On Thu, 25 Mar 2021 18:41:34 -0400, jmcquown wrote:

> Even people who didn't have enough income to file a return (much less
> expect a refund) for tax years 2019 or 2020 could have gone on the IRS
> website, filled out the 1040 Form listing whatever little income there
> was on their W-2's, or zero income, and provided them with the
> information for Direct Deposit.

Nope. There is no way to file a zero-income or negative return and
enter your direct deposit information if you're not receiving a
refund, either electronically or VIA snail-mail form. Even if you
owe and enter your bank info for withdrawal, it can't be used for
subsequent DD's.

There was a way to enter your DD information for "non-filers" for
the first stimulus checks last year, but they nixed that mid-April
of last year due to fraud and those people who did get in to use
that tool in the first 10 days got sent checks anyway. And it's not
been a option for the last two checks.

The people who REALLY got screed the last two stimulus checks, are
those used those "instant return" services from the major tax
preparers. All their payments were delayed an average of 2.5
months. Those scams are sponsored by Netspend/Metabank and those
people got royally ****ed. Netspend re-directed all those Instant
Tax Refunds to anonymous accounts for the purposes of stimulus
payments and didn't have to return the money right away (unlike real
banks). It was bnot a "mistake" as the Treasury claims - they knew
was going to happen. Because.....

Netspend/Metabank is also the suppliers of the Treasury Stimulus
Debit Card payments (which millions of people unwillingly received
instead of checks). They squatted on $6.2 billion dollars of money
from the last $600 stimulus payments for 30 days without
distributing the funds. They got that $6.2 Billion from the Feds on
Feb 6th and didn't start sending out any pre-paid cards until March
4th.

Do you know how much $6.2 billion dollars is worth to an unregulated
psuedo-bank for a mere 30 days? Even the WORST investment you could
possibly make with $6.2 billion dollars as a citizen is 30-day CD.
At current rates (if you could find a bank to offer you such a
shitty investment after they stop drooling) that would you net you
$200 million in just 30 days. Now imagine how much profit a
wholesale bank could make off of that same $6.2 billion compared to
a citizen.

And since they're a pseudo-online-bank (they sponsor no checking,
savings, or interest-bearing accounts) they pay no taxes because
it's all technically "debit".

In a nutshell, they intercept government funds and paychecks from
the "unbankable" citizens (of not just the United States) and have
an average daily balance of over $125 billion dollars which they
loan to - get this... TO BANKS (a pseudo-bank can't loan money to
individuals) at wholesale sub-prime rates for pure profit while
paying no taxes on their holdings. And while actually having NO
MONEY AT ALL. If you you had an average balance of $127B in your
savings account as a citizen or as a company or U.S. corporation,
what would your tax return look like every year?

That whole pre-paid debit card stimulus payments are making secret
millionaires at our expense (and half of them are politicians who
make the rules). Who got a pre-paid debit card instead of a check?
(I KNOW you haven't got one yet for the 3rd round). And when did you
get it in relation to others who have received checks or direct
deposits?

The math above was only for the last $600 payments. These are
$1,400 payments going to Metabank debit cards. It's disgusting the
fraud and manipulation going on here! And you know what I'm going
to do about it?!?! I'm going downstairs to get some ice cream!
(hey, it beats going postal in a grocery store).

-sw (Licensed TX CPA)

On Friday, March 26, 2021 at 2:06:08 AM UTC-5, Sqwertz wrote:
....
> The math above was only for the last $600 payments. These are
> $1,400 payments going to Metabank debit cards. It's disgusting the
> fraud and manipulation going on here! And you know what I'm going
> to do about it?!?! I'm going downstairs to get some ice cream!
> (hey, it beats going postal in a grocery store).
>
> -sw (Licensed TX CPA)

I have a Paper Check, NOT a ****ing Debit Card!

John Kuthe, RN, BSN, and Licensed MO Registered Nurse!....

On Friday, March 26, 2021 at 5:23:43 AM UTC-4, wrote:
> On Friday, March 26, 2021 at 2:06:08 AM UTC-5, Sqwertz wrote:
> ...
> > The math above was only for the last $600 payments. These are
> > $1,400 payments going to Metabank debit cards. It's disgusting the
> > fraud and manipulation going on here! And you know what I'm going
> > to do about it?!?! I'm going downstairs to get some ice cream!
> > (hey, it beats going postal in a grocery store).
> >
> > -sw (Licensed TX CPA)
> I have a Paper Check, NOT a ****ing Debit Card!

Why do you care whether it's a debit card?

Cindy Hamilton

On 3/26/2021 8:34 AM, Cindy Hamilton wrote:
> On Friday, March 26, 2021 at 5:23:43 AM UTC-4, wrote:
>> On Friday, March 26, 2021 at 2:06:08 AM UTC-5, Sqwertz wrote:
>> ...
>>> The math above was only for the last $600 payments. These are
>>> $1,400 payments going to Metabank debit cards. It's disgusting the
>>> fraud and manipulation going on here! And you know what I'm going
>>> to do about it?!?! I'm going downstairs to get some ice cream!
>>> (hey, it beats going postal in a grocery store).
>>>
>>> -sw (Licensed TX CPA)
>> I have a Paper Check, NOT a ****ing Debit Card!
>
> Why do you care whether it's a debit card?
>
> Cindy Hamilton
>

Them debit cards are hard to use and require special training.

On 3/26/2021 10:14 AM, Ed Pawlowski wrote:
> On 3/26/2021 8:34 AM, Cindy Hamilton wrote:
>> On Friday, March 26, 2021 at 5:23:43 AM UTC-4, wrote:
>>> On Friday, March 26, 2021 at 2:06:08 AM UTC-5, Sqwertz wrote:
>>> ...
>>>> The math above was only for the last $600 payments. These are
>>>> $1,400 payments going to Metabank debit cards. It's disgusting the
>>>> fraud and manipulation going on here! And you know what I'm going
>>>> to do about it?!?! I'm going downstairs to get some ice cream!
>>>> (hey, it beats going postal in a grocery store).
>>>>
>>>> -sw (Licensed TX CPA)
>>> I have a Paper Check, NOT a ****ing Debit Card!
>>
>> Why do you care whether it's a debit card?
>>
>> Cindy Hamilton
>>
>
> Them debit cards are hard to use and require special training.

You mean more than knowing how to play BasketBear?

Jill

On 3/26/2021 3:05 AM, Sqwertz wrote:
> On Thu, 25 Mar 2021 18:41:34 -0400, jmcquown wrote:
>
>> Even people who didn't have enough income to file a return (much less
>> expect a refund) for tax years 2019 or 2020 could have gone on the IRS
>> website, filled out the 1040 Form listing whatever little income there
>> was on their W-2's, or zero income, and provided them with the
>> information for Direct Deposit.
>
> Nope. There is no way to file a zero-income or negative return and
> enter your direct deposit information if you're not receiving a
> refund, either electronically or VIA snail-mail form. Even if you
> owe and enter your bank info for withdrawal, it can't be used for
> subsequent DD's.
>
> There was a way to enter your DD information for "non-filers" for
> the first stimulus checks last year, but they nixed that mid-April
> of last year due to fraud and those people who did get in to use
> that tool in the first 10 days got sent checks anyway. And it's not
> been a option for the last two checks.
>
I stand corrected. I did the non-filer thing. Even though I worked in
2019 I didn't earn enough to be required to file a tax return much less
qualify for a refund. Still, I filled out the 1040 on the IRS site,
provided them my info and got all three stimulus payments direct deposited.

Jill

On 2021-03-26 10:22 a.m., jmcquown wrote:

> I stand corrected.Â* I did the non-filer thing.Â* Even though I worked in
> 2019 I didn't earn enough to be required to file a tax return much less
> qualify for a refund.Â* Still, I filled out the 1040 on the IRS site,
> provided them my info and got all three stimulus payments direct deposited.

We pay an accountant. It gives us peace of mind if there is a problem.
We took the paperwork to the accountant earlier this week. Yesterday I
got a T3 from the bank in my mail. It had been addressed to our rural
route number without a street address and eventually redirected here. So
I had to go back to the accountant to deliver it.

On 3/26/2021 11:51 AM, Dave Smith wrote:
> On 2021-03-26 10:22 a.m., jmcquown wrote:
>
>> I stand corrected.Â* I did the non-filer thing.Â* Even though I worked
>> in 2019 I didn't earn enough to be required to file a tax return much
>> less qualify for a refund.Â* Still, I filled out the 1040 on the IRS
>> site, provided them my info and got all three stimulus payments direct
>> deposited.
>
> We pay an accountant. It gives us peace of mind if there is a problem.
> We took the paperwork to the accountant earlier this week. Yesterday I
> got a T3 from the bank in my mail. It had been addressed to our rural
> route number without a street address and eventually redirected here. So
> I had to go back to the accountant to deliver it.
>
>
>
Okay. Your personal filing of taxes and an accountant has very little
to do with how one receives a Stimulus payment arising out of Covid-19
in the US.

Jill

On Fri, 26 Mar 2021 12:09:48 -0600, US Janet >
wrote:

>On Fri, 26 Mar 2021 13:14:52 -0400, Boron Elgar

>>I made a lot of money talking to people who had never heard of a PIN
>>and were still wary of using one, let alone an ATM.
>
>still haven't used an ATM. We don't carry much cash. Don't need cash
>anymore.
>Janet US


I pay for gas and the occasional lottery ticket with cash. I do not
miss it.

I cannot recall the last time I used an ATM. Checks are deposited by
cell phone app and everything else is done online.

On 26/03/2021 18:18, Boron Elgar wrote:
> On Fri, 26 Mar 2021 12:09:48 -0600, US Janet >
> wrote:
>> On Fri, 26 Mar 2021 13:14:52 -0400, Boron Elgar
>>> I made a lot of money talking to people who had never heard of a PIN
>>> and were still wary of using one, let alone an ATM.
>> still haven't used an ATM. We don't carry much cash. Don't need cash
>> anymore.
> I pay for gas and the occasional lottery ticket with cash. I do not
> miss it.
>
> I cannot recall the last time I used an ATM. Checks are deposited by
> cell phone app and everything else is done online.
>
I use ATMs to transfer funds from my US banks, to my UK one - it's the
most economical way I've found to do it. Pop the cards into the machine
at my bank, withdraw their daily max, go up to the counter and deposit it.
Unfortunately, the Royal Bank of Scotland closed our local branch, and
the nearest bank is 40 miles away.
That's pretty much the only thing I use ATMs for.

On 3/26/2021 2:09 PM, US Janet wrote:


>>
>>
>> One of the two largest credit card companies spent oodles in consumer
>> research dreaming up debit cards and gift cards and methods for
>> accessing back accounts by phone or machine.
>>
>> In those days, not everyone used credit cards and even among those who
>> did, many did not understand how a debit card differed.
>>
>> I made a lot of money talking to people who had never heard of a PIN
>> and were still wary of using one, let along an ATM.
>
> still haven't used an ATM. We don't carry much cash. Don't need cash
> anymore.
> Janet US
>

Most smaller stores appreciate cash. They pay about 4% when you use
plastic. Big stores have it built into the price so they don't care.

Right now many stores don't want to handle cash but normally, anything
under $50 or so I pay cash and usually tip in cash in a restaurant. I
hit the ATM once a month.

On 2021-03-26 2:09 p.m., US Janet wrote:
> On Fri, 26 Mar 2021 13:14:52 -0400, Boron Elgar

>> I made a lot of money talking to people who had never heard of a PIN
>> and were still wary of using one, let along an ATM.
>
> still haven't used an ATM. We don't carry much cash. Don't need cash
> anymore.

It is hard to find places that take cash these days. Most places prefer
charge cards or debit and don't want to have handle dirty money. I feel
naked if don't have at least $200 cash on me at the beginning of the
week. That was about how much cash I used to spend each week. These
days I go to the ATM about once a month and withdraw $40-60 to top up my
cash. I used to spend almost as much cash in a week as I now do in a month.

On 3/26/2021 2:55 PM, Dave Smith wrote:
> It is hard to find places that take cash these days. >
You don't get out much.
--
The real Bruce posts with Impunity, others are fake.

On Friday, March 26, 2021 at 1:09:52 PM UTC-5, US Janet wrote:
>
> still haven't used an ATM. We don't carry much cash. Don't need cash
> anymore.
> Janet US
>
I *might* use an ATM once or twice a year. I pay for most things with a
debit card and just key in how much money I'd like back. The only place
I don't do this is at Dollar Tree. They want to charge me a dollar for this
'convenience.'

On Fri, 26 Mar 2021 18:26:04 +0000, S Viemeister
> wrote:

>On 26/03/2021 18:18, Boron Elgar wrote:
>> On Fri, 26 Mar 2021 12:09:48 -0600, US Janet >
>> wrote:
>>> On Fri, 26 Mar 2021 13:14:52 -0400, Boron Elgar
>>>> I made a lot of money talking to people who had never heard of a PIN
>>>> and were still wary of using one, let alone an ATM.
>>> still haven't used an ATM. We don't carry much cash. Don't need cash
>>> anymore.
>> I pay for gas and the occasional lottery ticket with cash. I do not
>> miss it.
>>
>> I cannot recall the last time I used an ATM. Checks are deposited by
>> cell phone app and everything else is done online.
>>
>I use ATMs to transfer funds from my US banks, to my UK one - it's the
>most economical way I've found to do it. Pop the cards into the machine
>at my bank, withdraw their daily max, go up to the counter and deposit it.
>Unfortunately, the Royal Bank of Scotland closed our local branch, and
>the nearest bank is 40 miles away.
>That's pretty much the only thing I use ATMs for.

That is a good idea!

For some reason, the more online banking is pushed, the more banks get
built in town. I do not understand it. Oh, and assisted living
facilities.

On Friday, March 26, 2021 at 5:02:06 PM UTC-5, Dave Smith wrote:
>
> An international money transfer was a pain in the butt when I got a
> speeding ticket in the Netherlands in 2001, when the Euro was being
> phased in. I got nailed for recklessly violating the speed limit doing
> 54 kph in a 50 kph zone and has a fine of something like 40 Guilders. I
> could not get a money order in Guilders. It had to be in Euros. Around
> here fines have to be paid in the exact amount but I took a chance and
> sent them the equivalent in Euros. I was back there in 2008 and did not
> get arrested and never heard anything more about it so I assume that it
> was paid.
>
I hope you kept all receipts just in case you want to go back again and on
the off-chance you get stopped and they run your name/license.

On 3/26/2021 2:23 AM, ****tard K00Kthe wrote:

> I have

NOBODY CARES WHAT YOU HAVE, ****TARD!

S Viemeister wrote:
> On 26/03/2021 18:18, Boron Elgar wrote:
>> On Fri, 26 Mar 2021 12:09:48 -0600, US Janet
>> >
>> wrote:
>>> On Fri, 26 Mar 2021 13:14:52 -0400, Boron Elgar
>>>> I made a lot of money talking to people who had never heard of
>>>> a PIN
>>>> and were still wary of using one, let alone an ATM.
>>> still haven't used an ATM.* We don't carry much cash.* Don't
>>> need cash
>>> anymore.
>> I pay for gas and the occasional lottery ticket with cash. I do not
>> miss it.
>>
>> I cannot recall the last time I used an ATM. Checks are deposited by
>> cell phone app and everything else is done online.
>>
> I use ATMs to transfer funds from my US banks, to my UK one - it's
> the most economical way I've found to do it. Pop the cards into the
> machine at my bank, withdraw their daily max, go up to the counter
> and deposit it.
> Unfortunately, the Royal Bank of Scotland closed our local branch,
> and the nearest bank is 40 miles away.
> That's pretty much the only thing I use ATMs for.

Yeah, royal shit usually works out that way.

wrote:
> On Friday, March 26, 2021 at 1:26:08 PM UTC-5, S Viemeister wrote:
>>
>> I use ATMs to transfer funds from my US banks, to my UK one - it's the
>> most economical way I've found to do it. Pop the cards into the machine
>> at my bank, withdraw their daily max, go up to the counter and deposit it.
>> Unfortunately, the Royal Bank of Scotland closed our local branch, and
>> the nearest bank is 40 miles away.
>> That's pretty much the only thing I use ATMs for.
>>
> Does your bank not allow this to be done online?
>

Royal banks require you to make transactions in person, and
properly clothed in a royal fashion. White fur caps, red carpets,
and purple robes.

Bruce wrote:

> The real Bruce sniffs asses, others are fake.

On 3/26/2021 8:18 PM, Hank Rogers wrote:
> wrote:
>> On Friday, March 26, 2021 at 1:26:08 PM UTC-5, S Viemeister wrote:
>>>
>>> I use ATMs to transfer funds from my US banks, to my UK one - it's the
>>> most economical way I've found to do it. Pop the cards into the machine
>>> at my bank, withdraw their daily max, go up to the counter and
>>> deposit it.
>>> Unfortunately, the Royal Bank of Scotland closed our local branch, and
>>> the nearest bank is 40 miles away.
>>> That's pretty much the only thing I use ATMs for.
>>>
>> Does your bank not allow this to be done online?
>>
>
> Royal banks require you to make transactions in person, and properly
> clothed in a royal fashion. White fur caps, red carpets, and purple robes.
>
>
>
>
My bank requires a tie and suit jacket. I cheat though and use the
drive up window so they don't see I have shorts and sneakers on.

Ed Pawlowski wrote:
> On 3/26/2021 8:18 PM, Hank Rogers wrote:
>> wrote:
>>> On Friday, March 26, 2021 at 1:26:08 PM UTC-5, S Viemeister wrote:
>>>>
>>>> I use ATMs to transfer funds from my US banks, to my UK one -
>>>> it's the
>>>> most economical way I've found to do it. Pop the cards into the
>>>> machine
>>>> at my bank, withdraw their daily max, go up to the counter and
>>>> deposit it.
>>>> Unfortunately, the Royal Bank of Scotland closed our local
>>>> branch, and
>>>> the nearest bank is 40 miles away.
>>>> That's pretty much the only thing I use ATMs for.
>>>>
>>> Does your bank not allow this to be done online?
>>>
>>
>> Royal banks require you to make transactions in person, and
>> properly clothed in a royal fashion. White fur caps, red carpets,
>> and purple robes.
>>
>>
>>
>>
> My bank requires a tie and suit jacket.* I cheat though and use the
> drive up window so they don't see I have shorts and sneakers on.

As long as you are wearing the proper royal headgear, you can drop
the shorts and even your drawers when going through the drive thru
teller.

Especially if you talk with an aristocratic accent.

In article >,
says...
>
> On Fri, 26 Mar 2021 18:26:04 +0000, S Viemeister
> > wrote:
>
> >On 26/03/2021 18:18, Boron Elgar wrote:
> >> On Fri, 26 Mar 2021 12:09:48 -0600, US Janet >
> >> wrote:
> >>> On Fri, 26 Mar 2021 13:14:52 -0400, Boron Elgar
> >>>> I made a lot of money talking to people who had never heard of a PIN
> >>>> and were still wary of using one, let alone an ATM.
> >>> still haven't used an ATM. We don't carry much cash. Don't need cash
> >>> anymore.
> >> I pay for gas and the occasional lottery ticket with cash. I do not
> >> miss it.
> >>
> >> I cannot recall the last time I used an ATM. Checks are deposited by
> >> cell phone app and everything else is done online.
> >>
> >I use ATMs to transfer funds from my US banks, to my UK one - it's the
> >most economical way I've found to do it. Pop the cards into the machine
> >at my bank, withdraw their daily max, go up to the counter and deposit it.
> >Unfortunately, the Royal Bank of Scotland closed our local branch, and
> >the nearest bank is 40 miles away.
> >That's pretty much the only thing I use ATMs for.
>
> That is a good idea!
>
> For some reason, the more online banking is pushed, the more banks get
> built in town.

Not here; I don't think I've seen any new bank branches built in
Scotland. Lots of small branches (of large banks) closing.

Janet UK

In article >, says...
>
> wrote:
> > On Friday, March 26, 2021 at 1:26:08 PM UTC-5, S Viemeister wrote:
> >>
> >> I use ATMs to transfer funds from my US banks, to my UK one - it's the
> >> most economical way I've found to do it. Pop the cards into the machine
> >> at my bank, withdraw their daily max, go up to the counter and deposit it.
> >> Unfortunately, the Royal Bank of Scotland closed our local branch, and
> >> the nearest bank is 40 miles away.
> >> That's pretty much the only thing I use ATMs for.
> >>
> > Does your bank not allow this to be done online?
> >
>
> Royal banks require you to make transactions in person, and
> properly clothed in a royal fashion. White fur caps, red carpets,
> and purple robes.

No wonder Meghan completely misunderstands royal status.

Janet UK

On 2021-03-27 9:53 a.m., Janet wrote:
> In article >,

>> For some reason, the more online banking is pushed, the more banks get
>> built in town.
>
> Not here; I don't think I've seen any new bank branches built in
> Scotland. Lots of small branches (of large banks) closing.


The bank in our little village closed last year and last month one of
the three banks downtown closed. Curiously, the town has undergone a
lot of development over the last few years, seeing a new plaza, a huge
two rink arena and community centre, a Seniors residence and hundreds of
new houses.

On Sat, 27 Mar 2021 13:53:41 -0000, Janet > wrote:

>In article >,
says...
>>
>> On Fri, 26 Mar 2021 18:26:04 +0000, S Viemeister
>> > wrote:
>>
>> >On 26/03/2021 18:18, Boron Elgar wrote:
>> >> On Fri, 26 Mar 2021 12:09:48 -0600, US Janet >
>> >> wrote:
>> >>> On Fri, 26 Mar 2021 13:14:52 -0400, Boron Elgar
>> >>>> I made a lot of money talking to people who had never heard of a PIN
>> >>>> and were still wary of using one, let alone an ATM.
>> >>> still haven't used an ATM. We don't carry much cash. Don't need cash
>> >>> anymore.
>> >> I pay for gas and the occasional lottery ticket with cash. I do not
>> >> miss it.
>> >>
>> >> I cannot recall the last time I used an ATM. Checks are deposited by
>> >> cell phone app and everything else is done online.
>> >>
>> >I use ATMs to transfer funds from my US banks, to my UK one - it's the
>> >most economical way I've found to do it. Pop the cards into the machine
>> >at my bank, withdraw their daily max, go up to the counter and deposit it.
>> >Unfortunately, the Royal Bank of Scotland closed our local branch, and
>> >the nearest bank is 40 miles away.
>> >That's pretty much the only thing I use ATMs for.
>>
>> That is a good idea!
>>
>> For some reason, the more online banking is pushed, the more banks get
>> built in town.
>
> Not here; I don't think I've seen any new bank branches built in
>Scotland. Lots of small branches (of large banks) closing.
>
> Janet UK


That is the logical thing.

Alt.Bruce wrote:

> Dave Smith wrote:
>> It is hard to find places that take cash these days.

> You don't get out much.

I don't get out much either but I haven't encountered a store that won't
take cash.

I like to keep a few hundred in cash but I don't use an ATM. I just get
$10-20 cash back occasionally when I pay by debit card.

On 3/27/2021 12:02 PM, Gary wrote:
> Alt.Bruce wrote:
>
>> Dave Smith wrote:
>>> It is hard to find places that take cash these days.
>
>> You don't get out much.
>
> I don't get out much either but I haven't encountered a store that won't
> take cash.
>
> I like to keep a few hundred in cash but I don't use an ATM. I just get
> $10-20 cash back occasionally when I pay by debit card.
>
>
>
>
The pandemic made people weary of handling cash so some stores went to
CC only. There was also a store that wanted to eliminate cash before
and the state made them accept cash but I don't recall where it was.
There are no Federal laws but some state laws about it.

On 3/27/2021 1:18 PM, Ed Pawlowski wrote:
> The pandemic made people weary of handling cash so some stores went to
> CC only.
>
None of the stores I've *ever* been in refused cash.
--
The real Bruce posts with Impunity, all others are fake.

On 3/27/2021 2:06 PM, Bruce wrote:
> On 3/27/2021 1:18 PM, Ed Pawlowski wrote:
>> The pandemic made people weary of handling cash so some stores went to
>> CC only.
> None of the stores I've *ever* been in refused cash.


And that proves. . . . .nothing


https://apnews.com/article/98613f20d...d908ef12107fef

Cash-free stores are generating a backlash among some activists and
liberal-leaning policymakers who say the practice discriminates against
people like Figueroa, who either lack bank accounts or rely on cash for
many transactions.

Figueroa, an ironworker, had to stand to the side, holding his taco,
until a sympathetic cashier helped him find another customer willing to
pay for his meal with a card in exchange for cash.

€œI had money and I couldnt pay,€� he said.

On 3/27/2021 2:45 PM, Ed Pawlowski wrote:
> On 3/27/2021 2:06 PM, Bruce wrote:
>> On 3/27/2021 1:18 PM, Ed Pawlowski wrote:
>>> The pandemic made people weary of handling cash so some stores went
>>> to CC only.
>> None of the stores I've *ever* been in refused cash.
>
>
> And that proves. . . . .nothing
>
Wrong! It proves exactly what I said.
HTH
--
The real Bruce posts with Impunity, all others are fake.

On 3/27/2021 11:45 AM, Ed Pawlowski wrote:
> On 3/27/2021 2:06 PM, Bruce wrote:
>> On 3/27/2021 1:18 PM, Ed Pawlowski wrote:
>>> The pandemic made people weary of handling cash so some stores went to
>>> CC only.
>> None of the stores I've *ever* been in refused cash.
>
>
> And that proves. . . . .nothing
>
>
> https://apnews.com/article/98613f20d...d908ef12107fef
>
> Cash-free stores are generating a backlash among some activists and
> liberal-leaning policymakers who say the practice discriminates against
> people like Figueroa, who either lack bank accounts or rely on cash for
> many transactions.
>
> Figueroa, an ironworker, had to stand to the side, holding his taco,
> until a sympathetic cashier helped him find another customer willing to
> pay for his meal with a card in exchange for cash.
>
> €œI had money and I couldnt pay,€� he said.
>


I had that same problem on a bus in London.

On Fri, 26 Mar 2021 10:14:50 -0400, Ed Pawlowski wrote:

> On 3/26/2021 8:34 AM, Cindy Hamilton wrote:
>> On Friday, March 26, 2021 at 5:23:43 AM UTC-4, wrote:
>>> On Friday, March 26, 2021 at 2:06:08 AM UTC-5, Sqwertz wrote:
>>> ...
>>>> The math above was only for the last $600 payments. These are
>>>> $1,400 payments going to Metabank debit cards. It's disgusting the
>>>> fraud and manipulation going on here! And you know what I'm going
>>>> to do about it?!?! I'm going downstairs to get some ice cream!
>>>> (hey, it beats going postal in a grocery store).
>>>>
>>>> -sw (Licensed TX CPA)
>>> I have a Paper Check, NOT a ****ing Debit Card!
>>
>> Why do you care whether it's a debit card?
>>
>> Cindy Hamilton
>>
>
> Them debit cards are hard to use and require special training.

Well, they start to deduct fees after the first time you use it...
It's $1.50 transaction - at least the regular Netspend cards. The
fee might be lower on these. But there is a fee.

-sw

On Saturday, March 27, 2021 at 3:33:44 PM UTC-4, Sqwertz wrote:
> On Fri, 26 Mar 2021 10:14:50 -0400, Ed Pawlowski wrote:
>
> > On 3/26/2021 8:34 AM, Cindy Hamilton wrote:
> >> On Friday, March 26, 2021 at 5:23:43 AM UTC-4, wrote:
> >>> On Friday, March 26, 2021 at 2:06:08 AM UTC-5, Sqwertz wrote:
> >>> ...
> >>>> The math above was only for the last $600 payments. These are
> >>>> $1,400 payments going to Metabank debit cards. It's disgusting the
> >>>> fraud and manipulation going on here! And you know what I'm going
> >>>> to do about it?!?! I'm going downstairs to get some ice cream!
> >>>> (hey, it beats going postal in a grocery store).
> >>>>
> >>>> -sw (Licensed TX CPA)
> >>> I have a Paper Check, NOT a ****ing Debit Card!
> >>
> >> Why do you care whether it's a debit card?
> >>
> >> Cindy Hamilton
> >>
> >
> > Them debit cards are hard to use and require special training.
>
> Well, they start to deduct fees after the first time you use it...
> It's $1.50 transaction - at least the regular Netspend cards. The
> fee might be lower on these. But there is a fee.

I was a little curious at what provoked John's rather extreme reaction.

Cindy Hamilton

On Saturday, March 27, 2021 at 2:40:14 PM UTC-5, Cindy Hamilton wrote:
> On Saturday, March 27, 2021 at 3:33:44 PM UTC-4, Sqwertz wrote:
> > On Fri, 26 Mar 2021 10:14:50 -0400, Ed Pawlowski wrote:
> >
> > > On 3/26/2021 8:34 AM, Cindy Hamilton wrote:
> > >> On Friday, March 26, 2021 at 5:23:43 AM UTC-4, wrote:
> > >>> On Friday, March 26, 2021 at 2:06:08 AM UTC-5, Sqwertz wrote:
> > >>> ...
> > >>>> The math above was only for the last $600 payments. These are
> > >>>> $1,400 payments going to Metabank debit cards. It's disgusting the
> > >>>> fraud and manipulation going on here! And you know what I'm going
> > >>>> to do about it?!?! I'm going downstairs to get some ice cream!
> > >>>> (hey, it beats going postal in a grocery store).
> > >>>>
> > >>>> -sw (Licensed TX CPA)
> > >>> I have a Paper Check, NOT a ****ing Debit Card!
> > >>
> > >> Why do you care whether it's a debit card?
> > >>
> > >> Cindy Hamilton
> > >>
> > >
> > > Them debit cards are hard to use and require special training.
> >
> > Well, they start to deduct fees after the first time you use it...
> > It's $1.50 transaction - at least the regular Netspend cards. The
> > fee might be lower on these. But there is a fee.
> I was a little curious at what provoked John's rather extreme reaction.
>
> Cindy Hamilton


Honestly, is there *any* other kind of reaction that he ever has, lol...

--
Best
Greg

On Sat, 27 Mar 2021 12:40:07 -0700 (PDT), Cindy Hamilton wrote:

> On Saturday, March 27, 2021 at 3:33:44 PM UTC-4, Sqwertz wrote:
>> On Fri, 26 Mar 2021 10:14:50 -0400, Ed Pawlowski wrote:
>>
>>> On 3/26/2021 8:34 AM, Cindy Hamilton wrote:
>>>> On Friday, March 26, 2021 at 5:23:43 AM UTC-4, wrote:
>>>>> On Friday, March 26, 2021 at 2:06:08 AM UTC-5, Sqwertz wrote:
>>>>> ...
>>>>>> The math above was only for the last $600 payments. These are
>>>>>> $1,400 payments going to Metabank debit cards. It's disgusting the
>>>>>> fraud and manipulation going on here! And you know what I'm going
>>>>>> to do about it?!?! I'm going downstairs to get some ice cream!
>>>>>> (hey, it beats going postal in a grocery store).
>>>>>>
>>>>>> -sw (Licensed TX CPA)
>>>>> I have a Paper Check, NOT a ****ing Debit Card!
>>>>
>>>> Why do you care whether it's a debit card?
>>>>
>>>> Cindy Hamilton
>>>>
>>>
>>> Them debit cards are hard to use and require special training.
>>
>> Well, they start to deduct fees after the first time you use it...
>> It's $1.50 transaction - at least the regular Netspend cards. The
>> fee might be lower on these. But there is a fee.
>
> I was a little curious at what provoked John's rather extreme reaction.

Oh, I'm sure he didn't know that, and there was no reason for his
outburst. He just likes to have random outbursts.

-sw

On Fri, 26 Mar 2021 10:22:59 -0400, jmcquown wrote:

> On 3/26/2021 3:05 AM, Sqwertz wrote:
>> On Thu, 25 Mar 2021 18:41:34 -0400, jmcquown wrote:
>>
>>> Even people who didn't have enough income to file a return (much less
>>> expect a refund) for tax years 2019 or 2020 could have gone on the IRS
>>> website, filled out the 1040 Form listing whatever little income there
>>> was on their W-2's, or zero income, and provided them with the
>>> information for Direct Deposit.
>>
>> Nope. There is no way to file a zero-income or negative return and
>> enter your direct deposit information if you're not receiving a
>> refund, either electronically or VIA snail-mail form. Even if you
>> owe and enter your bank info for withdrawal, it can't be used for
>> subsequent DD's.
>>
>> There was a way to enter your DD information for "non-filers" for
>> the first stimulus checks last year, but they nixed that mid-April
>> of last year due to fraud and those people who did get in to use
>> that tool in the first 10 days got sent checks anyway. And it's not
>> been a option for the last two checks.
>>
> I stand corrected. I did the non-filer thing. Even though I worked in
> 2019 I didn't earn enough to be required to file a tax return much less
> qualify for a refund. Still, I filled out the 1040 on the IRS site,
> provided them my info and got all three stimulus payments direct deposited.

They let you enter a zero-return with DD information even though you
weren't getting a refund? That's odd. The electronic filing
companies don't have that option - no refund - no bank account into.

-sw

Ed Pawlowski wrote:
> On 3/27/2021 12:02 PM, Gary wrote:
>> Alt.Bruce wrote:
>>
>>> Dave Smith wrote:
>>>> It is hard to find places that take cash these days.
>>
>>> You don't get out much.
>>
>> I don't get out much either but I haven't encountered a store
>> that won't take cash.
>>
>> I like to keep a few hundred in cash but I don't use an ATM. I
>> just get $10-20 cash back occasionally when I pay by debit card.
>>
>>
>>
>>
> The pandemic made people weary of handling cash so some stores went
> to CC only.* There was also a store that wanted to eliminate cash
> before and the state made them accept cash but I don't recall where
> it was. There are no Federal laws but some state laws about it.

Even before pandemic, i recall some yuppie places that required
payment with a smartphone. They were very proud of that.

**** 'em.

On Sat, 27 Mar 2021 12:02:24 -0400, Gary > wrote:

>Alt.Bruce wrote:
>
>> Dave Smith wrote:
>>> It is hard to find places that take cash these days.
>
>> You don't get out much.
>
>I don't get out much either but I haven't encountered a store that won't
>take cash.
>
>I like to keep a few hundred in cash but I don't use an ATM. I just get
>$10-20 cash back occasionally when I pay by debit card.

I've never met a store that won't take cash. If a petty cash amount,
under $50 I'll use Visa. I've never yet used an ATM, likely never
will. I don't have a debit card and never will... I see no point in
walking out of my house with less than a couple hundred cash in my
pocket.

On 3/27/2021 4:11 PM, Sqwertz wrote:
> On Fri, 26 Mar 2021 10:22:59 -0400, jmcquown wrote:
>
>> On 3/26/2021 3:05 AM, Sqwertz wrote:
>>> On Thu, 25 Mar 2021 18:41:34 -0400, jmcquown wrote:
>>>
>>>> Even people who didn't have enough income to file a return (much less
>>>> expect a refund) for tax years 2019 or 2020 could have gone on the IRS
>>>> website, filled out the 1040 Form listing whatever little income there
>>>> was on their W-2's, or zero income, and provided them with the
>>>> information for Direct Deposit.
>>>
>>> Nope. There is no way to file a zero-income or negative return and
>>> enter your direct deposit information if you're not receiving a
>>> refund, either electronically or VIA snail-mail form. Even if you
>>> owe and enter your bank info for withdrawal, it can't be used for
>>> subsequent DD's.
>>>
>>> There was a way to enter your DD information for "non-filers" for
>>> the first stimulus checks last year, but they nixed that mid-April
>>> of last year due to fraud and those people who did get in to use
>>> that tool in the first 10 days got sent checks anyway. And it's not
>>> been a option for the last two checks.
>>>
>> I stand corrected. I did the non-filer thing. Even though I worked in
>> 2019 I didn't earn enough to be required to file a tax return much less
>> qualify for a refund. Still, I filled out the 1040 on the IRS site,
>> provided them my info and got all three stimulus payments direct deposited.
>
> They let you enter a zero-return with DD information even though you
> weren't getting a refund? That's odd. The electronic filing
> companies don't have that option - no refund - no bank account into.
>
> -sw
>

It was set up specifically for the first round of checks last year. It
is an IRS site, not the tax sites.

https://www.irs.gov/refunds/get-your...three-accounts

Check status here
https://www.irs.gov/coronavirus/get-my-payment