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Default MY CREDIT SCORE IS 800
Being a full bird Colonel with exemplary credit has its privileges.
Discuss...........


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Default MY CREDIT SCORE IS 800
On Monday, June 13, 2016 at 8:42:23 AM UTC-6, Colonel Edmund J. Burke wrote:
> Being a full bird Colonel with exemplary credit has its privileges.
> Discuss...........

800 cents worth of credit is nothing to crow about.
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Default MY CREDIT SCORE IS 800
On Monday, June 13, 2016 at 11:23:48 AM UTC-5, Roy wrote:
> On Monday, June 13, 2016 at 8:42:23 AM UTC-6, Colonel Edmund J. Burke wrote:
> > Being a full bird Colonel with exemplary credit has its privileges.
> > Discuss...........
>
> 800 cents worth of credit is nothing to crow about.

Yep! Better to say I am not in ANY debt nor do I ever wanna or need to be! Then you can say **** your "credit score"!!

John Kuthe...
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Default MY CREDIT SCORE IS 800
On Monday, June 13, 2016 at 9:42:23 AM UTC-5, Colonel Edmund J. Burke wrote:
>
> exemplary credit has its privileges.
> Discuss...........
>
>
I've got you beat. 823.
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Default MY CREDIT SCORE IS 800
On Monday, June 13, 2016 at 12:33:59 PM UTC-5, wrote:
> On Monday, June 13, 2016 at 9:42:23 AM UTC-5, Colonel Edmund J. Burke wrote:
> >
> > exemplary credit has its privileges.
> > Discuss...........
> >
> >
> I've got you beat. 823.

I've got YOU beat!! I don't CARE about my credit score because I don't HAVE TO!!

ROFL!!! :-)

Excuse me now, I have to go PAY OFF my Discover balance this month, again IN FULL!! I get the Cashback Bonus for FREE too!! Free money! :-)

John Kuthe...
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Default MY CREDIT SCORE IS 800
On Monday, June 13, 2016 at 12:38:57 PM UTC-5, John Kuthe wrote:
> On Monday, June 13, 2016 at 12:33:59 PM UTC-5, wrote:
> > On Monday, June 13, 2016 at 9:42:23 AM UTC-5, Colonel Edmund J. Burke wrote:
> > >
> > > exemplary credit has its privileges.
> > > Discuss...........
> > >
> > >
> > I've got you beat. 823.
>
> I've got YOU beat!! I don't CARE about my credit score because I don't HAVE TO!!
>
> ROFL!!! :-)
>
> Excuse me now, I have to go PAY OFF my Discover balance this month, again IN FULL!! I get the Cashback Bonus for FREE too!! Free money! :-)
>
> John Kuthe...

And I did!! $678.xx, NO DEBT INCURRED!!

**** DEBT!!! :-)

John Kuthe...
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Default MY CREDIT SCORE IS 800
On Mon, 13 Jun 2016 10:33:55 -0700 (PDT), "
> wrote:

>On Monday, June 13, 2016 at 9:42:23 AM UTC-5, Colonel Edmund J. Burke wrote:
>>
>> exemplary credit has its privileges.
>> Discuss...........
>>
>>
>I've got you beat. 823.

That and $5 will get you an empty cup at Starbucks.




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Default MY CREDIT SCORE IS 800
On 6/13/2016 9:24 PM, pltrgyst wrote:

> Mine is a bit lower than 800. When I look at the credit reports, I find
> I get docked for:
>
> 1) Having too much in outstanding balances -- though I haven't carried
> any balance on any card in over twenty years.
>
> 2) Having a largest credit limit on any card that is too small -- yet I
> have a card with a credit limit of $33,000.
>
> Sometimes, these companies don't know what they're doing. Big surprise.
>
> -- Larry
>
I had a credit score of 835 just before my SSN was stolen in a breach
and my 2014 taxes filed by some creep. Right around that time it dropped
by 100 points and I saw nothing in my credit reports to explain that,
meaning no accounts opened, no late payments, nothing other than a
fraudulent tax return filed which took nearly a year to clear up. Score
is rising again since then but it can drop like a stone for seemingly no
reason, and take forever to get back to where it were it was. So much
for taking the suggestion to notify the credit agencies about identity
theft. I guess they "are just trying to protect me".

--
ღ.¸¸.œ«*¨`*œ¶
Cheryl
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Default MY CREDIT SCORE IS 800
On Monday, June 13, 2016 at 12:38:57 PM UTC-5, John Kuthe wrote:
>
> Excuse me now, I have to go PAY OFF my Discover balance this month, again IN FULL!! I get the Cashback Bonus for FREE too!! Free money! :-)
>
> John Kuthe...
>
>
Mine are paid off in full each month, too, and I get
cash back as well.

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Default MY CREDIT SCORE IS 800
On Monday, June 13, 2016 at 9:45:49 PM UTC-5, wrote:
> On Monday, June 13, 2016 at 12:38:57 PM UTC-5, John Kuthe wrote:
> >
> > Excuse me now, I have to go PAY OFF my Discover balance this month, again IN FULL!! I get the Cashback Bonus for FREE too!! Free money! :-)
> >
> > John Kuthe...
> >
> >
> Mine are paid off in full each month, too, and I get
> cash back as well.

Pretty cool being a deadbeat, eh? :-)

John Kuthe...
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Default MY CREDIT SCORE IS 800
On 2016-06-13 8:42 AM, Colonel Edmund J. Burke wrote:
> Being a full bird Colonel with exemplary credit has its privileges.
> Discuss...........
>
>

You're a ****ing idiot with delusions of grandeur while posing as a
Vietnam vet.

--
The was a old guy named binky
Whose thumb began to smell stinky
He made his mom gasp, pulling it out of his ass
And stuck it in his mouth like a Twinkie.

Anonymous
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Default MY CREDIT SCORE IS 800
On 6/13/2016 10:16 PM, Cheryl wrote:

If I were working right now I'd have to recall for a correction. Right
now I don't much care that I wrote "take forever to get back to where it
were it was"

LOl I'm tired and should just go to bed.

> I had a credit score of 835 just before my SSN was stolen in a breach
> and my 2014 taxes filed by some creep. Right around that time it dropped
> by 100 points and I saw nothing in my credit reports to explain that,
> meaning no accounts opened, no late payments, nothing other than a
> fraudulent tax return filed which took nearly a year to clear up. Score
> is rising again since then but it can drop like a stone for seemingly no
> reason, and take forever to get back to where it were it was. So much
> for taking the suggestion to notify the credit agencies about identity
> theft. I guess they "are just trying to protect me".
>


--
ღ.¸¸.œ«*¨`*œ¶
Cheryl
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Default MY CREDIT SCORE IS 800
On 6/13/2016 9:05 PM, Idlehands wrote:
> On 2016-06-13 8:42 AM, Colonel Edmund J. Burke wrote:
>> Being a full bird Colonel with exemplary credit has its privileges.
>> Discuss...........
>>
>>
>
> You're a ****ing idiot with delusions of grandeur while posing as a
> Vietnam vet.
>
You momma gimme good head, little feller.
LOL

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Default MY CREDIT SCORE IS 800
On 6/13/2016 9:24 PM, pltrgyst wrote:

> Mine is a bit lower than 800. When I look at the credit reports, I find
> I get docked for:
>
> 1) Having too much in outstanding balances -- though I haven't carried
> any balance on any card in over twenty years.
>
> 2) Having a largest credit limit on any card that is too small -- yet I
> have a card with a credit limit of $33,000.
>
> Sometimes, these companies don't know what they're doing. Big surprise.

Not that I care, but one reason listed why my score wasn't higher
was that I didn't have a however many year credit history.

Oh, sorry I didn't have credit cards when I was 10.

The best reason to keep your score in the excellent range is
to get lower insurance premiums, or lower interest rates if
you do borrow money. Other than that, it's not that important
to your life.

These days you can get your actual FICO score from some
credit cards, it's not the same thing as a credit score,
and it's what lenders/etc really are checking.

nancy
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Default MY CREDIT SCORE IS 800
On 6/14/2016 5:10 AM, Colonel Edmund J. Burke wrote:
> On 6/13/2016 9:05 PM, Idlehands wrote:
>> On 2016-06-13 8:42 AM, Colonel Edmund J. Burke wrote:
>>> Being a full bird Colonel with exemplary credit has its privileges.
>>> Discuss...........
>>>
>>>
>>
>> You're a ****ing idiot with delusions of grandeur while posing as a
>> Vietnam vet.
>>
> You momma gimme good head, little feller.
> LOL
>

The dividing line falls at 799. Anything above is "exemplary" credit.
That's me and not U.
LOL


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Default MY CREDIT SCORE IS 800
On Tue, 14 Jun 2016 08:34:06 -0400, Nancy Young
> wrote:
>
> The best reason to keep your score in the excellent range is
> to get lower insurance premiums, or lower interest rates if
> you do borrow money. Other than that, it's not that important
> to your life.

That's also how you get those credit cards with 20+ months free
interest. We put our last cruise on one (not the first time we've
used that strategy) and will pay it off within the "free interest"
amount of time. We love the reverse (interest free) loan idea and use
it + the incentives they offer to our advantage.
>
> These days you can get your actual FICO score from some
> credit cards, it's not the same thing as a credit score,
> and it's what lenders/etc really are checking.
>
Is FICO is the one with scores over 800 and real credit scores top out
at 800?


--

sf
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Default MY CREDIT SCORE IS 800
On Tue, 14 Jun 2016 10:01:36 +0100, "Ophelia" >
wrote:

> I don't know what my rating is and I have never known! Does that make me a
> braggart too?

Do you live and die by your credit rating the way Americans do? We're
basically a credit card culture.

--

sf
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Default MY CREDIT SCORE IS 800
On 6/14/2016 1:06 PM, sf wrote:
> On Tue, 14 Jun 2016 08:34:06 -0400, Nancy Young
> > wrote:
>>
>> The best reason to keep your score in the excellent range is
>> to get lower insurance premiums, or lower interest rates if
>> you do borrow money. Other than that, it's not that important
>> to your life.
>
> That's also how you get those credit cards with 20+ months free
> interest. We put our last cruise on one (not the first time we've
> used that strategy) and will pay it off within the "free interest"
> amount of time. We love the reverse (interest free) loan idea and use
> it + the incentives they offer to our advantage.

Nothing wrong with using their money if they're offering.

>> These days you can get your actual FICO score from some
>> credit cards, it's not the same thing as a credit score,
>> and it's what lenders/etc really are checking.
>>
> Is FICO is the one with scores over 800 and real credit scores top out
> at 800?

FICO goes from 350 - 850, the other score is called FAKO and
the range all depends on who's coming up with it.

nancy
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Default MY CREDIT SCORE IS 800
On Tuesday, June 14, 2016 at 12:05:13 PM UTC-5, Colonel Edmund J. Burke wrote:
> On 6/14/2016 5:10 AM, Colonel Edmund J. Burke wrote:
> > On 6/13/2016 9:05 PM, Idlehands wrote:
> >> On 2016-06-13 8:42 AM, Colonel Edmund J. Burke wrote:
> >>> Being a full bird Colonel with exemplary credit has its privileges.
> >>> Discuss...........
> >>>
> >>>
> >>
> >> You're a ****ing idiot with delusions of grandeur while posing as a
> >> Vietnam vet.
> >>
> > You momma gimme good head, little feller.
> > LOL
> >
>
> The dividing line falls at 799. Anything above is "exemplary" credit.
> That's me and not U.
> LOL

And WHAT precisely does an "exemplary" credit rating get you? Besides specious bragging rights?

John Kuthe...
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Default MY CREDIT SCORE IS 800
On Tuesday, June 14, 2016 at 12:08:25 PM UTC-5, sf wrote:
> On Tue, 14 Jun 2016 10:01:36 +0100, "Ophelia" >
> wrote:
>
> > I don't know what my rating is and I have never known! Does that make me a
> > braggart too?
>
> Do you live and die by your credit rating the way Americans do? We're
> basically a credit card culture.
>
> --
>
> sf

Not ME anymore buddy!! I am FINISHED playing the stupid credit card game!! **** them all!! I'm a loud and proud DEADBEAT now!!

John Kuthe...
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Default MY CREDIT SCORE IS 800
On Tue, 14 Jun 2016 13:32:50 -0400, Nancy Young
> wrote:

> FICO goes from 350 - 850, the other score is called FAKO and
> the range all depends on who's coming up with it.

Thanks, haven't heard of FAKO, but from your description - it fits the
acronym (pronounced Fake-O).

--

sf
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