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Janet wrote in rec.food.cooking:
> In article >, says... > > Sadly to say, the US loves to involve attorneys, real estate agents > > (buyers and sellers agents) and all sorts of paperwork. That's > > before the actual deal. > > Exactly the same in the UK. It's the biggest investment most people > will ever make. > > > Your method sounds so much cleaner and easier. ![]() > > Nope, very similar. > > There is no sale until the money and property title change hands. > > Janet UK. -- |
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On 2017-07-15 12:10 PM, jmcquown wrote:
> On 7/15/2017 11:56 AM, wrote: >> Jill is incorrect and property deals are different over here, my >> cousin twice lost houses she was ready to move to in the Surrey area >> because in your system the deal is not legally binding until the day >> it takes place. >> > How is "the day it takes place" different from "closing"? The exchange > of money and handing over the deed to the property means it's accepted, > it's done. SOLD. The closing date is the date that the money and title change hands, the mortgage kicks in and all that financial stuff. There is also the statement of adjustment to deal with. They get electrical meter readings, water and gas meter, fill the oil tank, calculate the share of annual property tax and stuff like that. |
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![]() "Ed Pawlowski" > wrote in message ... > On 7/15/2017 2:50 AM, Julie Bove wrote: >> >> "John Kuthe" > wrote in message > >>>> > >>>> > I pay my subcontractors MORE than they quote most times and always >>>> > upfront if possible. >>>> > >>>> > John Kuthe... >>>> >>>> Well, that's just not smart! >>> >>> BULLSHIT!! I get the BEST work out of my subcontractors that way! I get >>> great work, they get great pay, what's not to love? That's the way >>> business SHOULD be contracted!! >> >> Oh HELL no. Never give them all the money up front. Do that here and >> you'll have no money and no work will get done. A reliable contractor >> wouldn't even take all of the money up front. > > A deposit, sure. Once material is delivered, add to it. Never final > payment until the job is done. > That's generally how it works here. 1/3 down. Then another 1/3 and the rest when it's done. <snip> |
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![]() "John Kuthe" > wrote in message ... > On Saturday, July 15, 2017 at 1:54:08 AM UTC-5, Julie Bove wrote: >> "John Kuthe" > wrote in message > ... >> > >> > But the things I've put large soms of money towards have NOT led to >> > disastrous consequence! >> > >> > John Kuthe... >> >> You mean not yet... > > It's only money, I have plenty right now and I'M HOLDING MOST IN SAFE > RESERVE, still invested in a lot of stocks, mutual funds, etc. > > John Kuthe... Prolly shouldn't be boasting online about money either. |
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![]() "John Kuthe" > wrote in message ... On Saturday, July 15, 2017 at 1:11:11 AM UTC-5, Bruce wrote: .... > But isn't it strange to collect rent for a property you don't own yet? That was those renters' decisions, seriously!! I am DOING good thing for them and they know it and like it! Like one of the two housemates that paid their July 2017 rent to me chose to go back to China for a month and I agreed with her to hold her room for her when she returns in exchange for her paying rent on the room only, no utilities because she's not here to use the utilities! A paradigm I learned to work with housemates back in the 1990's when I had a housemate in the ROTC and he'd have to go to ROTC stuff in the Summers, and we worked it out for him that way. John Kuthe... --- Then the renters are idiots. You don't own the place. |
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On Fri, 14 Jul 2017 22:22:25 -0400, Dave Smith
> wrote: >On 2017-07-14 7:32 PM, jmcquown wrote: >> On 7/14/2017 6:57 PM, Sqwertz wrote: > >>> >>> He can also evict John. Wait until John fixes up the place some more >>> and gets his Certificate of Occupancy. Landlord doesn't even need a >>> reason or the 30-day notice. Falsely collecting and depositing rent - >>> a criminal complaint rather than civil - is grounds for in immediate >>> eviction. >>> >>> -sw >>> >> He absolutely could. Certificate of Occupancy aside (we all know it's >> not up to code) unless John turns that rent money over to the still >> LEGAL owner by the due date, it's theft. He could also be charged with >> fraud. Either way, go directly to jail, do not pass GO. > > >I have to wonder about local codes for rooming houses. It could be a >rude surprise to discover that he might have to spend thousands more on >upgrades. That it may not meet code as a rooming house was the first thing I mentioned very early on... for all anyone knows the Chinaman has already been hit with a demolition warning which is why he's trying to find a sucker buyer who knows less than zero about real estate... looks like he found the perfect putz. This is going to be the drama of the century when Kootchie spends many thousands bringing a house up to code that he doesn't own, doesn't get his month to month tenancy renewed, and no sale. Kootchie can take comfort in knowing that he's not the first one to have that happen to them... just remember who told you so... I can already smell that coming, actually I can taste that coming. That will be fitting Chinese revenge for all the times Kootchie called him a "Cheap Chink". |
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On Sat, 15 Jul 2017 10:11:59 -0300, wrote:
>On Sat, 15 Jul 2017 23:06:18 +1000, Bruce > >wrote: > >>On Sat, 15 Jul 2017 09:35:59 -0300, wrote: >> >>>On Sat, 15 Jul 2017 21:51:23 +1000, Bruce > >>>wrote: >>> >>>>On Sat, 15 Jul 2017 08:44:58 -0300, wrote: >>>> >>>>>> >>>>>>The actual transfer of the deed to the house happens when all of >>>>>>the terms of the sales contract are satisfied. Then everybody sits >>>>>>down, exchanges the money, and the title deed is transferred >>>>>>from the seller to the buyer. This is commonly referred to as >>>>>>"closing". >>>>>> >>>>>>Cindy Hamilton >>>>>> >>>>>>== >>>>>> >>>>>>Thank you. It seems it is too easy to renege on that contract if one >>>>>>side wishes. >>>>> >>>>>That's totally incorrect, it happens much more frequently in the UK >>>> >>>>Source? >>> >>>Find it yourself. >> >>You made the statement. >> >>>What I know is it cannot happen here. When you >>>make an offer to purchase by a certain date, that is legally binding >>>and nobody else can get in and offer more because the seller cannot >>>have another agreement until the current one runs it's course. Either >>>the sale goes through on the appointed date, or not. If it does fail, >>>then the seller is free to entertain another offer. >> >>And where does the UK come into this? > >You are showing your lack of buying/selling property now. Hey, I was just asking questions. Which you didn't answer. |
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On Sat, 15 Jul 2017 12:21:27 -0400, jmcquown >
wrote: >On 7/15/2017 11:54 AM, wrote: >> How many houses have you bought? Once you have signed an offer to buy >> there are only very specific things which allow you to back out >> without penalty. > >Maybe in Canada. In the US, until the actual "closing", anyone can back >out. Without penalty, really? What's the meaning of the sale contract they signed then? |
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On Fri, 14 Jul 2017 23:03:55 -0700 (PDT), John Kuthe
> wrote: >On Friday, July 14, 2017 at 5:22:26 PM UTC-5, Jill McQuown wrote: >> On 7/13/2017 8:25 AM, Gary wrote: >> > Janet wrote: >> >> says... >> >>> And my housemates love me so much as their landlord they gave ME >> >> their July 2017 rent checks rather than our cheap Chinese landlord! (I >> >> just deposited those checks too, today!) >> >> >> >> Just wait till the Chinese OWNER of the property finds out HIS >> >> tenants didn't pay HIM their rent this month. >> > >> > I was thinking the same thing. John is not the owner yet and the chinese >> > owner gets the rent until then. >> > >> John is delusional if he thinks he's already their landlord. He's not; >> they aren't John's tenants. What part of [he] doesn't own the house is >> so hard for John to grasp? >> >> > This really does sound like a fail-fail situation. Maybe John should >> > stop right now, swallow his losses and go look for a better house to >> > buy. This entire deal with all the future repairs sounds so not right to >> > me. >> > >> > No sane person would ever fix up a house until after closing and they >> > own it. The chinese landlord is probably loving all this insane nonsense. >> > >> > John...he could even cancel the sale after you spend half your fortune >> > fixing up HIS house. Wake up. >> > >> He sure could. You can bet he's keeping an eye on everything that's >> going on in that house. In fact, as the legal landlord, he has every >> right to enter and look around the property. He could take one look at >> these improvements and decide he doesn't want to sell. Until closing, >> he can back out at any time. >> >> Jill > >Oh and he does whenever he wants. But he;s out of town right now. > >WE have to do these things to close the sale and then he and his partner get $108,000 cash. If the sellers back out after I've paid to have all this occupancy permit inspection stuff brought up to code I'm sure I'd have a very good case for a civil lawsuit against them. They signed the sale contract too after all! > >John Kuthe... You've no case, signing a sales contract that addresses nothing about your making alterations prior to closing just makes you a dumb putz, and in fact the Chinaman can sue you for altering his property. I'm fairly certain you've no idea who owns that property, could be some rice farming coolie you've never met and never will. The Chinese are very suave business people, you're in way over your pinhead. /\ / \ / \ / \ | ¤ ¤ | | ¿ | | «» | |______| <---John Kootchi Pointy-Headed Imbecile Award® |
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On 7/15/2017 4:00 PM, Bruce wrote:
> On Sat, 15 Jul 2017 12:21:27 -0400, jmcquown > > wrote: > >> On 7/15/2017 11:54 AM, wrote: > >>> How many houses have you bought? Once you have signed an offer to buy >>> there are only very specific things which allow you to back out >>> without penalty. >> >> Maybe in Canada. In the US, until the actual "closing", anyone can back >> out. > > Without penalty, really? What's the meaning of the sale contract they > signed then? > Reasons to back out without penalty are spelled out in the contract. If a buyer pulls out with no valid reason the usually lose the deposit. |
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On Sat, 15 Jul 2017 16:08:58 -0400, Ed Pawlowski > wrote:
>On 7/15/2017 4:00 PM, Bruce wrote: >> On Sat, 15 Jul 2017 12:21:27 -0400, jmcquown > >> wrote: >> >>> On 7/15/2017 11:54 AM, wrote: >> >>>> How many houses have you bought? Once you have signed an offer to buy >>>> there are only very specific things which allow you to back out >>>> without penalty. >>> >>> Maybe in Canada. In the US, until the actual "closing", anyone can back >>> out. >> >> Without penalty, really? What's the meaning of the sale contract they >> signed then? >> > >Reasons to back out without penalty are spelled out in the contract. If >a buyer pulls out with no valid reason the usually lose the deposit. Yes, that makes more sense. |
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On Saturday, July 15, 2017 at 10:54:55 AM UTC-4, Jill McQuown wrote:
> On 7/15/2017 10:44 AM, Ophelia wrote: > > "jmcquown" wrote in message news ![]() > > On 7/15/2017 5:45 AM, Ophelia wrote: > >> "Bruce" wrote in message > >> ... > >> > >> On Fri, 14 Jul 2017 23:03:55 -0700 (PDT), John Kuthe > >> > wrote: > >> > >>> On Friday, July 14, 2017 at 5:22:26 PM UTC-5, Jill McQuown wrote: > >>>> On 7/13/2017 8:25 AM, Gary wrote: > >>>> > Janet wrote: > >>>> >> says... > >>>> >>> And my housemates love me so much as their landlord they gave ME > >>>> >> their July 2017 rent checks rather than our cheap Chinese > >>>> landlord! (I > >>>> >> just deposited those checks too, today!) > >>>> >> > >>>> >> Just wait till the Chinese OWNER of the property finds out > >>>> HIS > >>>> >> tenants didn't pay HIM their rent this month. > >>>> > > >>>> > I was thinking the same thing. John is not the owner yet and the > >>>> > chinese > >>>> > owner gets the rent until then. > >>>> > > >>>> John is delusional if he thinks he's already their landlord. He's not; > >>>> they aren't John's tenants. What part of [he] doesn't own the house is > >>>> so hard for John to grasp? > >>>> > >>>> > This really does sound like a fail-fail situation. Maybe John should > >>>> > stop right now, swallow his losses and go look for a better house to > >>>> > buy. This entire deal with all the future repairs sounds so not right > >>>> > to > >>>> > me. > >>>> > > >>>> > No sane person would ever fix up a house until after closing and they > >>>> > own it. The chinese landlord is probably loving all this insane > >>>> > nonsense. > >>>> > > >>>> > John...he could even cancel the sale after you spend half your > >>>> fortune > >>>> > fixing up HIS house. Wake up. > >>>> > > >>>> He sure could. You can bet he's keeping an eye on everything that's > >>>> going on in that house. In fact, as the legal landlord, he has every > >>>> right to enter and look around the property. He could take one look at > >>>> these improvements and decide he doesn't want to sell. Until closing, > >>>> he can back out at any time. > >>>> > >>>> Jill > >>> > >>> Oh and he does whenever he wants. But he;s out of town right now. > >>> > >>> WE have to do these things to close the sale and then he and his partner > >>> get $108,000 cash. If the sellers back out after I've paid to have all > >>> this occupancy permit inspection stuff brought up to code I'm sure I'd > >>> have > >>> a very good case for a civil lawsuit against them. They signed the sale > >>> contract too after all! > >> > >> But isn't it strange to collect rent for a property you don't own yet? > >> > >> == > >> > >> If they have signed the sale contract, does that not indicated they have > >> sold it to him? Not sure how it works there. > >> > > Until actual money changes hands and the deed is handed over ("closing > > the deal"), it's nothing more than a handshake even though it's on > > paper. Either party can back out at any time up to that point. > > > > Jill > > > > == > > > > Thanks. When we have bought houses, we have never had to sign anything > > until the deal is completed. > > > > Once signed, it is a done deal. > > > Sadly to say, the US loves to involve attorneys, real estate agents > (buyers and sellers agents) and all sorts of paperwork. That's before > the actual deal. Your method sounds so much cleaner and easier. ![]() > > Jill It's entirely possible that there are laws in the UK that protect the buyer and seller where we rely on the sales contract. Then again, there are plenty of simple real estate sales that don't involve attorneys or real estate agents. We've only once had an attorney involved, and he's a buddy of ours who looked over the paperwork and took beer as his payment. Cindy Hamilton |
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On Saturday, July 15, 2017 at 12:21:41 PM UTC-4, Jill McQuown wrote:
> Wells? Gallons per minute? Most houses in the US don't have wells. About 15 million households in the U.S. depend on a private well for their water. That's not chump change. Cindy Hamilton |
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On Saturday, July 15, 2017 at 1:14:19 PM UTC-4, S Viemeister wrote:
> On 7/15/2017 4:46 PM, Cindy Hamilton wrote: > > > It looks like the notion of a contract prior to the sale of the house is > > not completely unknown in the U.K.: > > > There is no 'UK' law on house sales. Scots law and English law are quite > different. Fair enough. There's no "US" law on house sales, either. It's up to the states. Cindy Hamilton |
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"Cindy Hamilton" wrote in message
... On Saturday, July 15, 2017 at 10:54:55 AM UTC-4, Jill McQuown wrote: > On 7/15/2017 10:44 AM, Ophelia wrote: > > "jmcquown" wrote in message news ![]() > > On 7/15/2017 5:45 AM, Ophelia wrote: > >> "Bruce" wrote in message > >> ... > >> > >> On Fri, 14 Jul 2017 23:03:55 -0700 (PDT), John Kuthe > >> > wrote: > >> > >>> On Friday, July 14, 2017 at 5:22:26 PM UTC-5, Jill McQuown wrote: > >>>> On 7/13/2017 8:25 AM, Gary wrote: > >>>> > Janet wrote: > >>>> >> says... > >>>> >>> And my housemates love me so much as their landlord they gave ME > >>>> >> their July 2017 rent checks rather than our cheap Chinese > >>>> landlord! (I > >>>> >> just deposited those checks too, today!) > >>>> >> > >>>> >> Just wait till the Chinese OWNER of the property finds out > >>>> HIS > >>>> >> tenants didn't pay HIM their rent this month. > >>>> > > >>>> > I was thinking the same thing. John is not the owner yet and the > >>>> > chinese > >>>> > owner gets the rent until then. > >>>> > > >>>> John is delusional if he thinks he's already their landlord. He's > >>>> not; > >>>> they aren't John's tenants. What part of [he] doesn't own the house > >>>> is > >>>> so hard for John to grasp? > >>>> > >>>> > This really does sound like a fail-fail situation. Maybe John > >>>> > should > >>>> > stop right now, swallow his losses and go look for a better house > >>>> > to > >>>> > buy. This entire deal with all the future repairs sounds so not > >>>> > right > >>>> > to > >>>> > me. > >>>> > > >>>> > No sane person would ever fix up a house until after closing and > >>>> > they > >>>> > own it. The chinese landlord is probably loving all this insane > >>>> > nonsense. > >>>> > > >>>> > John...he could even cancel the sale after you spend half your > >>>> fortune > >>>> > fixing up HIS house. Wake up. > >>>> > > >>>> He sure could. You can bet he's keeping an eye on everything that's > >>>> going on in that house. In fact, as the legal landlord, he has every > >>>> right to enter and look around the property. He could take one look > >>>> at > >>>> these improvements and decide he doesn't want to sell. Until > >>>> closing, > >>>> he can back out at any time. > >>>> > >>>> Jill > >>> > >>> Oh and he does whenever he wants. But he;s out of town right now. > >>> > >>> WE have to do these things to close the sale and then he and his > >>> partner > >>> get $108,000 cash. If the sellers back out after I've paid to have > >>> all > >>> this occupancy permit inspection stuff brought up to code I'm sure I'd > >>> have > >>> a very good case for a civil lawsuit against them. They signed the > >>> sale > >>> contract too after all! > >> > >> But isn't it strange to collect rent for a property you don't own yet? > >> > >> == > >> > >> If they have signed the sale contract, does that not indicated they > >> have > >> sold it to him? Not sure how it works there. > >> > > Until actual money changes hands and the deed is handed over ("closing > > the deal"), it's nothing more than a handshake even though it's on > > paper. Either party can back out at any time up to that point. > > > > Jill > > > > == > > > > Thanks. When we have bought houses, we have never had to sign anything > > until the deal is completed. > > > > Once signed, it is a done deal. > > > Sadly to say, the US loves to involve attorneys, real estate agents > (buyers and sellers agents) and all sorts of paperwork. That's before > the actual deal. Your method sounds so much cleaner and easier. ![]() > > Jill It's entirely possible that there are laws in the UK that protect the buyer and seller where we rely on the sales contract. Then again, there are plenty of simple real estate sales that don't involve attorneys or real estate agents. We've only once had an attorney involved, and he's a buddy of ours who looked over the paperwork and took beer as his payment. Cindy Hamilton == We need an attorney to have it registered with the Land Registry, but we didn't need an estate agent with this house. -- http://www.helpforheroes.org.uk |
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On 7/15/2017 7:48 PM, Janet wrote:
> In article >, > says... >> Scottish house-buying is (or was, when we bought ours) much more >> straight-forward than English or US house-buying. > > But we still employ surveyors, lawyers and estate agents. > We just had a lawyer and a surveyor. In the US, we had an estate agent, a lawyer, a surveyor, and one or two others which I can't remember at the moment - it was a long time ago. (I think I remember a termite inspection.) |
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On 7/15/2017 4:08 PM, Ed Pawlowski wrote:
> On 7/15/2017 4:00 PM, Bruce wrote: >> On Sat, 15 Jul 2017 12:21:27 -0400, jmcquown > >> wrote: >> >>> On 7/15/2017 11:54 AM, wrote: >> >>>> How many houses have you bought? Once you have signed an offer to buy >>>> there are only very specific things which allow you to back out >>>> without penalty. >>> >>> Maybe in Canada. In the US, until the actual "closing", anyone can back >>> out. >> >> Without penalty, really? What's the meaning of the sale contract they >> signed then? >> > > Reasons to back out without penalty are spelled out in the contract. If > a buyer pulls out with no valid reason the usually lose the deposit. I haven't heard any mention of John paying a deposit. Just a lot of hot air about an agreed price and a not yet agreed upon (or delayed) closing date. Jill |
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On 7/15/2017 4:26 PM, Cindy Hamilton wrote:
> On Saturday, July 15, 2017 at 12:21:41 PM UTC-4, Jill McQuown wrote: > >> Wells? Gallons per minute? Most houses in the US don't have wells. > > About 15 million households in the U.S. depend on a private well > for their water. That's not chump change. > > Cindy Hamilton > I'll have to take your word for it. Never had a private well to supply water in any house I've ever lived in. That's stretching from CA to NJ to OH and on down to a few southern states. <shrug> Jill |
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"S Viemeister" wrote in message ...
On 7/15/2017 7:48 PM, Janet wrote: > In article >, > says... >> Scottish house-buying is (or was, when we bought ours) much more >> straight-forward than English or US house-buying. > > But we still employ surveyors, lawyers and estate agents. > We just had a lawyer and a surveyor. In the US, we had an estate agent, a lawyer, a surveyor, and one or two others which I can't remember at the moment - it was a long time ago. (I think I remember a termite inspection.) == Ahh yes, I had forgotten the surveyor. -- http://www.helpforheroes.org.uk |
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On Sat, 15 Jul 2017 16:48:08 -0400, jmcquown >
wrote: >On 7/15/2017 4:08 PM, Ed Pawlowski wrote: >> On 7/15/2017 4:00 PM, Bruce wrote: >>> On Sat, 15 Jul 2017 12:21:27 -0400, jmcquown > >>> wrote: >>> >>>> On 7/15/2017 11:54 AM, wrote: >>> >>>>> How many houses have you bought? Once you have signed an offer to buy >>>>> there are only very specific things which allow you to back out >>>>> without penalty. >>>> >>>> Maybe in Canada. In the US, until the actual "closing", anyone can back >>>> out. >>> >>> Without penalty, really? What's the meaning of the sale contract they >>> signed then? >>> >> >> Reasons to back out without penalty are spelled out in the contract. If >> a buyer pulls out with no valid reason the usually lose the deposit. > >I haven't heard any mention of John paying a deposit. Just a lot of hot >air about an agreed price and a not yet agreed upon (or delayed) closing >date. Regardless "In the US, until the actual "closing", anyone can back out" isn't true, not without a valid reason or penalty. |
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On Sat, 15 Jul 2017 16:52:36 -0400, jmcquown >
wrote: >On 7/15/2017 4:26 PM, Cindy Hamilton wrote: >> On Saturday, July 15, 2017 at 12:21:41 PM UTC-4, Jill McQuown wrote: >> >>> Wells? Gallons per minute? Most houses in the US don't have wells. >> >> About 15 million households in the U.S. depend on a private well >> for their water. That's not chump change. >> >> Cindy Hamilton >> >I'll have to take your word for it. Never had a private well to supply >water in any house I've ever lived in. That's stretching from CA to NJ >to OH and on down to a few southern states. <shrug> You're a total city type. I bet there are more wells in the countryside. |
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On 7/15/2017 2:46 PM, Janet wrote:
> In article >, says... >>> Sadly to say, the US loves to involve attorneys, real estate agents >>> (buyers and sellers agents) and all sorts of paperwork. That's before >>> the actual deal. Your method sounds so much cleaner and easier. ![]() >>> >>> Jill >>> >>> == >>> >>> I would bet yours is much more expensive too ![]() >>> >> Of course! Real estates and attorneys get commission for brokering the >> deal. > > Estate agents here charge the seller to market their property. The > buyer and seller both employ lawyers and pay fees for their services. > The buyer also pays a professional surveyor to examine the building > structure (mortgage lenders insist on this). In Scotland, the seller > also has to pay a surveyor to prepare an initial property report. > > > > Since neither of you know what the comparative charges are in the > other country it's pointless claiming which is more expensive. > > Janet UK > I don't actually care about how it's done in other countries. Was merely trying to explain how things work in the US. I know [real]estate agents - both buyer and seller - get approximately 6% of the selling price in the US. That's how they make a living. Brokering the sale between two parties. If an attorney is involved, which is usually the case because of deed/title searches, etc., they also take a cut. The fact of the matter is it can be quite expensive to buy (or sell) a house. There is such a thing as FSBO (For Sale By Owner) in which there might not be agents involved. But there are still codes which have to be met before someone can buy a dwelling to live in. That's when the county gets involved. And the lawyers. Getting back to the point, it's usually the seller who fixes things up before putting the house on the market. John is putting the cart before the horse. Jill |
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On 2017-07-15 11:47 AM, wrote:
> On Sat, 15 Jul 2017 18:35:49 +0100, Janet > wrote: > >> In article >, >> says... >>> Subject: to John Kuthe >>> From: >>> Newsgroups: rec.food.cooking >>> >>> On Sat, 15 Jul 2017 21:51:23 +1000, Bruce > >>> wrote: >>> >>>> On Sat, 15 Jul 2017 08:44:58 -0300, wrote: >>>> >>>>>> >>>>>> The actual transfer of the deed to the house happens when all of >>>>>> the terms of the sales contract are satisfied. Then everybody sits >>>>>> down, exchanges the money, and the title deed is transferred >>>>> >from the seller to the buyer. This is commonly referred to as >>>>>> "closing". >>>>>> >>>>>> Cindy Hamilton >>>>>> >>>>>> == >>>>>> >>>>>> Thank you. It seems it is too easy to renege on that contract if one >>>>>> side wishes. >>>>> >>>>> That's totally incorrect, it happens much more frequently in the UK >>>> >>>> Source? >>> >>> Find it yourself. What I know is it cannot happen here. When you >>> make an offer to purchase by a certain date, that is legally binding >>> and nobody else can get in and offer more because the seller cannot >>> have another agreement until the current one runs it's course. Either >>> the sale goes through on the appointed date, or not. If it does fail, >>> then the seller is free to entertain another offer. >>> >> You're confused. >> >> In England and Wales gazumping can happen (the seller accepts a higher >> price from someone else). However, gazumping aside, in England and Wales >> there is nothing in law to prevent the seller just withdrawing the >> property from sale. (or, the buyer changing his mind and walking away). >> >> Scotland has a separate legal system, different in many respects from >> E/W. In Scotland, the offer to buy/sell at £X is more binding, which >> eliminates gazumping. But the OFFER does not constitute a sale, and it's >> always hedged with multiple conditions. If either party fails to meet >> the listed conditions by the agreed date the deal is off. No sale. >> >> In England, Wales and Scotland, the sale does not complete until the >> buyer pays in full and the seller transfers the property title to the >> buyer. >> >> No UK buyer in their right mind would start work on the property before >> they owned it. Because any sale CAN fall through at the last minute. >> >> Janet UK > > We have two dates signed at the time of the accepted offer to > purchase. One is the date by which you have to take off the > conditions of purchase, mortgage financing ability etc. house > inspection, once they are done the purchaser, or seller, will be > paying a large amount if they renege. > > With my cousin in Surrey, she was let down twice at the last minute > because someone else came along and offered a higher price than her, > i.e. Gazumping her. With four small kids it was a big inconvenience. > I understand that there's also "Gazundering" in soft markets where the buyer will come along just before contracts are exchanged and beat the price down. |
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On 2017-07-15 12:46 PM, Janet wrote:
> In article >, says... >>> Sadly to say, the US loves to involve attorneys, real estate agents >>> (buyers and sellers agents) and all sorts of paperwork. That's before >>> the actual deal. Your method sounds so much cleaner and easier. ![]() >>> >>> Jill >>> >>> == >>> >>> I would bet yours is much more expensive too ![]() >>> >> Of course! Real estates and attorneys get commission for brokering the >> deal. > > Estate agents here charge the seller to market their property. The > buyer and seller both employ lawyers and pay fees for their services. > The buyer also pays a professional surveyor to examine the building > structure (mortgage lenders insist on this). In Scotland, the seller > also has to pay a surveyor to prepare an initial property report. > > > > Since neither of you know what the comparative charges are in the > other country it's pointless claiming which is more expensive. > > Janet UK > Realtors here charge 7% on the first $100k and 3.5% after that. Scum of the earth!!!!! |
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On Sat, 15 Jul 2017 17:56:26 -0400, jmcquown >
wrote: >On 7/15/2017 5:34 PM, wrote: >> On Sun, 16 Jul 2017 07:05:19 +1000, Bruce > >> wrote: >> >>> On Sat, 15 Jul 2017 16:52:36 -0400, jmcquown > >>> wrote: >>> >>>> On 7/15/2017 4:26 PM, Cindy Hamilton wrote: >>>>> On Saturday, July 15, 2017 at 12:21:41 PM UTC-4, Jill McQuown wrote: >>>>> >>>>>> Wells? Gallons per minute? Most houses in the US don't have wells. >>>>> >>>>> About 15 million households in the U.S. depend on a private well >>>>> for their water. That's not chump change. >>>>> >>>>> Cindy Hamilton >>>>> >>>> I'll have to take your word for it. Never had a private well to supply >>>> water in any house I've ever lived in. That's stretching from CA to NJ >>>> to OH and on down to a few southern states. <shrug> >>> >>> You're a total city type. I bet there are more wells in the >>> countryside. >> >Bruce, please tell me exactly what you know about the areas where I've >lived all my life. I'd love to hear it. Regardless of where you've lived, you strike me as a city type. I don't mean that in a negative way. I was a city type for 45 years. I still can't milk a cow or wrangle a snake with my bare hands. Not a venomous one, anyway. |
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On Sat, 15 Jul 2017 16:10:51 +1000, Bruce >
wrote: >On Fri, 14 Jul 2017 23:03:55 -0700 (PDT), John Kuthe > wrote: > >>On Friday, July 14, 2017 at 5:22:26 PM UTC-5, Jill McQuown wrote: >>> On 7/13/2017 8:25 AM, Gary wrote: >>> > Janet wrote: >>> >> says... >>> >>> And my housemates love me so much as their landlord they gave ME >>> >> their July 2017 rent checks rather than our cheap Chinese landlord! (I >>> >> just deposited those checks too, today!) >>> >> >>> >> Just wait till the Chinese OWNER of the property finds out HIS >>> >> tenants didn't pay HIM their rent this month. >>> > >>> > I was thinking the same thing. John is not the owner yet and the chinese >>> > owner gets the rent until then. >>> > >>> John is delusional if he thinks he's already their landlord. He's not; >>> they aren't John's tenants. What part of [he] doesn't own the house is >>> so hard for John to grasp? >>> >>> > This really does sound like a fail-fail situation. Maybe John should >>> > stop right now, swallow his losses and go look for a better house to >>> > buy. This entire deal with all the future repairs sounds so not right to >>> > me. >>> > >>> > No sane person would ever fix up a house until after closing and they >>> > own it. The chinese landlord is probably loving all this insane nonsense. >>> > >>> > John...he could even cancel the sale after you spend half your fortune >>> > fixing up HIS house. Wake up. >>> > >>> He sure could. You can bet he's keeping an eye on everything that's >>> going on in that house. In fact, as the legal landlord, he has every >>> right to enter and look around the property. He could take one look at >>> these improvements and decide he doesn't want to sell. Until closing, >>> he can back out at any time. >>> >>> Jill >> >>Oh and he does whenever he wants. But he's out of town right now. >>WE have to do these things to close the sale There's no WE, it's just YOU... performing a criminal act while the owner is out of town. >>and then he and his partner get $108,000 cash. >> the sellers back out after I've paid to have all this occupancy permit inspection stuff brought >> to code I'm sure I'd have a very good case for a civil lawsuit against them. They signed the >>le contract too after all! > >But isn't it strange to collect rent for a property you don't own yet? Not strange, try Highly Illegal... John can end up in prison for Conversion. http://legal-dictionary.thefreedicti...com/conversion Depending on amount, Grand Larceny. http://legal-dictionary.thefreedicti.../grand+larceny And pleading to the court you are bi-polar is no defence.... taking rent that doesn't belong to you makes you a thief, and the tenants giving their rent to you makes them guilty of abeting a thief, same as driving the get away car for a bank robber. The tenants are legally responsible to pay their rent to the property owner... if then the property owner wants to give John that rent money he can, as a gift or in a separate contract from the real estate sales contract. Law governing real estate sales contracts are very specific, they must be in writing and they cannot embody any side business such as contracting for their tenants, that would make John and the Chinaman slave traders. When I bought my present property there wre tenants in the rental cottage, however they could not be legally mentioned in our sales contract. I had to negotiate a separate agreement with the tenants after purchase but all they'd agree to was a month to month tenacy agreement, which is all I'd agree to... after three months they moved, and good riddance. And now there's no more rental cottage, it was replaced by two lovely mulberry trees. Harvested the first crop from our veggie garden today, three zukes.. trimmed away a few critter bites and cooked them in butter with seasoning, couldn't be fresher... soon a lot more. |
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jmcquown wrote in rec.food.cooking:
> On 7/15/2017 4:26 PM, Cindy Hamilton wrote: > > On Saturday, July 15, 2017 at 12:21:41 PM UTC-4, Jill McQuown wrote: > > > > > Wells? Gallons per minute? Most houses in the US don't have > > > wells. > > > > About 15 million households in the U.S. depend on a private well > > for their water. That's not chump change. > > > > Cindy Hamilton > > > I'll have to take your word for it. Never had a private well to > supply water in any house I've ever lived in. That's stretching from > CA to NJ to OH and on down to a few southern states. <shrug> > > Jill Jill, it's a rural thing, outside city zones. -- |
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On 7/15/2017 6:33 PM, cshenk wrote:
> jmcquown wrote in rec.food.cooking: > >> On 7/15/2017 4:26 PM, Cindy Hamilton wrote: >>> On Saturday, July 15, 2017 at 12:21:41 PM UTC-4, Jill McQuown wrote: >>> >>>> Wells? Gallons per minute? Most houses in the US don't have >>>> wells. >>> >>> About 15 million households in the U.S. depend on a private well >>> for their water. That's not chump change. >>> >>> Cindy Hamilton >>> >> I'll have to take your word for it. Never had a private well to >> supply water in any house I've ever lived in. That's stretching from >> CA to NJ to OH and on down to a few southern states. <shrug> >> >> Jill > > Jill, it's a rural thing, outside city zones. > Yes, I understand that. I've always made a point of living outside the "city" limits so I don't have to pay both city and county taxes. I do know a bit about moving around. ![]() well for water. Anywhere. Jill |
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On Sat, 15 Jul 2017 20:19:32 -0300, wrote:
>On Sun, 16 Jul 2017 08:04:20 +1000, Bruce > >wrote: > >>On Sat, 15 Jul 2017 17:56:26 -0400, jmcquown > >>wrote: >> >>>On 7/15/2017 5:34 PM, wrote: >>>> On Sun, 16 Jul 2017 07:05:19 +1000, Bruce > >>>> wrote: >>>> >>>>> On Sat, 15 Jul 2017 16:52:36 -0400, jmcquown > >>>>> wrote: >>>>> >>>>>> On 7/15/2017 4:26 PM, Cindy Hamilton wrote: >>>>>>> On Saturday, July 15, 2017 at 12:21:41 PM UTC-4, Jill McQuown wrote: >>>>>>> >>>>>>>> Wells? Gallons per minute? Most houses in the US don't have wells. >>>>>>> >>>>>>> About 15 million households in the U.S. depend on a private well >>>>>>> for their water. That's not chump change. >>>>>>> >>>>>>> Cindy Hamilton >>>>>>> >>>>>> I'll have to take your word for it. Never had a private well to supply >>>>>> water in any house I've ever lived in. That's stretching from CA to NJ >>>>>> to OH and on down to a few southern states. <shrug> >>>>> >>>>> You're a total city type. I bet there are more wells in the >>>>> countryside. >>>> >>>Bruce, please tell me exactly what you know about the areas where I've >>>lived all my life. I'd love to hear it. >> >>Regardless of where you've lived, you strike me as a city type. I >>don't mean that in a negative way. I was a city type for 45 years. I >>still can't milk a cow or wrangle a snake with my bare hands. Not a >>venomous one, anyway. > >I can do either and yes, I can milk a cow or goat. Years ago I >impressed one of my sons friends when they came into the house with >grass snakes, dropped one and I grabbed it and chucked it out the back >door. He remarked he never knew 'ladies would pick up a snake' lol >To this day if I see him he says Snake Lady. Lol. I'm getting better with the pythons. They're easy to identify and not venomous, although they can bite. Anything else I won't touch, because some common types are potentially lethal. |
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On 7/15/2017 7:16 PM, wrote:
> On Sat, 15 Jul 2017 17:56:26 -0400, jmcquown > > wrote: > >> On 7/15/2017 5:34 PM, wrote: >>> On Sun, 16 Jul 2017 07:05:19 +1000, Bruce > >>> wrote: >>> >>>> On Sat, 15 Jul 2017 16:52:36 -0400, jmcquown > >>>> wrote: >>>> >>>>> On 7/15/2017 4:26 PM, Cindy Hamilton wrote: >>>>>> On Saturday, July 15, 2017 at 12:21:41 PM UTC-4, Jill McQuown wrote: >>>>>> >>>>>>> Wells? Gallons per minute? Most houses in the US don't have wells. >>>>>> >>>>>> About 15 million households in the U.S. depend on a private well >>>>>> for their water. That's not chump change. >>>>>> >>>>>> Cindy Hamilton >>>>>> >>>>> I'll have to take your word for it. Never had a private well to supply >>>>> water in any house I've ever lived in. That's stretching from CA to NJ >>>>> to OH and on down to a few southern states. <shrug> >>>> >>>> You're a total city type. I bet there are more wells in the >>>> countryside. >>> >> Bruce, please tell me exactly what you know about the areas where I've >> lived all my life. I'd love to hear it. >> >>> Of course there are - on a continent with vast distances you're never >>> going to find water in pipes across the whole of it!! >> >> Don't be silly. I never said there were water pipes all across the >> country. Just that I've never lived in a house that had a well. Sheesh. >> >> Jill >> >>> Our house in Shad Bay, only 20 minutes from Halifax was on a well. Ours was great, >>> a drilled well, 375 ft deep but full of iron so we had a water >>> conditioner through which the water passed first, used to have to >>> remember to add a bag of salt to it every so often. >>> > "Most houses in the US don't have wells." > > I suspect that is far from correct in the USA, as it would be in > Canada. Ten minutes from the city and it's a well and septic tank > more often than not. > Believe what you want. I'm going by personal experience. I've never had a well for water or a septic tank. Jill |
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On 7/15/2017 7:19 PM, wrote:
> On Sun, 16 Jul 2017 08:04:20 +1000, Bruce > > wrote: > >> On Sat, 15 Jul 2017 17:56:26 -0400, jmcquown > >> wrote: >> >>> On 7/15/2017 5:34 PM, wrote: >>>> On Sun, 16 Jul 2017 07:05:19 +1000, Bruce > >>>> wrote: >>>> >>>>> On Sat, 15 Jul 2017 16:52:36 -0400, jmcquown > >>>>> wrote: >>>>> >>>>>> On 7/15/2017 4:26 PM, Cindy Hamilton wrote: >>>>>>> On Saturday, July 15, 2017 at 12:21:41 PM UTC-4, Jill McQuown wrote: >>>>>>> >>>>>>>> Wells? Gallons per minute? Most houses in the US don't have wells. >>>>>>> >>>>>>> About 15 million households in the U.S. depend on a private well >>>>>>> for their water. That's not chump change. >>>>>>> >>>>>>> Cindy Hamilton >>>>>>> >>>>>> I'll have to take your word for it. Never had a private well to supply >>>>>> water in any house I've ever lived in. That's stretching from CA to NJ >>>>>> to OH and on down to a few southern states. <shrug> >>>>> >>>>> You're a total city type. I bet there are more wells in the >>>>> countryside. >>>> >>> Bruce, please tell me exactly what you know about the areas where I've >>> lived all my life. I'd love to hear it. >> >> Regardless of where you've lived, you strike me as a city type. I >> don't mean that in a negative way. I was a city type for 45 years. I >> still can't milk a cow or wrangle a snake with my bare hands. Not a >> venomous one, anyway. > > I can do either and yes, I can milk a cow or goat. Years ago I > impressed one of my sons friends when they came into the house with > grass snakes, dropped one and I grabbed it and chucked it out the back > door. He remarked he never knew 'ladies would pick up a snake' lol > To this day if I see him he says Snake Lady. > Enjoy your kiss fest. Where I've lived has nothing to do with John Kuthe wasting money on a house he doesn't own. Jill |
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On Sat, 15 Jul 2017 19:33:33 -0400, jmcquown >
wrote: >On 7/15/2017 7:16 PM, wrote: >> On Sat, 15 Jul 2017 17:56:26 -0400, jmcquown > >> wrote: >> >>> On 7/15/2017 5:34 PM, wrote: >>>> On Sun, 16 Jul 2017 07:05:19 +1000, Bruce > >>>> wrote: >>>> >>>>> You're a total city type. I bet there are more wells in the >>>>> countryside. >>>> >>> Bruce, please tell me exactly what you know about the areas where I've >>> lived all my life. I'd love to hear it. >>> >>>> Of course there are - on a continent with vast distances you're never >>>> going to find water in pipes across the whole of it!! >>> >>> Don't be silly. I never said there were water pipes all across the >>> country. Just that I've never lived in a house that had a well. Sheesh. >>> >>> Jill >>> >>>> Our house in Shad Bay, only 20 minutes from Halifax was on a well. Ours was great, >>>> a drilled well, 375 ft deep but full of iron so we had a water >>>> conditioner through which the water passed first, used to have to >>>> remember to add a bag of salt to it every so often. >>>> >> "Most houses in the US don't have wells." >> >> I suspect that is far from correct in the USA, as it would be in >> Canada. Ten minutes from the city and it's a well and septic tank >> more often than not. >> >Believe what you want. I'm going by personal experience. I've never >had a well for water or a septic tank. I've never had a coconut fall on my head, but I believe that it happens. |
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On Sat, 15 Jul 2017 20:31:09 -0300, wrote:
>On Sun, 16 Jul 2017 09:24:50 +1000, Bruce > >wrote: > >>On Sat, 15 Jul 2017 20:19:32 -0300, wrote: >> >>>On Sun, 16 Jul 2017 08:04:20 +1000, Bruce > >>>wrote: >>> >>>>On Sat, 15 Jul 2017 17:56:26 -0400, jmcquown > >>>>wrote: >>>> >>>>>On 7/15/2017 5:34 PM, wrote: >>>>>> On Sun, 16 Jul 2017 07:05:19 +1000, Bruce > >>>>>> wrote: >>>>>> >>>>>>> On Sat, 15 Jul 2017 16:52:36 -0400, jmcquown > >>>>>>> wrote: >>>>>>> >>>>>>>> On 7/15/2017 4:26 PM, Cindy Hamilton wrote: >>>>>>>>> On Saturday, July 15, 2017 at 12:21:41 PM UTC-4, Jill McQuown wrote: >>>>>>>>> >>>>>>>>>> Wells? Gallons per minute? Most houses in the US don't have wells. >>>>>>>>> >>>>>>>>> About 15 million households in the U.S. depend on a private well >>>>>>>>> for their water. That's not chump change. >>>>>>>>> >>>>>>>>> Cindy Hamilton >>>>>>>>> >>>>>>>> I'll have to take your word for it. Never had a private well to supply >>>>>>>> water in any house I've ever lived in. That's stretching from CA to NJ >>>>>>>> to OH and on down to a few southern states. <shrug> >>>>>>> >>>>>>> You're a total city type. I bet there are more wells in the >>>>>>> countryside. >>>>>> >>>>>Bruce, please tell me exactly what you know about the areas where I've >>>>>lived all my life. I'd love to hear it. >>>> >>>>Regardless of where you've lived, you strike me as a city type. I >>>>don't mean that in a negative way. I was a city type for 45 years. I >>>>still can't milk a cow or wrangle a snake with my bare hands. Not a >>>>venomous one, anyway. >>> >>>I can do either and yes, I can milk a cow or goat. Years ago I >>>impressed one of my sons friends when they came into the house with >>>grass snakes, dropped one and I grabbed it and chucked it out the back >>>door. He remarked he never knew 'ladies would pick up a snake' lol >>>To this day if I see him he says Snake Lady. >> >>Lol. I'm getting better with the pythons. They're easy to identify and >>not venomous, although they can bite. Anything else I won't touch, >>because some common types are potentially lethal. > >The trick with any of them is to grab immediately behind the head. Half a year ago, I saw a young python stuck in the chicken wire of the chicken coop. I used pliers and started carefully pulling its tail end to get it out, but it insisted on going forward, into the coop. I had to let go or I would have hurt it. It tried to bite me. Me, who saved its life! |
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On Sat, 15 Jul 2017 19:36:32 -0400, jmcquown >
wrote: >On 7/15/2017 7:19 PM, wrote: >> On Sun, 16 Jul 2017 08:04:20 +1000, Bruce > >> wrote: >> >>> On Sat, 15 Jul 2017 17:56:26 -0400, jmcquown > >>> wrote: >>> >>>> On 7/15/2017 5:34 PM, wrote: >>>>> On Sun, 16 Jul 2017 07:05:19 +1000, Bruce > >>>>> wrote: >>>>> >>>>>> On Sat, 15 Jul 2017 16:52:36 -0400, jmcquown > >>>>>> wrote: >>>>>> >>>>>>> On 7/15/2017 4:26 PM, Cindy Hamilton wrote: >>>>>>>> On Saturday, July 15, 2017 at 12:21:41 PM UTC-4, Jill McQuown wrote: >>>>>>>> >>>>>>>>> Wells? Gallons per minute? Most houses in the US don't have wells. >>>>>>>> >>>>>>>> About 15 million households in the U.S. depend on a private well >>>>>>>> for their water. That's not chump change. >>>>>>>> >>>>>>>> Cindy Hamilton >>>>>>>> >>>>>>> I'll have to take your word for it. Never had a private well to supply >>>>>>> water in any house I've ever lived in. That's stretching from CA to NJ >>>>>>> to OH and on down to a few southern states. <shrug> >>>>>> >>>>>> You're a total city type. I bet there are more wells in the >>>>>> countryside. >>>>> >>>> Bruce, please tell me exactly what you know about the areas where I've >>>> lived all my life. I'd love to hear it. >>> >>> Regardless of where you've lived, you strike me as a city type. I >>> don't mean that in a negative way. I was a city type for 45 years. I >>> still can't milk a cow or wrangle a snake with my bare hands. Not a >>> venomous one, anyway. >> >> I can do either and yes, I can milk a cow or goat. Years ago I >> impressed one of my sons friends when they came into the house with >> grass snakes, dropped one and I grabbed it and chucked it out the back >> door. He remarked he never knew 'ladies would pick up a snake' lol >> To this day if I see him he says Snake Lady. >> >Enjoy your kiss fest. Where I've lived has nothing to do with John >Kuthe wasting money on a house he doesn't own. You're changing the topic, silly Billy. |
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