I got an appointnet for a haircut tomorrow. I'm suprised as it's a
big holiday time, but I was fit in at 11 AM. My haircut takes no more
than 15 minutes. I get a GI Boot Camp haircut, super short with sheep
shears. Grows back fast, too fast.

Sheldon Martin wrote:
> I got an appointnet for a haircut tomorrow.

Haircuts and garlic potatoes. Woohoo!!!

On Wed, 23 Dec 2020 20:22:36 -0500, Sheldon Martin wrote:

> I got an appointnet for a haircut tomorrow. I'm suprised as it's a
> big holiday time, but I was fit in at 11 AM. My haircut takes no more
> than 15 minutes. I get a GI Boot Camp haircut, super short with sheep
> shears. Grows back fast, too fast.

If you always get a militaru haircut, buy a set of electric clippers,attach
the #4 guard and do it yourself. Two haircuts will pay for the set!

On Wednesday, December 23, 2020 at 7:22:43 PM UTC-6, Sheldon wrote:
> I got an appointnet for a haircut tomorrow. I'm suprised as it's a
> big holiday time, but I was fit in at 11 AM. My haircut takes no more
> than 15 minutes. I get a GI Boot Camp haircut, super short with sheep
> shears. Grows back fast, too fast.

Sheep get sheared. I cut my own hair. If you can't manage that, get
your wife to cut it. A short haircut isn't difficult.

--Bryan

On 2020 Dec 23, , Graham wrote
(in >):

> On Wed, 23 Dec 2020 20:22:36 -0500, Sheldon Martin wrote:
>
> > I got an appointnet for a haircut tomorrow. I'm suprised as it's a
> > big holiday time, but I was fit in at 11 AM. My haircut takes no more
> > than 15 minutes. I get a GI Boot Camp haircut, super short with sheep
> > shears. Grows back fast, too fast.
>
> If you always get a militaru haircut, buy a set of electric clippers,attach
> the #4 guard and do it yourself. Two haircuts will pay for the set!

Yep.

On Wednesday, December 23, 2020 at 7:42:39 PM UTC-6, Graham wrote:
>
> On Wed, 23 Dec 2020 20:22:36 -0500, Sheldon Martin wrote:
>
> > I got an appointnet for a haircut tomorrow. I'm suprised as it's a
> > big holiday time, but I was fit in at 11 AM. My haircut takes no more
> > than 15 minutes. I get a GI Boot Camp haircut, super short with sheep
> > shears. Grows back fast, too fast.
> >
> If you always get a militaru haircut, buy a set of electric clippers,attach
> the #4 guard and do it yourself. Two haircuts will pay for the set!
>
Good suggestion.

On 2020-12-23 8:42 p.m., Graham wrote:
> On Wed, 23 Dec 2020 20:22:36 -0500, Sheldon Martin wrote:
>
>> I got an appointnet for a haircut tomorrow. I'm suprised as it's a
>> big holiday time, but I was fit in at 11 AM. My haircut takes no more
>> than 15 minutes. I get a GI Boot Camp haircut, super short with sheep
>> shears. Grows back fast, too fast.
>
> If you always get a militaru haircut, buy a set of electric clippers,attach
> the #4 guard and do it yourself. Two haircuts will pay for the set!
>

My wife used to complain about my haircuts until I started doing it
myself. I give myself a haircut every2-3 weeks and it takes about 5
minutes. I have paid for two haircuts in the last 25-30 years. The last
one was for my mother's memorial service 13 years ago.

On 12/23/2020 8:22 PM, Sheldon Martin wrote:
> I get a GI Boot Camp haircut, super short with sheep
> shears.
>
Hard to tell with that hat you always wear.

https://postimg.cc/fk2v3KN7

On Wednesday, December 23, 2020 at 8:22:43 PM UTC-5, Sheldon wrote:
> I got an appointnet for a haircut tomorrow. I'm suprised as it's a
> big holiday time, but I was fit in at 11 AM. My haircut takes no more
> than 15 minutes. I get a GI Boot Camp haircut, super short with sheep
> shears. Grows back fast, too fast.

My husband and I are still cutting my hair in the "attacked by a weedwacker"
style. I've always hated having my hair cut and the pandemic provides
a perfect excuse to avoid it.

Cindy Hamilton

On Wed, 23 Dec 2020 18:42:33 -0700, Graham > wrote:

>On Wed, 23 Dec 2020 20:22:36 -0500, Sheldon Martin wrote:
>
>> I got an appointnet for a haircut tomorrow. I'm suprised as it's a
>> big holiday time, but I was fit in at 11 AM. My haircut takes no more
>> than 15 minutes. I get a GI Boot Camp haircut, super short with sheep
>> shears. Grows back fast, too fast.
>
>If you always get a militaru haircut, buy a set of electric clippers,attach
>the #4 guard and do it yourself. Two haircuts will pay for the set!

I have clippers and have tried but it doesn't turn out very well, I
can't get it tapered correctly. My haircut costs $14, three times a
year, costs $20 with the tip. And I have no mess to clean up with
hair all over.

On Wednesday, December 23, 2020 at 7:44:34 PM UTC-6, wrote:
....
> Sheep get sheared. I cut my own hair. If you can't manage that, get
> your wife to cut it. A short haircut isn't difficult.
>
> --Bryan

Yeah, you do your own Dentist work too! Yuck! Some things are best left to the professionals. We have licenses for a REASON!


John Kuthe, RN, BSN...

On Thursday, December 24, 2020 at 8:58:15 AM UTC-5, wrote:
> On Wednesday, December 23, 2020 at 7:44:34 PM UTC-6, wrote:
> ...
> > Sheep get sheared. I cut my own hair. If you can't manage that, get
> > your wife to cut it. A short haircut isn't difficult.
> >
> > --Bryan
> Yeah, you do your own Dentist work too! Yuck! Some things are best left to the professionals. We have licenses for a REASON!

A bad haircut isn't harmful, doofus.

Feeling a little sensitive about your employment situation?

Cindy Hamilton

On Wednesday, December 23, 2020 at 7:22:43 PM UTC-6, Sheldon wrote:
> I got an appointnet for a haircut tomorrow. I'm suprised as it's a
> big holiday time, but I was fit in at 11 AM. My haircut takes no more
> than 15 minutes. I get a GI Boot Camp haircut, super short with sheep
> shears. Grows back fast, too fast.

You got A HAIR cut? I normally get HAIRS cut! :-)

John Kuthe...

On 2020-12-24 8:58 a.m., John Kuthe wrote:
> On Wednesday, December 23, 2020 at 7:44:34 PM UTC-6,
> wrote: ...
>> Sheep get sheared. I cut my own hair. If you can't manage that,
>> get your wife to cut it. A short haircut isn't difficult.
>>
>> --Bryan
>
> Yeah, you do your own Dentist work too! Yuck! Some things are best
> left to the professionals. We have licenses for a REASON!
>

What exactly do professional qualifications. We know someone who is a
qualified nurse but who cannot keep a job for more than a day or two.

On 12/24/2020 7:13 AM, Cindy Hamilton wrote:
> On Wednesday, December 23, 2020 at 8:22:43 PM UTC-5, Sheldon wrote:
>> I got an appointnet for a haircut tomorrow. I'm suprised as it's a
>> big holiday time, but I was fit in at 11 AM. My haircut takes no more
>> than 15 minutes. I get a GI Boot Camp haircut, super short with sheep
>> shears. Grows back fast, too fast.
>
> My husband and I are still cutting my hair in the "attacked by a weedwacker"
> style. I've always hated having my hair cut and the pandemic provides
> a perfect excuse to avoid it.

I have a "Pandemic haircut." Longest hair I've had in 40 years or so.

On 12/24/2020 4:48 AM, cshenk wrote:
> On 12/23/2020 8:22 PM, Sheldon Martin wrote:
>> I get a GI Boot Camp haircut, super short with sheep
>> shears.
> Hard to tell with that hat you always wear.
>
> https://postimg.cc/fk2v3KN7

LOL Too funny! I should have known that the fake Carol was posting
that.

Gary wrote:

> On 12/24/2020 4:48 AM, cshenk wrote:
> > On 12/23/2020 8:22 PM, Sheldon Martin wrote:
> > > I get a GI Boot Camp haircut, super short with sheep
> > > shears.
> > Hard to tell with that hat you always wear.
> >
> > https://postimg.cc/fk2v3KN7
>
> LOL Too funny! I should have known that the fake Carol was posting
> that.

LOL, bozo binned here.

On Thursday, December 24, 2020 at 10:41:40 AM UTC-6, Dave Smith wrote:
> On 2020-12-24 8:58 a.m., John Kuthe wrote:
> > On Wednesday, December 23, 2020 at 7:44:34 PM UTC-6,
> > wrote: ...
> >> Sheep get sheared. I cut my own hair. If you can't manage that,
> >> get your wife to cut it. A short haircut isn't difficult.
> >>
> >> --Bryan
> >
> > Yeah, you do your own Dentist work too! Yuck! Some things are best
> > left to the professionals. We have licenses for a REASON!
>
If paying for a woman to cut my hair was the only way I could get a
woman to touch me, I'd do that.
> >
> What exactly do professional qualifications. We know someone who is a
> qualified nurse but who cannot keep a job for more than a day or two.

I ask you, and everyone else here to respect that John has come to
understand the reason why he can no longer be hired in health care.
Whatever anyone here feels about him, most do wish him well, even me.
If John needs a job, he has skills. He can crank out donuts, and he can
make candy. His chocolate covered cherries, when made with quality
chocolate, are spectacular, and his chocolate covered toffee is like a
gourmet version of a Heath bar. People like good candy.

--Bryan

On Thursday, December 24, 2020 at 7:24:43 PM UTC-6, wrote:
....
> >
> If paying for a woman to cut my hair was the only way I could get a
> woman to touch me, I'd do that.
....> --Bryan

I seem you used to too! You got a LOT of haircuts because you liked they way she played with your head.

John Kuthe...

Bryan Simmons wrote:
> On Thursday, December 24, 2020 at 10:41:40 AM UTC-6, Dave Smith wrote:
>> On 2020-12-24 8:58 a.m., John Kuthe wrote:
>>> On Wednesday, December 23, 2020 at 7:44:34 PM UTC-6,
>>> wrote: ...
>>>> Sheep get sheared. I cut my own hair. If you can't manage that,
>>>> get your wife to cut it. A short haircut isn't difficult.
>>>>
>>>> --Bryan
>>>
>>> Yeah, you do your own Dentist work too! Yuck! Some things are best
>>> left to the professionals. We have licenses for a REASON!
>>
> If paying for a woman to cut my hair was the only way I could get a
> woman to touch me, I'd do that.
>>>
>> What exactly do professional qualifications. We know someone who is a
>> qualified nurse but who cannot keep a job for more than a day or two.
>
> I ask you, and everyone else here to respect that John has come to
> understand the reason why he can no longer be hired in health care.
> Whatever anyone here feels about him, most do wish him well, even me.
> If John needs a job, he has skills. He can crank out donuts, and he can
> make candy. His chocolate covered cherries, when made with quality
> chocolate, are spectacular, and his chocolate covered toffee is like a
> gourmet version of a Heath bar. People like good candy.
>
> --Bryan
>

So, why is kuthchocolates.com such a complete failure?

You sure can't go there and buy and pay for any candy.

On Thursday, December 24, 2020 at 10:28:58 PM UTC-6, Hank Rogers wrote:
....
> >
> So, why is kuthchocolates.com such a complete failure?
>
> You sure can't go there and buy and pay for any candy.

1. Because YOU spelled it incorrectly.
2. Because I started but never finished the website.


John Kuthe...

John Kuthe wrote:
> On Thursday, December 24, 2020 at 10:28:58 PM UTC-6, Hank Rogers wrote:
> ...
>> So, why is kuthchocolates.com such a complete failure?
>>
>> You sure can't go there and buy and pay for any candy.
> 1. Because YOU spelled it incorrectly.
> 2. Because I started but never finished the website.
>
>
> John Kuthe...

Too busy working, eh?

Namaste

On Friday, December 25, 2020 at 9:47:32 PM UTC-5, wrote:
> On Thursday, December 24, 2020 at 10:28:58 PM UTC-6, Hank Rogers wrote:
> ...
> > >
> > So, why is kuthchocolates.com such a complete failure?
> >
> > You sure can't go there and buy and pay for any candy.
> 1. Because YOU spelled it incorrectly.
> 2. Because I started but never finished the website.

It has been two years. You're never going to finish it.

Cindy Hamilton

On Sat, 26 Dec 2020 03:51:15 -0800 (PST), Cindy Hamilton
> wrote:

>On Friday, December 25, 2020 at 9:47:32 PM UTC-5, wrote:
>> On Thursday, December 24, 2020 at 10:28:58 PM UTC-6, Hank Rogers wrote:
>> ...
>> > >
>> > So, why is kuthchocolates.com such a complete failure?
>> >
>> > You sure can't go there and buy and pay for any candy.
>> 1. Because YOU spelled it incorrectly.
>> 2. Because I started but never finished the website.
>
>It has been two years. You're never going to finish it.

Did he say otherwise?

On 12/26/2020 1:00 PM, Master Bruce wrote:
> On Sat, 26 Dec 2020 03:51:15 -0800 (PST), Cindy Hamilton
> > wrote:
>
>> On Friday, December 25, 2020 at 9:47:32 PM UTC-5, wrote:
>>> On Thursday, December 24, 2020 at 10:28:58 PM UTC-6, Hank Rogers wrote:
>>> ...
>>>>>
>>>> So, why is kuthchocolates.com such a complete failure?
>>>>
>>>> You sure can't go there and buy and pay for any candy.
>>> 1. Because YOU spelled it incorrectly.
>>> 2. Because I started but never finished the website.
>>
>> It has been two years. You're never going to finish it.
>
> Did he say otherwise?
>
Ask him he's always here, just like you are.
<snicker>

On 12/25/2020 9:47 PM, John Kuthe wrote:
> On Thursday, December 24, 2020 at 10:28:58 PM UTC-6, Hank Rogers wrote:
> ...
>>>
>> So, why is kuthchocolates.com such a complete failure?
>>
>> You sure can't go there and buy and pay for any candy.
>
> 1. Because YOU spelled it incorrectly.
> 2. Because I started but never finished the website.
>
>
> John Kuthe...
>
https://kuthechocolates.com/

Started, never finished and wrote to potential customers on the site you
couldn't figure out how to use the software to finish it.

Jill

Cindy Hamilton wrote:
> On Friday, December 25, 2020 at 9:47:32 PM UTC-5, wrote:
>> On Thursday, December 24, 2020 at 10:28:58 PM UTC-6, Hank Rogers wrote:
>> ...
>>>>
>>> So, why is kuthchocolates.com such a complete failure?
>>>
>>> You sure can't go there and buy and pay for any candy.
>> 1. Because YOU spelled it incorrectly.
>> 2. Because I started but never finished the website.
>
> It has been two years. You're never going to finish it.
>
> Cindy Hamilton
>

He's busy working on his church and mayoral campaign.

On Saturday, December 26, 2020 at 1:21:51 PM UTC-6, Hank Rogers wrote:
> Cindy Hamilton wrote:
> > On Friday, December 25, 2020 at 9:47:32 PM UTC-5, wrote:
> >> On Thursday, December 24, 2020 at 10:28:58 PM UTC-6, Hank Rogers wrote:
> >> ...
> >>>>
> >>> So, why is kuthchocolates.com such a complete failure?
> >>>
> >>> You sure can't go there and buy and pay for any candy.
> >> 1. Because YOU spelled it incorrectly.
> >> 2. Because I started but never finished the website.
> >
> > It has been two years. You're never going to finish it.
> >
> > Cindy Hamilton
> >
> He's busy working on his church and mayoral campaign.

My son is looking for a house. I strongly advised him not to buy one in one of
those tiny municipalities like Bel Nor. They have very little sales tax base. We're
going to look at a house tomorrow, maybe two. Right now, if one can afford the
down payment, and can get the mortgage loan, owning is cheaper than renting
in the medium or long term. Interest rates are stupid low right now.

--Bryan

wrote:
> On Saturday, December 26, 2020 at 1:21:51 PM UTC-6, Hank Rogers wrote:
> > Cindy Hamilton wrote:
> > > On Friday, December 25, 2020 at 9:47:32 PM UTC-5, wrote:
> > >> On Thursday, December 24, 2020 at 10:28:58 PM UTC-6, Hank Rogers wrote:
> > >> ...
> > >>>>
> > >>> So, why is kuthchocolates.com such a complete failure?
> > >>>
> > >>> You sure can't go there and buy and pay for any candy.
> > >> 1. Because YOU spelled it incorrectly.
> > >> 2. Because I started but never finished the website.
> > >
> > > It has been two years. You're never going to finish it.
> > >
> > > Cindy Hamilton
> > >
> > He's busy working on his church and mayoral campaign.
> My son is looking for a house. I strongly advised him not to buy one in one of
> those tiny municipalities like Bel Nor. They have very little sales tax base. We're
> going to look at a house tomorrow, maybe two. Right now, if one can afford the
> down payment, and can get the mortgage loan, owning is cheaper than renting
> in the medium or long term. Interest rates are stupid low right now.


Well, he could rent *really* cheaply from John, doesn't he charge only like two hundred bux per month...???

--
Best
Greg

On Saturday, December 26, 2020 at 3:15:16 PM UTC-10, wrote:
> On Saturday, December 26, 2020 at 1:21:51 PM UTC-6, Hank Rogers wrote:
> > Cindy Hamilton wrote:
> > > On Friday, December 25, 2020 at 9:47:32 PM UTC-5, wrote:
> > >> On Thursday, December 24, 2020 at 10:28:58 PM UTC-6, Hank Rogers wrote:
> > >> ...
> > >>>>
> > >>> So, why is kuthchocolates.com such a complete failure?
> > >>>
> > >>> You sure can't go there and buy and pay for any candy.
> > >> 1. Because YOU spelled it incorrectly.
> > >> 2. Because I started but never finished the website.
> > >
> > > It has been two years. You're never going to finish it.
> > >
> > > Cindy Hamilton
> > >
> > He's busy working on his church and mayoral campaign.
> My son is looking for a house. I strongly advised him not to buy one in one of
> those tiny municipalities like Bel Nor. They have very little sales tax base. We're
> going to look at a house tomorrow, maybe two. Right now, if one can afford the
> down payment, and can get the mortgage loan, owning is cheaper than renting
> in the medium or long term. Interest rates are stupid low right now.
>
> --Bryan
Good luck with the house hunting. It's probably a smart move. OTOH, you probably should probably make sure your son will be able to handle the payments. My understanding is that the predatory lending practices and conditions that brought about the mortgage crisis of 2007 are coming around again.
https://www.cnbc.com/2018/09/14/the-...at-itself.html

On 12/26/2020 8:15 PM, Bryan Simmons wrote:

>
> My son is looking for a house. I strongly advised him not to buy one in one of
> those tiny municipalities like Bel Nor. They have very little sales tax base. We're
> going to look at a house tomorrow, maybe two. Right now, if one can afford the
> down payment, and can get the mortgage loan, owning is cheaper than renting
> in the medium or long term. Interest rates are stupid low right now.
>
> --Bryan
>

Make sure he checks the roof. That can be a big expense in that area.

On Saturday, December 26, 2020 at 7:47:59 PM UTC-6, dsi1 wrote:
> On Saturday, December 26, 2020 at 3:15:16 PM UTC-10, wrote:
> > On Saturday, December 26, 2020 at 1:21:51 PM UTC-6, Hank Rogers wrote:
> > > Cindy Hamilton wrote:
> > > > On Friday, December 25, 2020 at 9:47:32 PM UTC-5, wrote:
> > > >> On Thursday, December 24, 2020 at 10:28:58 PM UTC-6, Hank Rogers wrote:
> > > >> ...
> > > >>>>
> > > >>> So, why is kuthchocolates.com such a complete failure?
> > > >>>
> > > >>> You sure can't go there and buy and pay for any candy.
> > > >> 1. Because YOU spelled it incorrectly.
> > > >> 2. Because I started but never finished the website.
> > > >
> > > > It has been two years. You're never going to finish it.
> > > >
> > > > Cindy Hamilton
> > > >
> > > He's busy working on his church and mayoral campaign.
> > My son is looking for a house. I strongly advised him not to buy one in one of
> > those tiny municipalities like Bel Nor. They have very little sales tax base. We're
> > going to look at a house tomorrow, maybe two. Right now, if one can afford the
> > down payment, and can get the mortgage loan, owning is cheaper than renting
> > in the medium or long term. Interest rates are stupid low right now.
> >
> > --Bryan
> Good luck with the house hunting. It's probably a smart move. OTOH, you probably should probably make sure your son will be able to handle the payments. My understanding is that the predatory lending practices and conditions that brought about the mortgage crisis of 2007 are coming around again.
> https://www.cnbc.com/2018/09/14/the-...at-itself.html

There won't be any predatory lending. My wife and I will be co-borrowers, and we
have great credit, backed by assets like the equity in our houses. My financial
mistakes have been few and small. I'm not much on maximizing earnings from
employment, but I've made the best of it by buying low and holding. In some cases
it has been pure luck, but when the brass ring is within easy reach, grab it. I've been,
perhaps, too risk averse, but when the brass ring was right there, I usually plucked
it.

That extends to the most minor purchases. Today I bought two nice porterhouse
steaks for less than $9.

Whatever we invest in the future of our son is much less than funding college.
Using our equity to guarantee a mortgage is small potatoes, and his land
investment business looks very promising for great returns.

--Bryan

GM wrote:
> wrote:
>> On Saturday, December 26, 2020 at 1:21:51 PM UTC-6, Hank Rogers wrote:
>>> Cindy Hamilton wrote:
>>>> On Friday, December 25, 2020 at 9:47:32 PM UTC-5, wrote:
>>>>> On Thursday, December 24, 2020 at 10:28:58 PM UTC-6, Hank Rogers wrote:
>>>>> ...
>>>>>>>
>>>>>> So, why is kuthchocolates.com such a complete failure?
>>>>>>
>>>>>> You sure can't go there and buy and pay for any candy.
>>>>> 1. Because YOU spelled it incorrectly.
>>>>> 2. Because I started but never finished the website.
>>>>
>>>> It has been two years. You're never going to finish it.
>>>>
>>>> Cindy Hamilton
>>>>
>>> He's busy working on his church and mayoral campaign.
>> My son is looking for a house. I strongly advised him not to buy one in one of
>> those tiny municipalities like Bel Nor. They have very little sales tax base. We're
>> going to look at a house tomorrow, maybe two. Right now, if one can afford the
>> down payment, and can get the mortgage loan, owning is cheaper than renting
>> in the medium or long term. Interest rates are stupid low right now.
>
>
> Well, he could rent *really* cheaply from John, doesn't he charge only like two hundred bux per month...???
>

Hell, kuth would probably pay him to live there!

But it ain't worth it.

On Saturday, December 26, 2020 at 8:29:43 PM UTC-6, Ed Pawlowski wrote:
> On 12/26/2020 8:15 PM, Bryan Simmons wrote:
>
> >
> > My son is looking for a house. I strongly advised him not to buy one in one of
> > those tiny municipalities like Bel Nor. They have very little sales tax base. We're
> > going to look at a house tomorrow, maybe two. Right now, if one can afford the
> > down payment, and can get the mortgage loan, owning is cheaper than renting
> > in the medium or long term. Interest rates are stupid low right now.
> >
> > --Bryan
> >
> Make sure he checks the roof. That can be a big expense in that area.

We need to get our roof done this spring. It'll probably cost about $10K for
architectural shingles. No clay roofs on my block.

--Bryan

On 12/26/2020 9:29 PM, Ed Pawlowski wrote:
> On 12/26/2020 8:15 PM, Bryan Simmons wrote:
>
>>
>> My son is looking for a house. I strongly advised him not to buy one
>> in one of
>> those tiny municipalities like Bel Nor. They have very little sales
>> tax base. We're
>> going to look at a house tomorrow, maybe two. Right now, if one can
>> afford the
>> down payment, and can get the mortgage loan, owning is cheaper than
>> renting
>> in the medium or long term. Interest rates are stupid low right now.
>>
>> --Bryan
>>
>
> Make sure he checks the roof. That can be a big expense in that area.

Doesn't someone (buyer or seller) pay for a house inspection before closing?

On Sunday, December 27, 2020 at 8:29:11 AM UTC-5, Gary wrote:
> On 12/26/2020 9:29 PM, Ed Pawlowski wrote:
> > On 12/26/2020 8:15 PM, Bryan Simmons wrote:
> >
> >>
> >> My son is looking for a house. I strongly advised him not to buy one
> >> in one of
> >> those tiny municipalities like Bel Nor. They have very little sales
> >> tax base. We're
> >> going to look at a house tomorrow, maybe two. Right now, if one can
> >> afford the
> >> down payment, and can get the mortgage loan, owning is cheaper than
> >> renting
> >> in the medium or long term. Interest rates are stupid low right now.
> >>
> >> --Bryan
> >>
> >
> > Make sure he checks the roof. That can be a big expense in that area.
> Doesn't someone (buyer or seller) pay for a house inspection before closing?

Not always. On our latest (and last) house, our seller might have, but I doubt it.
We did our own inspection, although we had a buddy of my husband's who's a
stonemason come over and look at the exterior.

Cindy Hamilton

On Sunday, December 27, 2020 at 7:33:19 AM UTC-6, Cindy Hamilton wrote:
> On Sunday, December 27, 2020 at 8:29:11 AM UTC-5, Gary wrote:
> > On 12/26/2020 9:29 PM, Ed Pawlowski wrote:
> > > On 12/26/2020 8:15 PM, Bryan Simmons wrote:
> > >
> > >>
> > >> My son is looking for a house. I strongly advised him not to buy one
> > >> in one of
> > >> those tiny municipalities like Bel Nor. They have very little sales
> > >> tax base. We're
> > >> going to look at a house tomorrow, maybe two. Right now, if one can
> > >> afford the
> > >> down payment, and can get the mortgage loan, owning is cheaper than
> > >> renting
> > >> in the medium or long term. Interest rates are stupid low right now.
> > >>
> > >> --Bryan
> > >>
> > >
> > > Make sure he checks the roof. That can be a big expense in that area.
> > Doesn't someone (buyer or seller) pay for a house inspection before closing?
> Not always. On our latest (and last) house, our seller might have, but I doubt it.
> We did our own inspection, although we had a buddy of my husband's who's a
> stonemason come over and look at the exterior.
>
I've never heard of a lender giving a loan w/o an inspection.
>
> Cindy Hamilton

--Bryan

Gary wrote:

> On 12/26/2020 9:29 PM, Ed Pawlowski wrote:
> > On 12/26/2020 8:15 PM, Bryan Simmons wrote:
> >
> > >
> > > My son is looking for a house. I strongly advised him not to buy
> > > one in one of
> > > those tiny municipalities like Bel Nor. They have very little
> > > sales tax base. We're
> > > going to look at a house tomorrow, maybe two. Right now, if one
> > > can afford the
> > > down payment, and can get the mortgage loan, owning is cheaper
> > > than renting
> > > in the medium or long term. Interest rates are stupid low right
> > > now.
> > >
> > > --Bryan
> > >
> >
> > Make sure he checks the roof. That can be a big expense in that
> > area.
>
> Doesn't someone (buyer or seller) pay for a house inspection before
> closing?

Buyer does. Required here, may be optional elswhere but I know my loan
company had to have a copy.

On Sunday, December 27, 2020 at 9:34:00 AM UTC-5, wrote:
> On Sunday, December 27, 2020 at 7:33:19 AM UTC-6, Cindy Hamilton wrote:
> > On Sunday, December 27, 2020 at 8:29:11 AM UTC-5, Gary wrote:
> > > On 12/26/2020 9:29 PM, Ed Pawlowski wrote:
> > > > On 12/26/2020 8:15 PM, Bryan Simmons wrote:
> > > >
> > > >>
> > > >> My son is looking for a house. I strongly advised him not to buy one
> > > >> in one of
> > > >> those tiny municipalities like Bel Nor. They have very little sales
> > > >> tax base. We're
> > > >> going to look at a house tomorrow, maybe two. Right now, if one can
> > > >> afford the
> > > >> down payment, and can get the mortgage loan, owning is cheaper than
> > > >> renting
> > > >> in the medium or long term. Interest rates are stupid low right now.
> > > >>
> > > >> --Bryan
> > > >>
> > > >
> > > > Make sure he checks the roof. That can be a big expense in that area.
> > > Doesn't someone (buyer or seller) pay for a house inspection before closing?
> > Not always. On our latest (and last) house, our seller might have, but I doubt it.
> > We did our own inspection, although we had a buddy of my husband's who's a
> > stonemason come over and look at the exterior.
> >
> I've never heard of a lender giving a loan w/o an inspection.

Apparently not in Michigan. They send someone out to assess that it's
worth at least as much as the mortgage, but that's it. The assessor does
a walk-around and I guess as long as everything looks reasonably ok,
the mortgage gets written.

Cindy Hamilton

On 12/27/2020 10:52 AM, Cindy Hamilton wrote:
> On Sunday, December 27, 2020 at 9:34:00 AM UTC-5, wrote:
>> On Sunday, December 27, 2020 at 7:33:19 AM UTC-6, Cindy Hamilton wrote:
>>> On Sunday, December 27, 2020 at 8:29:11 AM UTC-5, Gary wrote:
>>>> On 12/26/2020 9:29 PM, Ed Pawlowski wrote:
>>>>> On 12/26/2020 8:15 PM, Bryan Simmons wrote:
>>>>>
>>>>>>
>>>>>> My son is looking for a house. I strongly advised him not to buy one
>>>>>> in one of
>>>>>> those tiny municipalities like Bel Nor. They have very little sales
>>>>>> tax base. We're
>>>>>> going to look at a house tomorrow, maybe two. Right now, if one can
>>>>>> afford the
>>>>>> down payment, and can get the mortgage loan, owning is cheaper than
>>>>>> renting
>>>>>> in the medium or long term. Interest rates are stupid low right now.
>>>>>>
>>>>>> --Bryan
>>>>>>
>>>>>
>>>>> Make sure he checks the roof. That can be a big expense in that area.
>>>> Doesn't someone (buyer or seller) pay for a house inspection before closing?
>>> Not always. On our latest (and last) house, our seller might have, but I doubt it.
>>> We did our own inspection, although we had a buddy of my husband's who's a
>>> stonemason come over and look at the exterior.
>>>
>> I've never heard of a lender giving a loan w/o an inspection.
>
> Apparently not in Michigan. They send someone out to assess that it's
> worth at least as much as the mortgage, but that's it. The assessor does
> a walk-around and I guess as long as everything looks reasonably ok,
> the mortgage gets written.
>
> Cindy Hamilton
>

Many lenders are now requiring it. When I bought my previous houses
(1966, 1981) it was not a popular thing like it is now.

A few people here had their new home inspected before the warranty
expired. I had a very fussy builder and the house is perfect. They did
require an owner or owner's rep to do a walk through to be sure
everything as as ordered. I did not see the inside of my house until I
signed papers and got the keys.

Mick Jagger recently bought a house for his girlfriend about 5 miles
from us. He did not visit it either and it cost much more than mine.