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Happy New Year
On 7/1/2016 10:06 sf wrote:
> On Wed, 6 Jan 2016 17:04:36 -0500, Dave Smith > > wrote: > >> If the cost of using the debit card service is 20 cents > > I NEVER use a debit card. I NEVER use a credit card. -- Bruce |
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Posted to rec.food.cooking
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Happy New Year
On Wednesday, January 6, 2016 at 4:53:33 PM UTC-6, Ed Pawlowski wrote:
> On 1/6/2016 11:13 AM, Janet wrote: > > >>>> > >>>> Generally that privilege is offered to customers who maintain a > >>>> certain balance with the bank. Your payment for services is > >>>> essentially lending the bank your money, interest free. > >>> > >>> Er, no. The bank pays interest to ME :-) > >>> > >>> > >>> Janet UK > >>> > >>> > >> sure, but not nearly the amount they are making on your money. No > >> bank is giving anything away for free. > >> Janet US > > > > Just bank current account interest here, is more than twice what Dave > > gets on his best savings account. > > > > Janet UK > > > That can be good or bad. If you have savings accounts and use the > interest as income, you are not doing well here. OTOH, if you are > buying a house or car, interest rates in the US are very low. Mortgages > for 20 years are running 3% to 4%, car loans 1% to 2%. I love not having a car loan. I haven't had a car loan for years. John Kuthe... |
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Posted to rec.food.cooking
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Happy New Year
On 7/1/2016 09:39 Brooklyn1 wrote:
> Ophelia wrote: >>All my money is happy money! I can't remember the last time I went out >>without Himself and he carries money. It's no fun going out without him >>  ))> > You sure make it sound like Himself's only value is to be your sugar > daddy... I think that's sad. 99% of the time my wife pays. Does that make her my sugar mummy? I'm starting to see her in a whole new light. -- Bruce |
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Posted to rec.food.cooking
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Happy New Year
Bruce wrote:
> On 7/1/2016 09:20 Ed Pawlowski wrote: > >> On 1/6/2016 9:38 AM, Ophelia wrote: >>> >> >>> >>> We are retired now and enjoy each others' company. In the past his work >>> often took him away from home and eventually I retired a bit early to >>> travel with him. Now we are both retired we appreciate the time we >>> have together and we make the most of it Oh and just so you know, our>>> money (pensions, savings et al) we have combined. We have no 'his and >>> hers' money! We have 'our' money!!! >> >> Good for you. My wife has not worked for years, but it has always been >> "our" money. She now has Social Security income but does not bother >> with it as she prefers not to have to worry about it. She has a little >> cash and her own credit card. When we go out, she pays for nothing. She >> is happy and wants for nothing. > > The perfect pet. > Feeling lonely again? |
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Posted to rec.food.cooking
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Happy New Year
Bruce wrote:
> On 7/1/2016 09:39 Brooklyn1 wrote: > >> Ophelia wrote: > >>> All my money is happy money! I can't remember the last time I went out >>> without Himself and he carries money. It's no fun going out without him >>> ))>> >> You sure make it sound like Himself's only value is to be your sugar >> daddy... I think that's sad. > > 99% of the time my wife pays. Does that make her my sugar mummy? > I'm starting to see her in a whole new light. > Is she vinyl or latex? |
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Posted to rec.food.cooking
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Happy New Year
el mismo de siempre wrote:
> Bruce wrote: >> On 7/1/2016 09:39 Brooklyn1 wrote: >> >>> Ophelia wrote: >> >>>> All my money is happy money! I can't remember the last time I went out >>>> without Himself and he carries money. It's no fun going out >>>> without him >>>> ))>>> >>> You sure make it sound like Himself's only value is to be your sugar >>> daddy... I think that's sad. >> >> 99% of the time my wife pays. Does that make her my sugar mummy? >> I'm starting to see her in a whole new light. >> > Is she vinyl or latex? I ask because it maters when you need to patch up your relationship... ;-0 |
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Posted to rec.food.cooking
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Happy New Year
On Wed, 6 Jan 2016 23:34:04 -0000 (UTC), Bruce >
wrote: > On 7/1/2016 10:06 sf wrote: > > > On Wed, 6 Jan 2016 17:04:36 -0500, Dave Smith > > > wrote: > > > >> If the cost of using the debit card service is 20 cents > > > > I NEVER use a debit card. > > I NEVER use a credit card. You're all cash? That's crazy. Use the bank's money for 30 days and pay it off. -- sf |
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Posted to rec.food.cooking
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Happy New Year
sf wrote:
> On Wed, 6 Jan 2016 23:34:04 -0000 (UTC), Bruce > > wrote: > >> On 7/1/2016 10:06 sf wrote: >> >>> On Wed, 6 Jan 2016 17:04:36 -0500, Dave Smith >>> > wrote: >>> >>>> If the cost of using the debit card service is 20 cents >>> >>> I NEVER use a debit card. >> >> I NEVER use a credit card. > > You're all cash? That's crazy. Use the bank's money for 30 days and > pay it off. > +1 |
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Posted to rec.food.cooking
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Happy New Year
On Wed, 6 Jan 2016 16:25:57 -0700, graham > wrote:
>On 06/01/2016 4:20 PM, wrote: >> On Wed, 06 Jan 2016 17:39:58 -0500, Brooklyn1 >> > wrote: >>>> All my money is happy money! I can't remember the last time I went out >>>> without Himself and he carries money. It's no fun going out without him >>>> ))>>> >>> You sure make it sound like Himself's only value is to be your sugar >>> daddy... I think that's sad. So what you're saying is you're a user >>> and Himself is a total loser... now nice. Please attempt to redeem >>> yourself. And yoose don't even have any children together, other than >>> a marga dog. You must have the finast pussy on this planet (which I >>> don't believe) or Himself is an ignorant brain damaged Schmuck (which >>> I do believe). >> >> God, I can't imagine how your wife feels married to a potty mouth >> like you! >> >Just plonk the old misanthrope! Yes, you're right. |
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Posted to rec.food.cooking
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Happy New Year
On Wed, 6 Jan 2016 23:32:56 -0000 (UTC), Bruce >
wrote: >On 7/1/2016 09:20 Ed Pawlowski wrote: > >> On 1/6/2016 9:38 AM, Ophelia wrote: >>> >> >>> >>> We are retired now and enjoy each others' company. In the past his work >>> often took him away from home and eventually I retired a bit early to >>> travel with him. Now we are both retired we appreciate the time we >>> have together and we make the most of it Oh and just so you know, our>>> money (pensions, savings et al) we have combined. We have no 'his and >>> hers' money! We have 'our' money!!! >> >> Good for you. My wife has not worked for years, but it has always been >> "our" money. She now has Social Security income but does not bother >> with it as she prefers not to have to worry about it. She has a little >> cash and her own credit card. When we go out, she pays for nothing. She >> is happy and wants for nothing. > >The perfect pet. Not at all, I see it as two couples who are happily living together the way in which they want. Whats the matter, not working for you? |
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Posted to rec.food.cooking
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Happy New Year
On 7/1/2016 10:50 sf wrote:
> On Wed, 6 Jan 2016 23:34:04 -0000 (UTC), Bruce > > wrote: > >> On 7/1/2016 10:06 sf wrote: >> >> > On Wed, 6 Jan 2016 17:04:36 -0500, Dave Smith >> > > wrote: >> > >> >> If the cost of using the debit card service is 20 cents >> > >> > I NEVER use a debit card. >> >> I NEVER use a credit card. > > You're all cash? That's crazy. Use the bank's money for 30 days and > pay it off. All debit card. I also pay invoices the day I receive them, rather than wait until the due date. -- Bruce |
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Posted to rec.food.cooking
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Happy New Year
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Posted to rec.food.cooking
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Happy New Year
On 1/6/2016 4:57 PM, Ed Pawlowski wrote:
> On 1/6/2016 8:26 AM, S Viemeister wrote: >> On 1/5/2016 9:39 PM, Ed Pawlowski wrote: >> >>> It may come. Some store have been testing a system where you carry a >>> scanner on the cart and scan as you go. At the register you just pay. I >>> don't know how it has been working but it is not widespread yet. >>> >> Stop&Shop have had that system for a few years now - very like the >> system used by Waitrose in the UK. > > A couple of years ago I recall seeing that, but I still wonder how well > it is working. The two Stop & Shop in our area do not have it. If it > was a money saver I'd think they'd try to expand its use. Their website gives a list of 'scan-it' locations - some are in Connecticut. I wonder how they decide which locations will have it? <https://stopandshop.com/shopping/shopping-tools/scanit/ss-locations/> And there's an app, too, so you can use your smartphone as a scanner. I may try that. |
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Posted to rec.food.cooking
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Happy New Year
On 7/01/2016 10:34 AM, Bruce wrote:
> On 7/1/2016 10:06 sf wrote: > >> On Wed, 6 Jan 2016 17:04:36 -0500, Dave Smith >> > wrote: >> >>> If the cost of using the debit card service is 20 cents >> >> I NEVER use a debit card. > > I NEVER use a credit card. > I use both! ;-) -- Xeno |
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Posted to rec.food.cooking
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Happy New Year
On 7/1/2016 11:14 Xeno wrote:
> On 7/01/2016 10:34 AM, Bruce wrote: >> On 7/1/2016 10:06 sf wrote: >> >>> On Wed, 6 Jan 2016 17:04:36 -0500, Dave Smith >>> > wrote: >>> >>>> If the cost of using the debit card service is 20 cents >>> >>> I NEVER use a debit card. >> >> I NEVER use a credit card. >> > I use both! ;-) I rarely pay! -- Bruce |
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Posted to rec.food.cooking
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Happy New Year
On 7/01/2016 10:36 AM, John Kuthe wrote:
> On Wednesday, January 6, 2016 at 4:53:33 PM UTC-6, Ed Pawlowski wrote: >> On 1/6/2016 11:13 AM, Janet wrote: >> >>>>>> >>>>>> Generally that privilege is offered to customers who maintain a >>>>>> certain balance with the bank. Your payment for services is >>>>>> essentially lending the bank your money, interest free. >>>>> >>>>> Er, no. The bank pays interest to ME :-) >>>>> >>>>> >>>>> Janet UK >>>>> >>>>> >>>> sure, but not nearly the amount they are making on your money. No >>>> bank is giving anything away for free. >>>> Janet US >>> >>> Just bank current account interest here, is more than twice what Dave >>> gets on his best savings account. >>> >>> Janet UK >> >> >> That can be good or bad. If you have savings accounts and use the >> interest as income, you are not doing well here. OTOH, if you are >> buying a house or car, interest rates in the US are very low. Mortgages >> for 20 years are running 3% to 4%, car loans 1% to 2%. > > I love not having a car loan. I haven't had a car loan for years. > > John Kuthe... > I haven't had a loan like that since 1970. -- Xeno |
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Posted to rec.food.cooking
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Happy New Year
On 1/6/2016 6:01 PM, sf wrote:
> The part I don't get is if it's physically stolen, it can be used just > as easily as the swipe card until it's reported - which is when both > types are cut off. > The UK system requires not just the card, but a PIN - much safer. I really don't understand why the US cards are chip and signature, rather than chip and PIN. It's not as if US users are unfamiliar with PINs - they're used at ATMs. |
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Posted to rec.food.cooking
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Happy New Year
On 7/1/2016 11:15 Xeno wrote:
> On 7/01/2016 10:36 AM, John Kuthe wrote: >> I love not having a car loan. I haven't had a car loan for years. >> >> John Kuthe... >> > I haven't had a loan like that since 1970. I've never had a car loan, but the question is if that says something about me or about my cars. -- Bruce |
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Posted to rec.food.cooking
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Happy New Year
On Thu, 7 Jan 2016 00:07:05 -0000 (UTC), Bruce >
wrote: >On 7/1/2016 11:01 wrote: > >> On Wed, 6 Jan 2016 23:32:56 -0000 (UTC), Bruce > >> wrote: >> >>>On 7/1/2016 09:20 Ed Pawlowski wrote: >>> >>>> On 1/6/2016 9:38 AM, Ophelia wrote: >>>>> >>>> >>>>> >>>>> We are retired now and enjoy each others' company. In the past his work >>>>> often took him away from home and eventually I retired a bit early to >>>>> travel with him. Now we are both retired we appreciate the time we >>>>> have together and we make the most of it Oh and just so you know, our>>>>> money (pensions, savings et al) we have combined. We have no 'his and >>>>> hers' money! We have 'our' money!!! >>>> >>>> Good for you. My wife has not worked for years, but it has always been >>>> "our" money. She now has Social Security income but does not bother >>>> with it as she prefers not to have to worry about it. She has a little >>>> cash and her own credit card. When we go out, she pays for nothing. She >>>> is happy and wants for nothing. >>> >>>The perfect pet. >> >> Not at all, I see it as two couples who are happily living together >> the way in which they want. Whats the matter, not working for you? > >With all your women's lib, you still have one foot firmly planted in >the 50s. Not at all. What is wrong with either of them working their finances in the way which suits them best? I don't see anything that offends women's lib in that - back in the 50s I doubt the woman even knew how much was in the bank account etc. but that is clearly not the case with Ed or Ophelia. Just a fifty/fifty arrangement - so what offends you about it? |
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Posted to rec.food.cooking
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Happy New Year
On 7/1/2016 11:54 wrote:
> On Thu, 7 Jan 2016 00:07:05 -0000 (UTC), Bruce > > wrote: > >>On 7/1/2016 11:01 wrote: >> >>> On Wed, 6 Jan 2016 23:32:56 -0000 (UTC), Bruce > >>> wrote: >>> >>>>On 7/1/2016 09:20 Ed Pawlowski wrote: >>>> >>>>> On 1/6/2016 9:38 AM, Ophelia wrote: >>>>>> >>>>> >>>>>> >>>>>> We are retired now and enjoy each others' company. In the past his work >>>>>> often took him away from home and eventually I retired a bit early to >>>>>> travel with him. Now we are both retired we appreciate the time we >>>>>> have together and we make the most of it Oh and just so you know, our>>>>>> money (pensions, savings et al) we have combined. We have no 'his and >>>>>> hers' money! We have 'our' money!!! >>>>> >>>>> Good for you. My wife has not worked for years, but it has always been >>>>> "our" money. She now has Social Security income but does not bother >>>>> with it as she prefers not to have to worry about it. She has a little >>>>> cash and her own credit card. When we go out, she pays for nothing. She >>>>> is happy and wants for nothing. >>>> >>>>The perfect pet. >>> >>> Not at all, I see it as two couples who are happily living together >>> the way in which they want. Whats the matter, not working for you? >> >>With all your women's lib, you still have one foot firmly planted in >>the 50s. > > Not at all. What is wrong with either of them working their finances > in the way which suits them best? I don't see anything that offends > women's lib in that - back in the 50s I doubt the woman even knew how > much was in the bank account etc. but that is clearly not the case > with Ed or Ophelia. Just a fifty/fifty arrangement - so what offends > you about it? I wasn't talking about Ophelia. "She is happy and wants for nothing" etc. doesn't fifty/fifty at all And of course, this is entirely up to Ed and his wife. But when yousay things here, people may comment. -- Bruce |
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Posted to rec.food.cooking
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Happy New Year
sf wrote in rec.food.cooking:
> On Tue, 5 Jan 2016 09:17:31 -0500, Dave Smith > > wrote: > > > On 2016-01-05 1:13 AM, sf wrote: > > > > >> Every time you use your card you pay. It is built into the > > price by the >> seller. We all pay it. The fact that you don't > > think you pay is how >> the banks are making money on us. > > > > > > So what? There are no discounts. You're paying the same price > > > even if you pay cash. > > > > Not always. I had a picture framed recently and was offered a > > substantial discount if I paid cash. That was with a receipt and > > tax paid, not under the table. > > > That's a rare exception. Comon here is 5cents off per gallon if paying cash. -- |
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Posted to rec.food.cooking
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Happy New Year
On 7/01/2016 11:14 AM, Bruce wrote:
> On 7/1/2016 11:14 Xeno wrote: > >> On 7/01/2016 10:34 AM, Bruce wrote: >>> On 7/1/2016 10:06 sf wrote: >>> >>>> On Wed, 6 Jan 2016 17:04:36 -0500, Dave Smith >>>> > wrote: >>>> >>>>> If the cost of using the debit card service is 20 cents >>>> >>>> I NEVER use a debit card. >>> >>> I NEVER use a credit card. >>> >> I use both! ;-) > > I rarely pay! > Consider yourself fortunate! -- Xeno |
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Posted to rec.food.cooking
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Happy New Year
On 7/01/2016 11:20 AM, Bruce wrote:
> On 7/1/2016 11:15 Xeno wrote: > >> On 7/01/2016 10:36 AM, John Kuthe wrote: > >>> I love not having a car loan. I haven't had a car loan for years. >>> >>> John Kuthe... >>> >> I haven't had a loan like that since 1970. > > I've never had a car loan, but the question is if that says something > about me or about my cars. > I was referring to a hire purchase loan. The one I had in 1970 wasn't for a car however. I have never had a hire purchase loan for a car I've ever owned. -- Xeno |
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Posted to rec.food.cooking
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Happy New Year
On Wednesday, January 6, 2016 at 3:56:58 PM UTC-6, dsi1 wrote:
> On 1/6/2016 10:26 AM, Ophelia wrote: > > > > > > "dsi1" > wrote in message > > > >> The Hawaiians have their version of this called "laulau" that uses pork > >> instead of the canned corn beef. We don't use the coconut milk in our > >> version. I have made pork with taro leaves. You can bet that I'll make > >> the > >> Hawaii version of this Samoan comfort food if I ever unbox my slow > >> cooker. > >> OTOH, my assumption is that pulasami is going to be a Hawaiian dish in a > >> few years. We appropriate the foods from all that cultures that live > >> here - it's the Hawaiian way. > >> > >> https://www.youtube.com/watch?v=hbjS2QARuuI > > > > I have never seen spinach as big as that tea leaf or that banana leaf! Taro > > leaf? nahh not a hope ) Lua leaf? lol when she says these are things you> > probably won't be able to get she is right for here<g> Boy, oh boy, how > > much wrapping can some pieces of pork take. Do you eat the leaves too? > > Have you eaten/made Laulau steamed? > > Fast food joints over here will typically sell laulau on Fridays. I have > eaten them but never have I made it like in the video. You eat the taro > leaves which tastes similar to spinach - well that's what they say > anyway. You don't eat the ti leaves that line the cooker. That stuff is > like Hawaiian parchment paper. Laulaus prepared in a slow cooker would > probably be great. The only thing I'd do different is add a small piece > of salt cod to the bundle. That's pretty traditional. > > > > > Was that 'Nanny, Nanny Boo boo' an expression of ecstasy??? ;-) > > It's Hawaiian for "have a happy new year!" > Is "Honey, Honey Boo boo" Hawaiian for *send us your fat kids, and we'll feed them SPAM and poi until they lose all in overeating*? --Bryan |
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Posted to rec.food.cooking
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Happy New Year
On 1/6/2016 4:32 PM, MisterDiddyWahDiddy wrote:
> On Wednesday, January 6, 2016 at 3:56:58 PM UTC-6, dsi1 wrote: >> On 1/6/2016 10:26 AM, Ophelia wrote: >>> >>> >>> "dsi1" > wrote in message >>> >>>> The Hawaiians have their version of this called "laulau" that uses pork >>>> instead of the canned corn beef. We don't use the coconut milk in our >>>> version. I have made pork with taro leaves. You can bet that I'll make >>>> the >>>> Hawaii version of this Samoan comfort food if I ever unbox my slow >>>> cooker. >>>> OTOH, my assumption is that pulasami is going to be a Hawaiian dish in a >>>> few years. We appropriate the foods from all that cultures that live >>>> here - it's the Hawaiian way. >>>> >>>> https://www.youtube.com/watch?v=hbjS2QARuuI >>> >>> I have never seen spinach as big as that tea leaf or that banana leaf! Taro >>> leaf? nahh not a hope ) Lua leaf? lol when she says these are things you>>> probably won't be able to get she is right for here<g> Boy, oh boy, how >>> much wrapping can some pieces of pork take. Do you eat the leaves too? >>> Have you eaten/made Laulau steamed? >> >> Fast food joints over here will typically sell laulau on Fridays. I have >> eaten them but never have I made it like in the video. You eat the taro >> leaves which tastes similar to spinach - well that's what they say >> anyway. You don't eat the ti leaves that line the cooker. That stuff is >> like Hawaiian parchment paper. Laulaus prepared in a slow cooker would >> probably be great. The only thing I'd do different is add a small piece >> of salt cod to the bundle. That's pretty traditional. >> >>> >>> Was that 'Nanny, Nanny Boo boo' an expression of ecstasy??? ;-) >> >> It's Hawaiian for "have a happy new year!" >> > Is "Honey, Honey Boo boo" Hawaiian for *send us your fat kids, and we'll > feed them SPAM and poi until they lose all in overeating*? > > --Bryan > Now I know that you really like me! You like meeee! |
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Posted to rec.food.cooking
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Happy New Year
On 1/6/2016 6:05 PM, sf wrote:
>> I prefer to NOT give them 20 cents because I'm buying a coffee. If you >> want to, that is your choice. It is not a matter of paying them at the >> end of the month, that $2 coffee could be $1.75 if it was cash only. >> Banks get the fee when you use the card even if you pay the bill in full >> at the end of the month. > > You're not going to get a discount for paying cash. The only thing > you can do is adjust your halo and pat yourself on the back that your > small businessman local merchant won't be paying the bank for your > minimal transaction. In the mean time, I have 30 days of free credit. > Banks give you nothing for free. No free credit, no free lunch. Enjoy your delusion. They did not build those big buildings by giving you free credit. |
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Posted to rec.food.cooking
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Happy New Year
On 1/6/2016 7:08 PM, S Viemeister wrote:
> On 1/6/2016 4:57 PM, Ed Pawlowski wrote: >> On 1/6/2016 8:26 AM, S Viemeister wrote: >>> On 1/5/2016 9:39 PM, Ed Pawlowski wrote: >>> >>>> It may come. Some store have been testing a system where you carry a >>>> scanner on the cart and scan as you go. At the register you just >>>> pay. I >>>> don't know how it has been working but it is not widespread yet. >>>> >>> Stop&Shop have had that system for a few years now - very like the >>> system used by Waitrose in the UK. >> >> A couple of years ago I recall seeing that, but I still wonder how well >> it is working. The two Stop & Shop in our area do not have it. If it >> was a money saver I'd think they'd try to expand its use. > > Their website gives a list of 'scan-it' locations - some are in > Connecticut. I wonder how they decide which locations will have it? > > <https://stopandshop.com/shopping/shopping-tools/scanit/ss-locations/> > > And there's an app, too, so you can use your smartphone as a scanner. I > may try that. > > Quite a few! The nearest one to me is about 50 miles. The stores near me, 2 miles, 7 miles, 20 miles, are not listed. It must be working so it may get here eventually. |
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Posted to rec.food.cooking
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Happy New Year
On 1/6/2016 6:32 PM, Bruce wrote:
> On 7/1/2016 09:20 Ed Pawlowski wrote: > >> On 1/6/2016 9:38 AM, Ophelia wrote: >>> >> >>> >>> We are retired now and enjoy each others' company. In the past his work >>> often took him away from home and eventually I retired a bit early to >>> travel with him. Now we are both retired we appreciate the time we >>> have together and we make the most of it Oh and just so you know, our>>> money (pensions, savings et al) we have combined. We have no 'his and >>> hers' money! We have 'our' money!!! >> >> Good for you. My wife has not worked for years, but it has always been >> "our" money. She now has Social Security income but does not bother >> with it as she prefers not to have to worry about it. She has a little >> cash and her own credit card. When we go out, she pays for nothing. She >> is happy and wants for nothing. > > The perfect pet. You aren't worth a comment. |
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Happy New Year
On Wednesday, January 6, 2016 at 5:36:47 PM UTC-6, Bruce wrote:
> On 7/1/2016 10:06 sf wrote: > > > On Wed, 6 Jan 2016 17:04:36 -0500, Dave Smith > > > wrote: > > > >> If the cost of using the debit card service is 20 cents > > > > I NEVER use a debit card. > > I NEVER use a credit card. > > -- > Bruce I always do. And I pay it off every month too! I'm what credit card corporations call a "deadbeat"! John Kuthe... |
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Happy New Year
On 1/6/2016 7:17 PM, S Viemeister wrote:
> On 1/6/2016 6:01 PM, sf wrote: > >> The part I don't get is if it's physically stolen, it can be used just >> as easily as the swipe card until it's reported - which is when both >> types are cut off. >> > The UK system requires not just the card, but a PIN - much safer. I > really don't understand why the US cards are chip and signature, rather > than chip and PIN. It's not as if US users are unfamiliar with PINs - > they're used at ATMs. > Makes sense to me. Perhaps that is the next step, otherwise a physical stolen or lost card is vulnerable until reported. |
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Happy New Year
On 7/1/2016 12:44 Xeno wrote:
> On 7/01/2016 11:14 AM, Bruce wrote: >> On 7/1/2016 11:14 Xeno wrote: >> >>> On 7/01/2016 10:34 AM, Bruce wrote: >>>> On 7/1/2016 10:06 sf wrote: >>>> >>>>> On Wed, 6 Jan 2016 17:04:36 -0500, Dave Smith >>>>> > wrote: >>>>> >>>>>> If the cost of using the debit card service is 20 cents >>>>> >>>>> I NEVER use a debit card. >>>> >>>> I NEVER use a credit card. >>>> >>> I use both! ;-) >> >> I rarely pay! >> > Consider yourself fortunate! I do. -- Bruce |
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Happy New Year
On 7/1/2016 14:59 Ed Pawlowski wrote:
> On 1/6/2016 6:32 PM, Bruce wrote: >> On 7/1/2016 09:20 Ed Pawlowski wrote: >> >>> On 1/6/2016 9:38 AM, Ophelia wrote: >>>> >>> >>>> >>>> We are retired now and enjoy each others' company. In the past his work >>>> often took him away from home and eventually I retired a bit early to >>>> travel with him. Now we are both retired we appreciate the time we >>>> have together and we make the most of it Oh and just so you know, our>>>> money (pensions, savings et al) we have combined. We have no 'his and >>>> hers' money! We have 'our' money!!! >>> >>> Good for you. My wife has not worked for years, but it has always been >>> "our" money. She now has Social Security income but does not bother >>> with it as she prefers not to have to worry about it. She has a little >>> cash and her own credit card. When we go out, she pays for nothing. She >>> is happy and wants for nothing. >> >> The perfect pet. > > You aren't worth a comment. I admit it was a bit harsh, but you do sound like you're from an era long gone by when you talk about men and women. That too can be offensive. At least to people with a more contemporary mindset. -- Bruce |
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Happy New Year
Bruce wrote:
> On 7/1/2016 14:59 Ed Pawlowski wrote: > >> On 1/6/2016 6:32 PM, Bruce wrote: >>> On 7/1/2016 09:20 Ed Pawlowski wrote: >>> >>>> On 1/6/2016 9:38 AM, Ophelia wrote: >>>>> >>>> >>>>> >>>>> We are retired now and enjoy each others' company. In the past his work >>>>> often took him away from home and eventually I retired a bit early to >>>>> travel with him. Now we are both retired we appreciate the time we >>>>> have together and we make the most of it Oh and just so you know, our>>>>> money (pensions, savings et al) we have combined. We have no 'his and >>>>> hers' money! We have 'our' money!!! >>>> >>>> Good for you. My wife has not worked for years, but it has always been >>>> "our" money. She now has Social Security income but does not bother >>>> with it as she prefers not to have to worry about it. She has a little >>>> cash and her own credit card. When we go out, she pays for nothing. She >>>> is happy and wants for nothing. >>> >>> The perfect pet. >> >> You aren't worth a comment. > > I admit it was a bit harsh, but you do sound like you're from an era > long gone by when you talk about men and women. That too can be > offensive. At least to people with a more contemporary mindset. > Shut up. You embarrass yourself. |
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Happy New Year
On Wed, 6 Jan 2016 19:17:42 -0500, S Viemeister
> wrote: > On 1/6/2016 6:01 PM, sf wrote: > > > The part I don't get is if it's physically stolen, it can be used just > > as easily as the swipe card until it's reported - which is when both > > types are cut off. > > > The UK system requires not just the card, but a PIN - much safer. I > really don't understand why the US cards are chip and signature, rather > than chip and PIN. It's not as if US users are unfamiliar with PINs - > they're used at ATMs. Agree. -- sf |
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Happy New Year
On Thu, 7 Jan 2016 00:05:28 -0000 (UTC), Bruce >
wrote: > On 7/1/2016 10:50 sf wrote: > > > On Wed, 6 Jan 2016 23:34:04 -0000 (UTC), Bruce > > > wrote: > > > >> On 7/1/2016 10:06 sf wrote: > >> > >> > On Wed, 6 Jan 2016 17:04:36 -0500, Dave Smith > >> > > wrote: > >> > > >> >> If the cost of using the debit card service is 20 cents > >> > > >> > I NEVER use a debit card. > >> > >> I NEVER use a credit card. > > > > You're all cash? That's crazy. Use the bank's money for 30 days and > > pay it off. > > All debit card. I also pay invoices the day I receive them, rather than > wait until the due date. Debit card? <shudder> -- sf |
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Happy New Year
On Wed, 6 Jan 2016 22:40:28 -0500, Ed Pawlowski > wrote:
> On 1/6/2016 6:05 PM, sf wrote: > > >> I prefer to NOT give them 20 cents because I'm buying a coffee. If you > >> want to, that is your choice. It is not a matter of paying them at the > >> end of the month, that $2 coffee could be $1.75 if it was cash only. > >> Banks get the fee when you use the card even if you pay the bill in full > >> at the end of the month. > > > > You're not going to get a discount for paying cash. The only thing > > you can do is adjust your halo and pat yourself on the back that your > > small businessman local merchant won't be paying the bank for your > > minimal transaction. In the mean time, I have 30 days of free credit. > > > > Banks give you nothing for free. No free credit, no free lunch. Enjoy > your delusion. They did not build those big buildings by giving you free > credit. Maybe they got it from you, but it's not coming from any interest I'm paying the. -- sf |
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Happy New Year
On 7/1/2016 17:21 sf wrote:
> On Thu, 7 Jan 2016 00:05:28 -0000 (UTC), Bruce > > wrote: > >> On 7/1/2016 10:50 sf wrote: >> >> > On Wed, 6 Jan 2016 23:34:04 -0000 (UTC), Bruce > >> > wrote: >> > >> >> On 7/1/2016 10:06 sf wrote: >> >> >> >> > On Wed, 6 Jan 2016 17:04:36 -0500, Dave Smith >> >> > > wrote: >> >> > >> >> >> If the cost of using the debit card service is 20 cents >> >> > >> >> > I NEVER use a debit card. >> >> >> >> I NEVER use a credit card. >> > >> > You're all cash? That's crazy. Use the bank's money for 30 days and >> > pay it off. >> >> All debit card. I also pay invoices the day I receive them, rather than >> wait until the due date. > > Debit card? <shudder> What's wrong with that? I like to pay on the spot. -- Bruce |
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Happy New Year
"dsi1" > wrote in message ... > Fast food joints over here will typically sell laulau on Fridays. I have > eaten them but never have I made it like in the video. You eat the taro > leaves which tastes similar to spinach - well that's what they say anyway. > You don't eat the ti leaves that line the cooker. That stuff is like > Hawaiian parchment paper. Laulaus prepared in a slow cooker would probably > be great. The only thing I'd do different is add a small piece of salt cod > to the bundle. That's pretty traditional. She did mention that. I thought she was using Shoyu <?> instead? >> Was that 'Nanny, Nanny Boo boo' an expression of ecstasy??? ;-) > > It's Hawaiian for "have a happy new year!" Is that right? Well Nanny, Nanny Boo, Boo to you ;-) <g> >> How long have you been saying you are going to dig out your slow cooker?? >> Hmmmm????? Will it actually happen this time?? >> > > Things are coming to a head these days - I'll probably be breaking that > out soon... real soon... *Folds arms, taps foot ... and waits ...* -- http://www.helpforheroes.org.uk/shop/ |
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Happy New Year
"Ed Pawlowski" > wrote in message ... > On 1/6/2016 9:38 AM, Ophelia wrote: >> > >> >> We are retired now and enjoy each others' company. In the past his work >> often took him away from home and eventually I retired a bit early to >> travel with him. Now we are both retired we appreciate the time we >> have together and we make the most of it Oh and just so you know, our>> money (pensions, savings et al) we have combined. We have no 'his and >> hers' money! We have 'our' money!!! > > Good for you. My wife has not worked for years, but it has always been > "our" money. She now has Social Security income but does not bother with > it as she prefers not to have to worry about it. She has a little cash > and her own credit card. When we go out, she pays for nothing. She is > happy and wants for nothing. To my mind that is a very happy outcome ) I have noticed you talking about your wife here many times and thought you sounded pretty much like my husband We are very lucky )-- http://www.helpforheroes.org.uk/shop/ |
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