think about
people in that trade being shown the door.

Doris

On 6/1/2016 09:35 Doris Night wrote:

> On Tue, 5 Jan 2016 19:12:23 -0000, Janet > wrote:
>
>>In article >,
>>says...
>>>
>>> On 2016-01-05 7:51 AM, Gary wrote:
>>> > wrote:
>>> >> Actually I mostly shop very early like that and more often than not I
>>> >> use the self checkout counter which I find great. No delays.
>>> >
>>> > The grocery store I shop at usually doesn't have one. oh well.
>>> >
>>>
>>>
>>> I refuse to use them. I want to deal with people. I don't relish the
>>> day we are all unemployed because we have all been replaced by machines.
>>
>> Ditto
>>
>> Janet UK
>
> There are no self checkouts in any of the stores around here, so I
> don't have to worry about it, but I'm pretty sure I wouldn't use one.
> I spent a few years working as a cashier, and I hate to think about
> people in that trade being shown the door.

When you need to take out money, do you also go into a bank,
rather than use an ATM?

--
Bruce

On Tue, 5 Jan 2016 21:05:25 -0000, "Ophelia" >
wrote:

>
>
>"Brooklyn1" > wrote in message
.. .
>> On Tue, 5 Jan 2016 13:44:07 -0000, "Ophelia" >
>> wrote:
>>
>>>
>>>
>>>"Gary" > wrote in message
...
>>>> Ophelia wrote:
>>>>>
>>>>> A few weeks ago when my husband was buying some things, I was looking
>>>>> around and found the perfect birthday card for a friend. I took it to
>>>>> the
>>>>> other counter and, having no cash on me, offered my debit card. He
>>>>> told
>>>>> me
>>>>> that on sales below £5 he had to charge me an extra 50p!! I went to
>>>>> find
>>>>> my husband and got cash from him! I rarely do carry cash and usually
>>>>> pay
>>>>> with my card! I am certainly not paying that!
>>>>
>>>> Don't blame you. I have a local store here that I frequent. They have
>>>> a similar policy. Any purchase under $5.00 is cash only, no cards.
>>>
>>>I suppose I could at least have paid with my card, but I won't pay that
>>>excess!
>>
>> So, from now on carry some money, tuck it in your bra.
>
>Not my pockets then?

Don't you want your money to be happy happy? This is the safest
way for ladies to carry cash, jewelry, other valuables... there's not
much about ladies intimates I don't know, especially anything
regarding their bosoms.
http://www.amazon.com/s/?ie=UTF8&key...sl_mxvvbv8z6_b

On Tue, 5 Jan 2016 18:43:51 -0000, Janet > wrote:

>In article >, gravesend10
says...
>>
>> On Mon, 4 Jan 2016 21:41:46 -0500, Ed Pawlowski > wrote:
>>
>> >On 1/4/2016 11:01 AM, Janet wrote:
>> >
>> >>>
>> >>> Sure it cost you. Fraud and theft costs all of us. The CC company took
>> >>> the hit, but it is reflected in the price we pay.
>> >>
>> >> ? I pay nothing for using debit and credit cards.
>> >>
>> >> Janet UK
>> >>
>> >
>> >Yes, you do. It is built into the price of what you buy. We all pay it
>> >and the banks get a piece of your card transaction. Makes little
>> >difference on small transaction, but when buying a major appliance many
>> >stores will give you a discount if you pay cash. I'm not sure what the
>> >merchant pays but 2% to 5% seems common from what I've been told.
>>
>> All costs are built into the price of goods and services, otherwise
>> the losses would eliminate the profit factor and would prevent
>> business from being conducted. Even when a company offers free
>> samples that cost is added to the price of goods... nothing is free.
>
> The GOODS are not free. Using my CC or DD card to pay the price of the
>goods, costs me not a penny more than if I pay cash.

Of course the price anyone pays is set to cover any and all costs of
doing business, they just don't explicitely list those costs... even
cents off coupons are figured into the prices.

On 6/01/2016 4:41 AM, Ophelia wrote:
>
>
> "Gary" > wrote in message
> ...
>> Dave Smith wrote:
>>>
>>> On 2016-01-05 7:51 AM, Gary wrote:
>>> > wrote:
>>> >> Actually I mostly shop very early like that and more often than not I
>>> >> use the self checkout counter which I find great. No delays.
>>> >
>>> > The grocery store I shop at usually doesn't have one. oh well.
>>> >
>>>
>>> I refuse to use them. I want to deal with people. I don't relish the
>>> day we are all unemployed because we have all been replaced by machines
>>
>> Here's a funny about my one store that does have automatic checkout.
>> Early in the morning when I go there, the only checkout line available
>> is the auto one. But...they always have an employee standing there to
>> help you if you need help.
>>
>> My thought is...why can't this employee just open a regular checkout
>> line? wth?
>
> Our automatic checkouts have about 10 tills and that one person overseas
> them all. Is your auto checkout in line with the other tills.?? Ours are
> set out in two lines facing each other in an enclosed area.
>
> I use one but only if I have a few things to go through.
>
>
>
5 or 6 is the norm here. One person to oversee and I can get through
very quickly. Works for me.

--

Xeno

Doris Night wrote:
> On Tue, 05 Jan 2016 14:32:02 -0700, Janet B >
> wrote:
>
>> On Tue, 5 Jan 2016 20:30:47 -0000, Janet > wrote:
>>
>> snip
>>>
>>> But not evenly. I am a bank customer who pays no banking costs or
>>> charges of any kind for the services I use.
>>>
>>> Other customers do, the ones who pay interest on bank loans and over
>>> drafts, and run up huge CC debts at awful interest rates. They are
>>> subsidising me.
>>>
>>> Janet UK
>>
>> Generally that privilege is offered to customers who maintain a
>> certain balance with the bank. Your payment for services is
>> essentially lending the bank your money, interest free.
>> Janet US
>
> I also pay no service charges, interest or banking costs.

Yeah you do!

What's your interest rate?

> DH and I even get free cheques (though only very plain ones). It's a
> senior's discount and we've had this type of account since DH was 55.
> No minimum balance required.
>
> Doris


Then someone else is paying your way.

On 6/01/2016 1:25 AM, Dave Smith wrote:
> On 2016-01-05 7:51 AM, Gary wrote:
>> wrote:
>>> Actually I mostly shop very early like that and more often than not I
>>> use the self checkout counter which I find great. No delays.
>>
>> The grocery store I shop at usually doesn't have one. oh well.
>>
>
>
> I refuse to use them. I want to deal with people. I don't relish the
> day we are all unemployed because we have all been replaced by machines.
>
There will always be a need for people to fix the machines, at least for
the forseeable future. Just make sure that young people are aware of
this and choose their careers wisely.

--

Xeno

On 1/5/2016 11:29 AM, Janet B wrote:
> On Tue, 5 Jan 2016 11:18:15 -0800 (PST), dsi1 >
> wrote:
>
>> On Tuesday, January 5, 2016 at 1:26:37 AM UTC-10, Ophelia wrote:
>>> "dsi1" <> wrote in message
>>> ...
>>>
>>>> We went to a Japanese/Korean grill your own restaurant today. My son
>>>> ordered some kind of funny looking pale substance to grill. Normally I
>>>> would have assumed it was chicken but was surprised to find out it was
>>>> intestines. I tried some and it was like chewing on some rubber that oozed
>>>> fat. I gave up after a while because my teeth was not able to break up
>>>> that tissue. I am resolved to try some of those wacky things that my son
>>>> will eat. Can pig uterus be next?
>>>
>>>
>>> Were they chitterlings? Google it They used to be on sale a lot when
>>> I was a child but I haven't seen them in many years. No, I have never tried
>>> one)
>>>
>>
>> Chitlins, in the US, is mostly associated with poor black folk food. Ironically, it is reserved for special occasions these days because it's not something you prepare on a whim. You have to boil that pigs guts for hours to get rid of the smell and soften it up a bit - well, that's my understanding anyway.
>>
>> The intestines that I had was probably beef and I can't say if it was boiled prior to it being grilled. It was some pretty tough material and I had to spit it out - not because of the taste but because my teeth seemed to have no effect on it whatsoever.
>>
>> Later on, I had a bad case of the trots. I figured it was the battle of the intestines - my guts vs their guts. Their guts must have won. OTOH, it was probably the small piece of fried cheese cake what really done me in.
>>
>>>
>>>> I kind of like it when the kids surprise me with the things they'll do. I
>>>> really do want them to have lives of their own. So far so good.
>>>
>>> Excellent!!! Enjoy when you can and be grateful that you can. Long may you
>>> have that joy!
>>>
>>> --
>>> http://www.helpforheroes.org.uk/shop/
>
> I shopped at my Winco yesterday and saw chitlins, bags of fresh masa
> dough and corn husks available . Now, they may always be available
> but not so prominently displayed (I'm assuming because of the recent
> holidays)
> Janet US
>

Sounds like you must be part African American, Samoan, and Mexican!

Sqwertz wrote:
> I was just in Target again

No one cares, get lost, **** off.

On 1/5/2016 1:13 AM, sf wrote:

>>>
>>> I don't pay any CC transaction fees or interest. Ever.
>>
>> Every time you use your card you pay. It is built into the price by the
>> seller. We all pay it. The fact that you don't think you pay is how
>> the banks are making money on us.
>
> So what? There are no discounts. You're paying the same price even
> if you pay cash.
>

Sometimes, but not always. The big stores can't do anything, but I've
gotten many discounts for cash. shoe store gives me 5%. appliance store
took $50 off the price of a dishwasher, $100 off the refrigerator.
Jewelry store saves me the tax. Plenty of small stores will give you a
break.

The more you pay the easier it is for me not to. I see no reason to
give a bank 2% of everything I buy. You don't have a choice buying on
line, but I do get 3% back from Amazon.

On 1/5/2016 3:57 AM, Ophelia wrote:
>
>
> "dsi1" > wrote in message
> ...
>> On 1/4/2016 11:31 AM, Ophelia wrote:
>>>
>>>
>>> "dsi1" > wrote in message
>>> ...
>>>
>>>> What I'd rather do is they give me the total and I blink my eyeball
>>>> twice and the amount get credited to their account in .005
>>>> microseconds. That would be cool. In fact, I'd rather just fill my
>>>> cart and walk out the door without interacting with any humans at all.
>>>> This can be done with carts with built-in RFID scanners and NFC
>>>> capabilities. Hopefully, we'll get that before I die.
>>>
>>> Hah they would probably rob you blind and you would never know it
>>>
>>
>> What the heck, I plan on hacking the shopping cart. Hee hee.
>>


It may come. Some store have been testing a system where you carry a
scanner on the cart and scan as you go. At the register you just pay.
I don't know how it has been working but it is not widespread yet.

On 1/5/2016 8:23 AM, Gary wrote:
> Ophelia wrote:
>>
>> A few weeks ago when my husband was buying some things, I was looking
>> around and found the perfect birthday card for a friend. I took it to the
>> other counter and, having no cash on me, offered my debit card. He told me
>> that on sales below £5 he had to charge me an extra 50p!! I went to find
>> my husband and got cash from him! I rarely do carry cash and usually pay
>> with my card! I am certainly not paying that!
>
> Don't blame you. I have a local store here that I frequent. They have
> a similar policy. Any purchase under $5.00 is cash only, no cards.
>

Stores do that but the CC companies allow it. My bank was offering a
bonus if you made some amount of purchases less than $10 in a statement
cycle. They want to get you in the habit of using your card for small
purchases so you can enrich them. Watch the drive up window at your
local coffee shop and see how many pay with plastic for a couple of
bucks. Banks love it, a few pennies at a time.

On 1/5/2016 3:09 PM, Nancy Young wrote:

>> I have one of those supposed RFID blocking wallets but I have to
>> access cards in there and they work just fine without my having to
>> take the card out. Just touch my wallet to the scanner and BEEP - I'm
>> in.
>
> No kidding! Yikes. I wouldn't think you'd have to ask if
> the blocking wallet feature actually works.
>
> I was just in Whole Foods and the credit card thing says you
> can just tap, but the cashier said You have to swipe it. I
> did want to try tapping.
>
> nancy

The RFID chips are being phased out for security reasons. The new chip
cards have to be inserted if the equipment is available, swiped in the
meantime.

On Tue, 5 Jan 2016 16:54:25 -0700, el mismo de siempre >
wrote:

>Doris Night wrote:
>> On Tue, 05 Jan 2016 14:32:02 -0700, Janet B >
>> wrote:
>>
>>> On Tue, 5 Jan 2016 20:30:47 -0000, Janet > wrote:
>>>
>>> snip
>>>>
>>>> But not evenly. I am a bank customer who pays no banking costs or
>>>> charges of any kind for the services I use.
>>>>
>>>> Other customers do, the ones who pay interest on bank loans and over
>>>> drafts, and run up huge CC debts at awful interest rates. They are
>>>> subsidising me.
>>>>
>>>> Janet UK
>>>
>>> Generally that privilege is offered to customers who maintain a
>>> certain balance with the bank. Your payment for services is
>>> essentially lending the bank your money, interest free.
>>> Janet US
>>
>> I also pay no service charges, interest or banking costs.
>
>Yeah you do!
>
>What's your interest rate?

I don't know or care what interest rates are. I don't pay interest to
anyone.

>> DH and I even get free cheques (though only very plain ones). It's a
>> senior's discount and we've had this type of account since DH was 55.
>> No minimum balance required.
>>
>> Doris
>
>
>Then someone else is paying your way.

On Tue, 5 Jan 2016 22:38:26 -0000 (UTC), Bruce >
wrote:

>On 6/1/2016 09:35 Doris Night wrote:
>
>> On Tue, 5 Jan 2016 19:12:23 -0000, Janet > wrote:
>>
>>>In article >,
>>>says...
>>>>
>>>> On 2016-01-05 7:51 AM, Gary wrote:
>>>> > wrote:
>>>> >> Actually I mostly shop very early like that and more often than not I
>>>> >> use the self checkout counter which I find great. No delays.
>>>> >
>>>> > The grocery store I shop at usually doesn't have one. oh well.
>>>> >
>>>>
>>>>
>>>> I refuse to use them. I want to deal with people. I don't relish the
>>>> day we are all unemployed because we have all been replaced by machines.
>>>
>>> Ditto
>>>
>>> Janet UK
>>
>> There are no self checkouts in any of the stores around here, so I
>> don't have to worry about it, but I'm pretty sure I wouldn't use one.
>> I spent a few years working as a cashier, and I hate to think about
>> people in that trade being shown the door.
>
>When you need to take out money, do you also go into a bank,
>rather than use an ATM?

If I need cash, I usually use my debit card and get cashback at the
liquor store.

They'll do up to $500 cashback, and there's no service charge. The
money comes directly out of my chequing account, and there is no
interest involved.

Canadian banking is different from US banking.

Doris

On 1/5/2016 5:35 PM, Doris Night wrote:

>>>
>>> I refuse to use them. I want to deal with people. I don't relish the
>>> day we are all unemployed because we have all been replaced by machines.
>>
>> Ditto
>>
>> Janet UK
>
> There are no self checkouts in any of the stores around here, so I
> don't have to worry about it, but I'm pretty sure I wouldn't use one.
> I spent a few years working as a cashier, and I hate to think about
> people in that trade being shown the door.
>
> Doris
>

That is not a problem according to a local store manager. He said it is
difficult to get people to fill the jobs he has available.

I don't like using self check but sometimes it is faster for a few items.